Western World is one of the many well-known insurance companies that provide commercial insurance companies for trucks, truck drivers, and trucking companies. Western World was founded in 1964 in New Jersey. Western World insurance is responsible for many commercial auto policies. If you were involved in an accident with a commercial truck, there is a possibility that you might encounter a Western World insurance policy.
If you were injured in a truck accident, you might have many questions. What rights do you have after a truck accident? What can you do to exercise your rights? Could you sue the parties liable and receive compensation for your injuries? What if you are filing a claim for the wrongful death of a family member after a truck accident? Can you still sue and receive compensation?
Truck accidents are, unfortunately, more common than once was thought. Truck accidents can happen at any time and at any place; if you drive along busy roads, you have likely seen more than one truck accident. However, seeing a truck accident as a passerby is different than being directly involved in the accident and suffering a series of injuries. After being involved in a truck accident, many people go into a state of shock and do not know how to proceed with filing claims and attempting to recover compensation. Why is that? Since automobile accidents are more common than truck accidents, many drivers only know how to react when they are involved in a car accident with a normal vehicle.
If you were injured in a truck accident and are interested in filing a Western World truck accident claim, you must seek legal assistance as soon as possible. Normandie Law Firm is a personal injury law firm dedicated to helping all the victims affected by truck accidents and other personal injury accidents. If you suffered a truck accident, you might be interested in learning more about average settlement amounts for truck accident lawsuit against Western World insurance and about the average compensation that you could be eligible to receive. For information about the legality of your truck accident and how you could file a claim, you must contact Normandie Law Firm as soon as possible.
In the following sections, you should find helpful information regarding your rights and the value of your claim. However, you should not interpret the information below to be any form of legal advice. Only an experienced lawyer with an extensive history of handling truck accident claims against Western World should handle your claim and provide you with the information you need to file your claim against Western World insurance company.
Insurance Requirements and Policy Limits
Are you familiar with insurance requirements for trucks, truck drivers, and trucking companies, in general? The federal government requires trucks to have public liability insurance—for injuries, property damage, etc. Freight trucks are subject to insurance requirements from $750,000 to $5 million. Trucks under 10,000 pounds transferring freight considered non-hazardous are subject to a minimum of $300,000 in insurance coverage. Why is this information relevant to the value of your claim?
A major factor that affects the average value of a truck accident case against Western World insurance is policy limits. A policy limit is the maximum amount of compensation that a claimant could receive after an accident. For example, if the victims claim is valued at $800,000 but the defendant’s insurance policy only covers up to $750,000, the claims value must be adjusted to be reflective of the policy limit. Therefore, the claimant would only be eligible to receive up to $750,000. A truck accident claim could be worth more than one million dollars, but it could be worth less if it is restricted by policy limits.
As you can see, truck accident settlement amounts for a truck accident claim with Western World insurance are dependent on policy limits and the maximum coverage available in accidents.
Common Injuries Sustained
Truck accidents often lead to death; however, survivors of truck accidents often suffer a series of injuries that are often severe. Victims of truck accidents could suffer the following injuries:
- Head injuries and traumatic brain injuries
- Neck and back injuries
- Soft tissue injuries
- Joint injuries
- Lacerations
- Severed limbs
- Spinal cord injuries
- Broken bones
- Internal bleeding
- Organ damage
Why are the injuries sustained during truck accidents relevant to the value of your claim? Since truck accidents are often more severe than regular auto accidents, the injuries sustained can be more critical and result in higher medical expenses—which directly affects the value of your truck accident claim. For example, moderate injuries that require extensive surgical treatment followed by physical therapy could be worth anywhere from $50,000 to $75,000. Spinal cord injuries considered minor are often worth from $75,000 to $100,000. Severe brain injuries could be worth up to $250,000. The numbers provided are not complete verdicts or settlement amounts; rather, they are the preliminary value of injuries. Considering the multiple injuries often sustained and the other factors that affect the value of a claim.
