Since 1961, Mercury Insurance Group has been in the business or providing insurance coverage for passenger and commercial vehicles. Mercury made their mark as a low-cost alternative to better known insurance companies. Now, they are recognized as one of the biggest commercial vehicle insurance providers in the U.S.
Many clients of Mercury Insurance own and operate commercial trucks such as 18-wheelers and semis. Accidents involving such vehicles are associated with disabling injuries and death, along with massive property damage to one or more vehicles. If you were involved in a truck accident, perhaps you have a pending claim, or you are in the process of filing a claim with Mercury Insurance Group. If so, it’s highly recommended that you seek help from a truck accident injury attorney. Our office is here to help, 24 hours a day, 7 days a week, so give us a call to receive a free consultation.
Our Recent Verdicts and Settlements
$1.5 Million
$1.5 Million
$2 Million
$1.5 Million
$734,851
$600,000
Causes of Truck Accidents
Accidents that involve a commercial truck can happen due to a multitude of reasons, including careless conduct by the operator of the vehicle. Crashes and other dangerous incidents can also be blamed on a failure by government entities to repair and maintain the roads.
Frankly, there is no way to get around the fact that most of these accidents are due to negligence by truck drivers and the companies that employ them. Because of their actions or failure to act in a certain way, people may be injured from:
- Defects with the truck, such as broken or malfunctioning headlights, failure to replace brake lines, and problems with the engine.
- Speeding, driving under the influence of alcohol, tailgating, driving without a rest break, and other reckless conduct by the driver.
- Containment and load violations – improper weight distribution, failure to connect hitches using proper safety protocols, carrying loads beyond the weight capacity, etc.
Nailing down exactly why your accident happened and who is responsible is the key to a successful resolution. It’s possible that more than one party is at fault for the accident, which is why it’s important to have the incident investigated by your own attorney.
Injuries to Truck Accident Victims
One only has to look at the massive size and bulk of a commercial truck to realize the harm it can cause. Most victims end up with multiple injuries, and there’s a high chance that you will need to deal with permanent complications, like chronic pain and limited mobility. Examples of bodily harm sustained from a truck accident include:
- Bone fractures
- Damage to the spinal cord
- Herniated disc
- Traumatic brain injury
- Permanent nerve damage
- Lost or broken teeth
- Soft tissue injuries
- Dislocated knee or shoulder
- Amputated limbs
- Paralysis
- Ruptured internal organs
- Loss of consciousness (coma)
- Death
Physical injuries are the most critical component of any truck accident insurance claim. Fighting for maximum compensation towards your current and future medical bills is absolutely essential, and that’s why you should talk to a truck accident lawyer as soon as possible.
Financial Recovery from a Mercury Insurance Truck Accident Case
Most people who are injured in a serious accident have little to no idea of what can be recovered from an insurance claim. With that in mind, let’s look at the damages that may be available to you, based on the level of harm and suffering:
- Medical expenses
- Value of lost wages and work benefits
- Pain and suffering
- Emotional distress
- Property damage (for your car and other personal possessions)
- Legal expenses
- Punitive damages
Wrongful Death Compensation for Surviving Family Members
Where there is a death that results from a truck accident, the family of the victim is left with various financial burdens, like medical bills and lost income that the victim would have provided. Loved ones also have intangible losses, like the companionship and emotional support of a loving spouse.
If you lost someone to a truck accident that was caused by a negligent party, you may have grounds to file a wrongful death lawsuit. Damages that can be recovered on your behalf may include:
- Funeral expenses
- Pain and suffering
- Lost earnings and benefits
- Medical expenses up until the victim’s death
- Loss of consortium
- Cost of hiring a wrongful death attorney
Statute of Limitations to File a Truck Accident Lawsuit
Please note that the state of California imposes a time limit of 2 years for a personal injury lawsuit. There may be exceptions to the rule that apply to you or your family, but overall, 2 years is the deadline you should keep in mind. As a general rule, the 2-year window starts from the date of the accident, or the date or discovering an injury caused by the event.
If you are eligible for wrongful death compensation, you still have to file a lawsuit within 2 years. However, the statute of limitations begins on the date that your loved one passed away from injuries caused by a truck accident.
Sticking by these deadlines and initiating a claim as soon as possible is crucial to your recovery after a commercial truck accident. Please note that if you miss the 2-year mark, you will lose the opportunity to seek compensation from Mercury Insurance and anyone else that’s liable for the accident.
We understand that you may questions about the time limit to file a Mercury Insurance Group truck accident claim. The attorneys of Normandie are here for you day and night, so don’t hesitate to give us a call.
Help from a California Truck Accident Attorney
Our law firm has a team of dedicated lawyers who are experienced in truck accident claims with Mercury Insurance and other insurance providers that operate in California. We understand how these cases work from start to finish, and we are more than ready to fight for every penny you deserve.
Clients here at Normandie Law Firm pay $0 out of pocket to hire a lawyer that specializes in commercial vehicle accident claims. Instead of asking you for the cost of legal representation, we ask the party at fault to cover all attorney’s fees. In addition, we have a Zero Fee Guarantee system, so our payment is completely dependent on our ability to win your case. Thus, you are completely off the hook for any legal fees if we don’t recover your settlement.
To schedule a free case review where you can learn about your rights and legal options, contact our office as soon as possible.
Other Pages on Our Website Related to This Topic
Infinity Truck Accident Insurance Lawyer
Lancer Truck Accident Insurance Lawyer
How Long Does It Take to Settle a Truck Accident Claim with Hallmark Insurance Company
