Hanover Insurance Group was founded in 1852 as the Hanover Fire Insurance Company in Manhattan. By 1880, Hanover Fire Insurance Company began insuring some of the leading business of the time—slowly expanding to offer more than fire coverage. By 1911, Hanover Fire Insurance Company began offering auto and marine insurance. In 1958, the insurance company was renamed to what it is known as today— Hanover Insurance Group. Today, Hanover Insurance Group is headquartered in Massachusetts and has excellent ratings from independent insurance agencies. What started as a fire insurance company now offers a variety of specialty products, personal insurance products, companion products, and commercial products.
Among the many insurance products available through Hanover Insurance Group, there is commercial automobile coverage (truck insurance). Were you recently involved in a truck accident? If so, you might have learned about your right to file a Hanover Insurance Group truck accident claim. If you suffered injuries or if a member of your family lost his or her life in a truck accident, you could file a claim; however, you might have many questions about your claim and about the length of time it takes Hanover Insurance Group to settle a truck accident claim.
You might be in need of answers to the following questions:
- How long do truck accident cases with Hanover Insurance Group insurance take to settle?
- How long do you have to wait for Hanover Insurance Group to settle a semi-truck accident case?
- How long does it take to settle a truck accident claim with Hanover Insurance Group?
- What determines the amount of time it takes for Hanover Insurance Group insurance to pay on an 18 wheeler accident case?
- Could anything speed up the time period to settle a truck accident claim with Hanover Insurance Group?
For cases specific answers to these questions and any other questions that you might be having, you should seek legal assistance as soon as possible. You could benefit from discussing your truck accident with the experts at Normandie Law Firm. Normandie Law Firm is a personal injury law firm dedicated to representing those who have been injured in a variety of personal injury accidents. Our lawyers have dedicated many years to fighting for the rights of all parties affected by truck accidents—whether directly or indirectly. It does not matter if you suffered injuries or if a member of your family lost his or her life, you have the right to file a claim and receive compensation. If you would like to speak with our lawyers to discuss your claim and the average amount of time for Hanover Insurance Group to settle a truck accident lawsuit, you must contact our law firm immediately and request to schedule a free consultation or free second opinion.
The Settlement Process
How long does it take Hanover Insurance Group insurance to pay a truck accident claim? In general, the length of time it takes to reach a settlement depends on the settlement process. The settlement process consists of all the following:
- Your attorney must gather all the information surrounding your truck accident claim, including records of your lost income and of the costs associated with your medical treatment. Depending on your claim, this could take a few weeks or a few months.
- Your attorney must create and send a demand package. The demand package must contain all the information regarding your claim and make a demand for settlement. This could take a few weeks or a few months depending on the competency of your lawyer.
- The insurance company must begin an investigation after receiving the demand package. Most investigations take approximately one month to conclude.
- The insurance company must contact your attorney with a response to the demand package. Most responses include a settlement offer.
- Your attorney must respond to the preliminary settlement offer with a counteroffer. This begins the negotiation process which could last up to a few months.
- All parties must reach an agreement for settlement. After reaching a settlement, the insurance company will require that you sign a settlement release. Approximately 6 weeks after you sign the release, your attorney should receive the settlement check.
- Your attorney should have your settlement available within 2 weeks of receiving it from the insurance company.
As you could see, there are many parts of the settlement process. All the points above are associated with specific timeframes; each point can be potentially delayed, affecting the entire settlement process. For more information about the way the settlement process could affect the time you must wait to be compensated for your truck accident claim, you should contact our law firm as soon as possible.
Other Affecting Factors
The settlement process and the time that it takes to complete are essential to understanding the length of time you must wait until your claim settles; however, there are many other factors that could affect how long a truck accident lawsuit takes. For instance, if you were rear ended by a truck and only suffered a few minor injuries, your claim could settle relatively quickly. However, if you were involved in an accident with an 18 wheeler that left you with moderate and severe injuries, your case will take longer to settle. Therefore, the severity of your truck accident could also affect how long an 18 wheeler lawsuit takes. The time it could take to reach a settlement could also be affected by the different parties involved in the settlement process. Although you do not have control over all parties, your actions could affect the time it takes to reach a settlement. For example, if your attorney is incompetent, he or she might not be acting accordingly to ensure that the process is running smoothly; your attorney might also fail to follow-up with the insurance company to ensure that your claim remains a priority. If you are not available to discuss settlement offer or sign documents, your settlement could also be delayed. If you would like to learn more about other factors that could affect how long it takes Hanover Insurance Group to pay on a truck accident case lawsuit, do not hesitate to contact our law firm.
