Lexington Insurance has provided coverage for over 50 years to businesses of all sizes – from Fortune 100 companies to small businesses in the suburbs. Its surplus and lines coverage allows businesses to hire commercial drivers to operate vehicles, namely trucks. These truck drivers must be properly covered and protected, as they are often handling very large loads for thousands of miles at a time. The risk of accidents is higher when dealing with trucks, and if you were hurt in an accident, you should reach out to one of our lawyers for Lexington Insurance injury claims. We at Normandie Law Firm have years of experience in such lawsuits and we have the best strategies and deepest knowledge to win your case for you. Call us today to speak with the best attorney for Lexington Insurance truck accident lawsuits.
Truck Accident Details
Truck accidents are usually more severe than car crashes by virtue of the size of the vehicles. A truck moving slower than a car and cause more damage because of its size and structure. The injuries you may receive, therefore, can be proportionately more damaging. Some of the injuries you can sustain include:
- Broken bones
- Severed limbs
- Neck and spinal cord damage
- Torn muscles
- Nerve damage
- Closed head injuries
- Concussions
- Internal bleeding and internal organ damage
- Lacerations and puncture wounds
- Crushing injuries
- Traumatic brain injuries
- Degloving
- Back damages
- Paralysis
- Coma
- Death
Further, any of these injuries can occur from any angle. A truck can just as likely cause an instant death from a head-on collision as it could a rear end collision. You should always try to stay as safe as possible and drive defensively around trucks. You should not try to pass on the right, tailgate them, stay in their blind spots, or refuse merges. Some truck drivers may not see you, leading to accidents.
Other reasons truck drivers get into accidents include:
- Fatigue or exhaustion
- Unfamiliar terrain
- Inclement weather
- Narrow roads
- Steep hills and inclines
- Sharp turns and curves
- Defects with truck
- Blown tires
- Improper weight distribution
- Improperly affixed trailer or container
- Overloaded flatbed
- Inadequate lighting
- Lack of hazard or warning signs
It is crucial that you be aware of the ways in which accidents can happen. You can avoid these situations as best you can. However, if you do wind up getting involved in a crash, reach out to a law firm that can file a lawsuit against Lexington Insurance for a truck accident.
Accident Procedure
After a truck crash, it is important that you follow these steps to ensure that you have the best chance at winning your lawsuit.
- Take photographs of your injuries, the accident scene, and the damage to your car
- Seek medical attention immediately, whether from paramedics or at the emergency room
- Request a copy of the medical report
- Request a copy of the police report
- Interview witnesses and record statements and testimonies
- Take down the personal information and insurance details of the truck driver
- Contact a lawyer for Lexington Insurance truck accident claims
All of these steps will help ensure that you enter the legal process with adequate evidence and a high chance of winning. We will help you assemble your package for Lexington and negotiate the best offer from the agent.
Benefit of Hiring an Attorney
After a truck crash, you may be severely injured and unable to file a lawsuit by yourself. Taking legal action requires you to meet with insurance agents or attorneys, negotiate with the insurance company, file documents, and more. You may not have the necessary knowledge or experience to complete these duties; moreover, you may be too injured and not have enough time to go through with anything by yourself.
For this reason, it is crucial that you hire a lawyer who is experienced with truck accident cases with Lexington Insurance.
Negligence-based Lawsuit
A personal injury lawsuit is based on the concept of negligence. This means that you must show that the party responsible for your injuries was negligent in his duties. There are four points of negligence that must be proven in order for your lawsuit to be successful. They are as follows:
- You were owed a duty of care
- The duty of care was breached
- The breach led to an accident
- The accident resulted in physical harm
You should be aware that you must have sustained physical harm in order to file a personal injury lawsuit. If you were not hurt, you will not be able to collect coverage for medical expenses or similar damages. For the best opportunity at proving the negligence of a truck driver, you should call a Los Angeles lawyer for accident injury claim with Lexington Insurance.
