AIG Insurance Company began in the early 20th century in 1919 in Shanghai, China. It was launched by an American abroad as American Asiatic Underwriters. A few years later, it launched operations in New York City. The company provides essential insurance needs to both businesses and individuals, one perk of which is commercial insurance for companies that employ truck drivers. These businesses require commercial insurance so that their drivers are protected on their journeys while delivering goods. Our law firm, Normandie Law Firm, has a long history of dealing with claims against negligent truck drivers, even those represented by AIG Insurance. If you were injured in such an accident, we can help you with your lawsuit against the insurance agency.
Truck Accident Information
Truck accidents occur for a number of reasons, some of which can be attributed to the negligence of other drivers on the road. For example, many drivers try to pass trucks on the right or cut them off without noticing how much space the trucks occupy. Careless driving around trucks can end very poorly, especially because they are such sizeable objects and accidents can be devastating. In addition to the actions of other drivers, though, the truckers themselves can cause crashes in various ways. Reasons include:
- Truck defects: Trucks may have issues like broken brakes, engine troubles, improperly filled tires, and hitch problems. If there are defects with the truck, parts of it can fall off during trips or may suddenly malfunction, leading to accidents.
- Reckless driving: Truck drivers who speed, tailgate, run red lights and stop signs, illegally pass, drive on restricted roads, turn without signaling, and more can all contribute to accidents in some way. It is extremely problematic when truck drivers break common driving laws because of how much more devastating the results can be in an accident.
- Trailer issues: Trucks that have trailers attached to them are very cumbersome to drive. If the trailers have broken hitches, they could fall off at any moment. Some of the trailers that are overfilled or whose materials are not strapped down properly can cause huge incidents on the road. Further, the contents of a trailer should be appropriately dispersed; the wrong weight distribution can cause fishtailing and tipping over upon impact.
- Driver fatigue: Tired drivers are one of the chief causes of accidents, and the effects are equally as damning as drunk driving. Drivers who are on the road for hours at a time may have greatly decreased reaction time, fall asleep behind the wheel, and run off the road.
- Poor Weather: The truck drivers may be in areas where there is fog impeding vision or where snow or rain makes it hard to drive. Inclement weather is dangerous to navigate through, especially for truck drivers.
- Road defects: If there are issues on the road, the truck driver may not be able to avoid them. There may be potholes, fallen trees, hills, curves, and more that can cause the driver to lose control of his vehicle.
- Drugs and alcohol: Truck drivers who ingest drugs, drink alcohol, or take certain pills may be greatly compromised in their driving abilities. They are not in their best mind or body and operating a vehicle is extremely dangerous.
The types of injuries that you can receive from a truck accident are numerous. You may be hurt in the following ways:
- Broken bones
- Nerve damage
- Concussions
- Head injuries
- Brain damage
- Internal organ damage
- Spinal cord injuries
- Neck damage
- Muscle injuries
- Torn ligaments
- Dislocations
- Sprains
- CRPS
- Scarring
- Burns
- Facial injuries
- Paralysis
- Coma
- Death
If you are in need of an attorney who can fight AIG Insurance for a truck accident injury lawsuit, look no further than our firm. A lawyer for AIG Insurance truck accident will be able to handle your case for you and ensure that you are properly paid for your damages.
What to Do After a Truck Accident
It is important that you follow this procedure if you have been in a truck accident. You will preserve your evidence and ensure that your health is not made any worse. Too often, people will panic and not do what needs to be done, which can complicate matters in the future. Victims should take care to:
- Go to the hospital at once for medical treatment or call the paramedics to be treated at the scene
- Hold on to hospital receipts and doctor’s notes
- Take pictures of the injuries suffered
- Take pictures of the scene of the accident and the damage to the car and truck
- Interview eyewitnesses and passengers who saw the accident o get their testimonies and statements
- Call the police and request a copy of the police report after they have completed their investigation
- Write down the contact details and insurance information of the responsible truck driver, including his business information
- Contact one of our lawyers with experience in truck accident cases against AIG Insurance to help with your case
It may be difficult to get these pieces of evidence if you are seriously injured. What will be most crucial, then, is the contact information so that we can file a claim against the proper insurance company.
Value of a Truck Accident
The value of a truck accident lawsuit will be determined the by the insurance agent responsible for the case. He will look at the degree and severity of your injuries, the impact they had on your life and career, your age, your job type, and the level of negligence you exhibited in the incident. We have provided some sample settlements and verdicts for you to understand how some cases are weighed. Although your case may even have similar injuries and circumstances, it does not mean that it is worth the same amount of money. These merely show the possibilities of what can be earned.
