National American Insurance Company is a major provider of insurance plans for commercial vehicles. Founded in 1987, it offers coverage to truck drivers and companies that use commercial vehicles in most states across the county. While its headquarters are located in Oklahoma, many trucks that you encounter on your travels throughout California are covered by a National American insurance plan.
Accident coverage for injuries and property damage are essential to ensuring that victims can move forward with their lives. However, insurance companies are care about their profits over anything else, and claimants will find that it’s not so easy to get the compensation they are rightfully owed.
On the other hand, our legal team is solely devoted to you and your interests. We have decades of experiencing in securing high settlements on behalf of truck accident victims, and we will not rest until you receive a fair and just resolution to your case. Contact the offices of Normandie Law Firm today and schedule a free case review.
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Common Causes of Truck Accidents
Being out on the road comes with a certain degree of danger, and some accidents may happen as a result of conditions we have no control over. But the vast majority of accidents are preventable if people use good judgement and adhere to safety rules that pertain to operating a motor vehicle.
Truck accidents require thorough and detailed investigations to determine who is at fault. Negligence by the driver and other parties involved in the accident is the leading cause of head-on collisions, sideswipes, T-bone crashes and other traumatic events.
Possible causes of a commercial truck accident include, but are not limited to:
- Driver being distracted by something that takes their attention away from the road
- Acts of reckless driving, like failing to yield, running red lights, and speeding.
- Violating regulations by the Federal Motor Carrier Safety Administration, like not driving more than 11 hours within a 14 hour window.
- Operating a truck while under the influence of alcohol, drugs, or prescription meds
- Lack of maintenance by the company that owns the vehicle (the accident was caused by worn or defective parts)
- FMCSA violations on load capacity, cargo weight limits, and failure to distribute the weight properly on the cargo bed. Also, failure to ensure that the hitch is attached properly to the truck.
Bodily Harm Caused by Truck Accidents
Truck accident injuries can be severe and permanent, and it’s not unusual for the victim to end up with a disability. In the worst case scenario, people can die from irreversible damage to one or more parts of their body. Injuries that are associated with commercial truck accidents include:
- Traumatic brain injury from a concussion or skull fracture
- Rib fractures
- Cuts and puncture wounds
- Whiplash (neck injury)
- Spinal cord damage
- Burn injuries
- Hip fracture or dislocation
- Tearing of tendons and ligaments
- Rupturing or puncturing of internal organs
- Herniated disc
- Amputated limbs
- Hearing or vision loss
- Chronic pain
- Loss of function (paralysis)
Your injuries and how they impact various aspects of your life have a direct correlation to the damages that are owed to you by National American Insurance Company. With that in mind, get medical treatment right away and save all medical records as evidence of the harm that resulted from the accident.
What is the Value of My Claim with National American Insurance Company?
How much you can receive from a truck accident insurance claim is based on many factors that are specific to your experience, the injuries you sustained, and how your life has been impacted by the accident. Overall, we can say that most claims have values ranging from $50,000 to $500,000, with the most severe cases of injury and property damage resulting in settlements of $1,000,000 to $3,000,000. Ultimately, these are estimates that may not reflect the amount you deserve from a compensation claim. That’s why you should contact our law firm and talk to a lawyer that specializes in commercial truck accident cases.
How Long will It Take to Settle My Case?
It can take around 6 to 12 months for a truck accident claim to settle with National American Insurance Company. However, this is solely an estimate, and many cases fall outside of this range. Some of the claimants we represent are paid within the first few months, though this is not a common occurrence. Claims where the victim is disabled, or the family is seeking wrongful death compensation can take between 1 and 3 years before payment is finally issued.
What is the Time Limit to File a Claim?
The laws in California impose a deadline of 2 years on all claims involving injury and property damage resulting from negligent conduct. Thus, you have 24 months starting from the date of the accident to file a lawsuit for medical expenses, emotional distress, lost wages, and other applicable damages. In the event you are eligible for wrongful death compensation, you must file a claim no later than 2 years from the date your loved one passed away.
Contact Normandie Law Firm
No one should have to fight for payments they are rightfully owed, but this is the unfortunate reality for so many people who are injured in a truck accident. Companies like National American Insurance will not make it easy for you to succeed in a compensation claim, and that’s why representation from an experienced attorney is so important.
The truck accident attorneys of Normandie have decades of experience in the recovery of settlements and verdicts for injury victims. We are more than prepared to offer our skills and resources for $0 upfront and agree to receive a percentage of your settlement to cover our expenses. That means you are not responsible for any legal fees if we fail to obtain payment on your behalf.
To learn more about the Zero Fee Guarantee and all the other ways we can help you, contact our law firm and schedule a free case evaluation.
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