Fireman’s Fund Insurance Co was founded in 1863 in California. It was created coverage for those who were affected by fires, such as orphans and widows of firefighters. Eventually, it was absorbed by Allianz. It also offers coverage for businesses that employ truck drivers in the form of commercial insurance. If a business does not have insurance for its truck drivers, then any accidents will result in high expenses that will take time to get paid, if they get paid at all. A truck driver involved in a crash should be covered by his company, thus necessitating the services of Fireman’s Fund. Our lawyers with experience in truck accident cases against Fireman’s Fund Insurance Co can help you receive the compensation you deserve if you were in a crash. The best attorney for Fireman’s Fund Insurance Co truck accident can be found at Normandie Law Firm in Los Angeles. Call us today to get help from a lawyer that can sue Fireman’s Fund Insurance Co for a truck accident injury.
Reasons Truck Accidents Happen
A truck accident can be debilitating and result in severe injuries to numerous parties. Even trucks that are traveling at lower rates of speed may still cause intense damage due to the size of the vehicles. It is not uncommon to see cars get completely mangled from what would otherwise be a moderate crash. Drivers of trucks need to be extremely careful on the road; if they aren’t, they can easily not spot other drivers or negligently turn into occupied lanes. Some of the causes of truck accidents include:
- Improper weight distribution
- Drunk driving
- Driver fatigue
- Reckless or careless driving
- Turning without signaling
- Improperly secured hitch
- Overloaded bed
- No wide load signs
- Failure to secure a load to a bed
- Traveling under a bridge or structure that is too low for the roof
- Vehicle defects
- Blown tires
- Brake trouble
- Other cars in blind spots
Truck crashes can result in numerous injuries, including the following:
- Broken bones
- Concussions
- Knee and hip damage
- Neck and spinal cord injuries
- Closed head injuries
- Internal organ damage
- Traumatic brain injuries
- Paralysis
- Severed limbs and digits
- Fractures
- Scarring and disfigurement
- Crushing injuries
- Coma
- Death
It is important that you seek out the assistance of an injury lawyer for truck accident claim against Fireman’s Fund Insurance Co. We can help you with legal action.
Negligence of a Truck Driver
All personal injury lawsuits are filed based on negligent action. You must be able to prove four points of negligence for your claim to go through. These four points are as follows:
- You were owed a duty of care
- The duty of care was breached or violated
- The breach of duty led to an accident or incident
- The accident or incident resulted in physical harm
If you were not physically hurt in the accident, you will be unable to file a personal injury lawsuit. Instead, you will only be able to collect compensation for property damage and lost wages. Fortunately, insurance companies are much more likely to settle for these damages, as there is little to no room for negotiation, unlike with medical expenses and injuries.
An attorney in Los Angeles who can sue Fireman’s Fund Insurance Co for a truck accident can help you prove that the truck driver was negligent in his duties.
Evidence for a Truck Accident Claim
To succeed with your truck accident lawsuit, you will need ample evidence to prove that you were injured as a result of the negligent action of the truck driver. You should get medical help as soon as you can to ensure that you are healthy and not severely injured. It will also be a cause for suspicion to the insurance company if there is a long gap between the accident and the treatment. You will then have to provide these bills and doctor’s notes in your evidence package.
Be sure to take photos of your injuries that you suffered, as well as the damage to your vehicle and to the truck. You may also wish to record the scene of the crash and anything else that could show the point of impact or cause of the incident.
It is wise to interview passengers, eyewitnesses, and bystanders for their statements. They can provide evidence as to what happened and who was at fault.
In motor vehicle crashes where there are injuries, the police will usually show up and conduct an investigation. You can ask for a copy of the police report to add to your package.
You should get the contact information, insurance details, and business details from the truck driver. You will then be able to file an incident report and can name the driver when you file your claim with Fireman’s Fund.