For example, a severe wrist injury requiring wrist fusion surgery resulted in a $450,000 verdict. Another accident claim that resulted in severe foot fractures requiring complicated surgeries to address also resulted in a $600,000 settlement. A truck accident claim in which a pedestrian was struck by a truck resulted in a $450,000 verdict—the injury claim consisted of shoulder, neck, knee, bac, and hip injuries. As you can see, the types of injuries sustained in truck accidents are essential to determining what the truck accident case with Western World could be worth.
The Other Factors that Establish Claim Value
Besides policy limits and the injuries sustained in the truck accidents, there are other factors that could affect the value of a claim. Other factors include total wages that were lost because of the income. If the victim is unable to work for a prolonged period, or if the victim is permanently unable to work, the value of the claim could also increase. For example, if you average $75,000 in wages a year, and you are determined to be unable to work for two years, you can receive an additional $150,000 for those two years you were unable to work. The value of your lost income is often determined by your wage history, your age, and the time that you are expected to be out of work.
Another factor that affects the value of your claim is the compensation limits established by the state in which you are pursuing your claim. Many states place compensation caps on the damages economic and non-economic damages available for recovery. For example, your claim could be valued at $350,000 but you could receive $50,000 less if your state limits compensation to $300,000. Since these limits vary from state to state, you must speak with an experienced attorney to learn about the limits that could apply to your claim.
The Compensation Available for Truck Accident Claims
Can you receive compensation if you file a Western World truck accident lawsuit? The short answer is yes; you could be eligible to receive compensation if you file a claim after your truck accident. How much can you receive from Western World in case of a truck accident? How much is a truck accident case with Western World insurance worth? After a truck accident, it is normal to have questions about the amount of compensation you could receive. For many people, knowing the value of their claims is essential to making the decision to sue. Therefore, we recommend that you seek legal assistance and speak with our experienced attorneys as soon as possible.
Below, the categories of compensation often available for recovery are listed:
- Medical expenses
- Lost income
- Pain and suffering
- Property damage
- Loss of consortium
- Funeral and burial costs
- Punitive damages
Although there are many categories of compensation available for recovery, you should not assume that you are eligible to receive all the compensation listed above. Some categories of compensation are only available for claimants who file claims for the wrongful deaths of their family members in truck accidents, for example.
When you contact our law firm and allow our attorneys to comprehensively evaluate your claim, you can be certain that our lawyers will fight for your right to receive the maximum amount of compensation available for your claim. Our attorneys will always evaluate every detail of your claim, ensure that every factor that affects the value of your claim has been examined, and fight for your right to the highest amount of compensation available.
Normandie Law Firm
If you were injured in a truck accident, you might have recently found out that your claim must go through Western World before you could receive compensation. If so, you might be worried about the average settlement of a truck accident claim with Western World insurance and concerned about the payout that you might be entitled to receive. At Normandie Law Firm, our attorneys are available to provide you with the legal assistance you need understand the average settlement value of a Western World truck accident lawsuit and begin the process of filing a truck accident claim.
Normandie Law Firm is based on the concept of accessibility. We believe that all victims of personal injury accidents—including truck accidents—should have access to comprehensive legal assistance. Because of this foundation, our law firm offers free consultations and free second opinions to all injured victims and surviving family members affected by truck accidents. During our free consultations and free second opinions, our experienced attorneys will be available to answer all your questions, address all your concerns, and provide you with all the information about the value of your claim. Our attorneys will give you all the necessary information to allow you to make a decision about pursuing a claim. If you were left with doubts or feeling confused after speaking with an incompetent attorney at another law firm, you could trust that our lawyers will get your claim back on the right track. Whether you are starting your legal process, or you need our help redirecting your claim after a negative experience with an incompetent attorney, you must contact Normandie Law Firm as soon as possible.
Our accessible legal services—our free consultations and free second opinions—are available as part of our Zero-Fee guarantee. Our Zero-Fee guarantee ensures that our clients never have to pay any upfront legal fees. What does that mean for you? Paying no upfront legal fees means that you can get the legal assistance you need without having to worry about any costs or expenses associated with filing a lawsuit. Since our firm is also strictly based on contingency, our clients will not pay fees until after out lawyers win their claims. If you do not win, you will not pay any fees. Contact Normandie Law Firm as soon as possible for more information about the potential value of your truck accident claim with Western World insurance.