The Average Time to Settle a Claim
How much time does Hanover Insurance Group insurance take to make payment on a truck accident case? What is the average amount of time it takes for Hanover Insurance Group to compensate you for a truck accident case? Usually, truck accident claims are settled within 2 years. Truck accident claims will rarely take more than 2 years to settle; claims that take longer than 2 years are often complex and encounter multiple obstacles and delays during the settlement process. Frequently, the duration to settle a truck accident claim is 12 to 18 months; most truck accident claims can reach a settlement within this time. Some claims take longer than 18 months but not more than 24 months while other claims take less than 12 months to reach a settlement. If you would like more information regarding the average time it takes Hanover Insurance Group to settle a truck accident lawsuit, do not hesitate to contact our law firm and request to speak with our attorneys.
Our Lawyers Understand Your Situation
The truck accident lawyers at Normandie Law Firm have a thorough understanding of the difficulties—specifically the financial difficulties—that often arise after truck accidents. Our lawyers understand that reaching a settlement will finally allow you and your family to move on from this unfortunate chapter. Our lawyers are dedicated to helping you settle your claim and recover the compensation that you deserve within a reasonable amount of time—do not hesitate to contact us today.
Normandie Law Firm
If you would like to discuss your truck accident claim with our truck accident lawyers and learn more about how long it takes Hanover Insurance Group insurance to settle a semi-truck accident case, you must contact our law firm as soon as possible. Our lawyers have many years of experience handling truck accident claims against insurance companies and victims recover the compensation that they deserve. Do not hesitate to contact our law firm as soon as possible—you could benefit from our free consultations and free second opinions.
Our free consultations ensure that all the parties affected by truck accidents have access to the necessary information to begin their truck accident claims against Hanover Insurance Group. During our free consultations, our experienced truck accident lawyers will be available to answer all your questions and concerns surrounding your truck accident and the possibility of filing a truck accident claim—including any questions regarding the period of time for Hanover Insurance Group to pay for a truck accident involving Hanover Insurance Group insurance. Our attorneys will provide you with all the information that you need to file your truck accident lawsuit against Hanover. Our lawyers will provide you with the legal guidance that you need to file a claim and reach a settlement.
Our free second opinions ensure that all the parties affected by truck accidents who have already started their claims elsewhere have access to the correct information necessary to redirect their truck accident claims towards a successful outcome. Unfortunately, many victims of truck accidents rush into the nearest law firm and hire attorneys that are not equipped to efficiently handle their claims. After beginning your legal process, you might be questioning the competence of your current attorney. Do you have many unanswered questions? Do you have doubts? Are you confused about anything regarding your truck accident claim? Is your truck accident claim taking too long to reach a settlement? Do you believe that your current attorney’s incompetence is affecting the amount of time it takes Hanover Insurance Group to settle a truck accident case? If you fear that the incompetence of your current attorney is negatively affecting your claim, you must contact our firm immediately. Our lawyers will redirect your claim and ensure that you reach the settlement that you deserve.
The free legal services above—our free consultations and free second opinions—are available because of our Zero-Fee guarantee. Our Zero-Fee guarantee allows all victims of truck accidents to speak with our attorneys without ever having to worry about paying any upfront legal fees for any of our legal services. Normandie Law Firm is also based on a contingency fee structure. Therefore, our clients will not be required to pay any fees until our lawyers win their truck accident claims. Even when you win your claim, you will not be required to pay anything out of pocket because all fees will come from your settlement. If you do not win, you will not pay. If you would like to speak with our lawyers and begin or continue your truck accident claim, do not hesitate to contact our law firm and request to speak with our lawyers.