Example Cases and Verdicts
Many clients want to value their claims ahead of time. We can provide an estimate, but there is no way of getting the accurate worth of your case until an insurance agent from Lexington provides us with an offer. The agent will look at the circumstances of your case, including your injuries, the effect those injuries had on your life and career, the extent and severity of the injuries, your age, your occupation, your level of negligence, and more. He will consider all of these factors together to make a claim, and we will negotiate a better deal.
You can observe other cases that have happened to see what has been settled. Be aware, though, that even if you have the same or similar damages, other reasons could lead to you being made a much lower offer than what you saw.
Our Los Angeles lawyer for accident injury claim with Lexington Insurance provide some sample cases below for you to consider:
- $7,000,000 Verdict: A tractor trailer was changing lanes when it was hit by one car that eventually turned into a multi-car collision. The woman’s car spun around and flipped; the woman herself suffered injuries to her ribs and brain, but she was left with intense neurological damages. Her cognitive and emotional abilities were greatly affected in the crash.
- $3,200,000 Verdict: A tractor trailer negligently attempted a U-turn on a highway, resulting in the plaintiff crashing into the trailer. The trailer did not adequately reflect enough light to warn the driver that there was an obstruction ahead. The plaintiff’s leg was severely wounded in the crash (including fractures and a torn meniscus), and he also suffered torn biceps, lacerations and abrasions, bruises and cuts all over his body, and various other injuries. The majority of fault was placed on the truck driver.
- $1,000,000 Settlement: A dump truck had flipped over on a road in the dark. The driver of the dump truck had not placed any warning flares or emergency signals on the road to warn oncoming drivers. The plaintiff crashed into the truck, resulting in various bodily damages to his leg and ribs. The truck driver claimed that the plaintiff was using his cell phone, but the insurance company paid out the full settlement amount.
For more help getting an estimate, call an attorney in Los Angeles who can sue Lexington Insurance for a truck accident.
Statute of Limitations for Truck Accident Lawsuits
In California, you only have two years from the date of the injury to file a lawsuit in the event of a truck accident. If you take too long, the insurance company will reject your claim and you won’t be able to earn anything at all. The statute is in place to speed along the legal process; if it weren’t there, evidence could easily get lost or destroyed and necessary parties could no longer live in the state or remember what happened.
There are exceptions to the statute, however, and an injury lawyer for truck accident claim against Lexington Insurance can help prove that your deadline should be extended. You may have been underage at the time of the incident, have been mentally or physically incapacitated, or the defendant may have left the state or the country.
For more details on the statute of limitations and to determine if you are eligible for an extension, call a lawyer that can sue Lexington Insurance for a truck accident injury.
The Best Choice: Normandie Law Firm
The best law firm to sue Lexington Insurance for a truck accident is Normandie Law Firm. We have years of experience handling truck accident claims with Lexington, and we commit ourselves to our clients – you will not be disappointed in our dedication to helping you receive what you deserve. Our goal is to bring all of our clients proper relief and to ensure that Lexington Insurance pays out a fair settlement for your damages. If we find that the insurance company is being too resistant and will not budge, we will take your case to court to fight for your rightful restitution in front of a judge and jury.
Reach out to our Los Angeles law offices to set up a completely free legal consultation with an attorney who can fight Lexington Insurance for a truck accident injury lawsuit. We will gladly walk you through the legal process and tell you what we believe we can win for you.
If you choose us to represent you, we will give you our zero fee guarantee – this promises that you won’t spend any out of pocket expenses on your case. We will cover the costs, and if we win, our fees will be covered by the settlement we win for you, so Lexington will be responsible for your legal bills. If we lose, you don’t owe our law firm a penny. Your financial standing is important to us, and we believe you should not use your own savings if another party caused you injuries.
To get started filing your claim, contact a Los Angeles truck accident attorney that can sue Lexington Insurance.
Additionally, our lawyers speak Spanish for those who do not have a fluent command of the English language. We believe that employing bilingual lawyers is important and beneficial for clients. If you are in need of a Spanish speaking truck accident attorney to translate documents for you and help you understand the nuances of your case, we are the right choice for you.