All of your evidence should be assembled together to be sent out with a demand letter. A Los Angeles lawyer for accident injury claim with Fireman’s Fund Insurance Co can make the process much easier.
Sample Settlements
Clients usually ask us how to determine the value of their cases. There is no calculator that takes the damages you suffered and spits out the coverage you need; instead, an insurance agent will weigh all the factors of the case. He will look at your injuries and determine how impactful they were, how severe they were, and how much of an impact they had on your life and career. He will also consider your age and occupation, as well as your degree of fault in the accident. Once he has made an offer, a lawyer for Fireman’s Fund Insurance Co truck accident can negotiate a better deal.
We have provided sample settlements to show you how much these truck accident claims can be worth. They do not indicate what you will receive; each case is different, and they merely act as examples of the potential earnings.
- $50,000 Verdict: A man was at a full stop at a red light when he was struck from behind by a truck that was traveling too fast to stop. The man suffered neck and back injuries and various fractures in his arms, as well as soft tissue damage. He suffered lasting headaches from whiplash, too. The defendant attempted to blame the driver, but there was no evidence to support the counterclaim.
- $2,000,000 Verdict: A man at a construction site was hit by a truck that was left in neutral and began to roll. The lack of a warning sound meant that the man (who was on foot) was hit blindsided. The truck dragged him below, bringing about his untimely and preventable death. The company claimed that the man should not have been near the truck, but given the fact that it rolled to hit him, the jury dismissed the statement.
- $800,000 Verdict: A woman was hit when a truck was exiting a gas station. The delivery truck caused the woman to suffer various internal injuries; she later died from her wounds at the hospital. The truck driver admitted that he was liable, but he stated that the woman was not in his line of vision. The family of the woman claimed wrongful death damages from the incident.
For more help valuing your claim, talk with a Los Angeles truck accident attorney that can sue Fireman’s Fund Insurance Co.
Potential Earnings from a Truck Accident Lawsuit
As a victim of a truck accident, you can earn various types of restitution for your damages. Our lawyers for Fireman’s Fund Insurance Co injury claims can ensure that you are covered for all of the following:
- Medical bills (surgery, hospitalization, physical therapy, future treatments)
- Property damage
- Lost wages
- Pain and suffering (PTSD, anxiety, emotional stress, fear, psychological trauma)
- Punitive damages (handed out in times of gross negligence, but they are often viewed as excessive, so only a skilled lawyer who is experienced with truck accident cases with Fireman’s Fund Insurance Co will be able to win them)
- Wrongful death damages (loss of consortium, loss of expected savings and inheritance, pre-death medical bills and pain and suffering, funeral expenses)
Speak with an attorney who can fight Fireman’s Fund Insurance Co for a truck accident injury lawsuit for more help. We’ll gladly fight for your rightful compensation.
Our Lawyers Speak Spanish
If you need a Spanish speaking truck accident attorney, we are here for you. We know that many individuals involved in crashes do not go through with legal action because they feel as though they will be unable to work with an insurance agent or they do not fully grasp what is needed of them. Fortunately, our lawyers are bilingual and can translate anything you need and explain the nuances of your claim to you in your native tongue.
Let Normandie Help
The best law firm to sue Fireman’s Fund Insurance Co for a truck accident is Normandie Law Firm in Los Angeles. We have a team of experienced attorneys and our aggressive tactics win cases that other lawyers wouldn’t be able to complete. We will take your claim to court if necessary and we will always keep you updated on the status of your lawsuit.
Call our firm to set up a free, confidential, legal consultation. You can ask us for legal advice or how much your claim is worth, and we’ll answer you accordingly. We’re available around the clock. We will also tell you more about our zero fee guarantee, which promises that you won’t have to pay our firm any of your own money at all for our services. We will only get paid by the insurance company if we win, and if we lose, you owe us nothing.
Contact Normandie Law Firm, a law firm that can file a lawsuit against Fireman’s Fund Insurance Co for a truck accident, for more assistance.