- $75,000 Settlement: A truck driver was on the road when his trailer separated from the hitch and the vehicle. As a result, a man who was following behind the truck was in harm’s way. His vehicle was struck by the trailer, causing numerous injuries to the individual’s head and chest. The truck driver was blamed for the incident; the plaintiff said that the trailer was improperly secured.
- $600,000 Settlement: A bicyclist was hit when a garbage truck driver turned into his pathway. The bicyclist could not avoid the impact and was run over; he suffered various fractures and degloving injuries, as well as lacerations and scarring. The truck driver blatantly ignored the right of way and admitted negligence. The bicycle rider sued and was awarded a settlement prior to trial.
- $85,000 Verdict: A young driver with his learner’s permit was at an intersection when a tow truck suddenly turned in front of him without a signal and out of turn. The tow truck driver struck the boy’s vehicle, causing severe damages. The boy sustained numerous lacerations and fractures. The tow truck driver asserted that the boy was speeding through the intersection and did not have the right of way, but ultimately, the jury ruled in the boy’s favor.
Call an injury lawyer for truck accident claim against AIG Insurance to ensure that your case is being properly handled and has not been ignored by the agent. It is crucial that you consult with a law firm that can file a lawsuit against AIG Insurance for a truck accident instead of a firm with no experience at all.
Truck Accident Compensation
Victims of truck accidents should be given the maximum compensation available under the law if the truck driver were negligent in his duties. Our lawyers for AIG Insurance injury claims will work to bring you damages for the following:
- Medical bills (surgery, hospitalization, ambulatory transportation, medication, physical therapy, and future treatments)
- Property damage (lost items, damaged goods, vehicular damage)
- Lost income (missed bonuses, missed paychecks, lost future earnings)
- Pain and suffering (PTSD, emotional anguish, fear, anxiety, psychological trauma)
- Wrongful death expenses if a family member or loved one died in the incident (loss of consortium and relations, loss of expected inheritance and savings, pre-death medical bills and pain and suffering, funeral and burial fees)
- Punitive damages if the truck driver acted with gross negligence or deliberately tried to harm you (additional forms of monetary compensation, but they are difficult to win and are often viewed as unnecessary or harsh by juries)
Call a Los Angeles truck accident attorney that can sue AIG Insurance to get started on your claim and to secure the compensation you deserve.
Time Limit to Sue for a Truck Accident
The statute of limitations to sue for a truck accident is 2 years form the date of the injury, as per California law. This statute is in place to ensure that claims are filed within an acceptable amount of time; all evidence will be in better condition and the parties will have ample time to set up their cases. Waiting too long will lead to corrupted proof or no means to pay for damages.
There are some exceptions to the statute of limitations. They include:
- Minors who were injured (statute begins on 18th birthday)
- Mentally or physically incapacitated (statute begins or resumes upon returning to functioning health and mind)
- Absent defendant (statute resumes when he returns to the state)
The best law firm to sue AIG Insurance for a truck accident is ours. We will guarantee that you do not miss a single deadline for your claim and we will have everything submitted on time. You should not have to worry about potentially missing a date, and a Los Angeles lawyer for accident injury claim with AIG Insurance can provide you with expert assistance.
Normandie: Here for You
The best attorney for AIG Insurance truck accident can be found at Normandie Law Firm. We can provide you with a lawyer that can sue AIG Insurance for a truck accident injury, an individual who will not stop pursuing everything you deserve. We are willing to go to court if necessary to win your case, and our aggressive actions will play to your favor.
Further, our lawyers speak Spanish, so if you need a Spanish speaking truck accident attorney to represent you, we can help. Our lawyers make sure that all individuals are fairly represented, and we will have translators available if necessary as well.
Contact our firm for a free legal consultation. All consultations are completely private and none of your personal details or case information will be shared elsewhere. A lawyer who is experienced with truck accident cases with AIG Insurance will take your call and walk you through the legal process, as well as tell you how much we may be able to win for you judging by your case. If you have questions, feel free to ask, and we will provide you with the answers you need.
By hiring us, you will guarantee that you pay no money out of pocket thanks to our zero fee guarantee. This says that we will only get paid if we win, and the insurance company’s settlement will pay us for our services. If we lose, you won’t have to pay a dime to our firm.
Don’t wait to contact an attorney in Los Angeles who can sue AIG Insurance for a truck accident. Reach out to Normandie Law Firm today.
