CoverX Specialty is an insurance company that covers companies that employ drivers who operate trucks and transport goods to different locations. These goods may be moderate to high hazard products and various sizes. CoverX Specialty is a subsidiary of Crum & Forster; it operates primarily out of California. Companies that use CoverX Specialty must alert the business to any accidents that happen with the trucks so that all individuals involved can be properly covered. Truck accidents are not uncommon, and CoverX Specialty will provide a settlement if it can be shown that the victim was not at fault. Naturally, this will be difficult to win, as most insurance agents prefer not to hand anything out and would rather retain all profits. Thus, you should look into hiring a Los Angeles truck accident attorney that can sue CoverX Specialty. Our law firm that can file a lawsuit against CoverX Specialty for a truck accident, Normandie Law Firm in Los Angeles, will be glad to take your call and help you file a claim.
Causes of Truck Crashes
Truck drivers are often on the road for many hours at a time. They may become extremely exhausted or tired while behind the wheel, leading to sleepiness and lowered reaction time. Many accidents have occurred at night when the drivers could not see pedestrians or dark cars. When possible, drivers should try to stick to the roads during the day and not travel at night, especially to continue a long shift.
Other reasons for truck accidents include:
- Reckless driving (running red lights, running stop signs, driving without lights on, speeding, tailgating, ignoring right of way laws, turning in front of traffic, and more)
- Driving with load problems (oversized load, wide load with no warning signs, unsecured materials like lumber or sand, hazardous materials with no warning labels, and more)
- Trailer troubles (improperly affixed hitches, too-large trailers, improperly distributed weight of the contents of the trailer)
- Vehicle malfunctions (brake failure, engine trouble, broken lights, blown tires, and others)
- Bad weather (rain, sleet, snow, fog)
- Difficult terrain (hills, steep roads, inclines, curved roads, narrow roads)
- Inexperienced drivers (first overnight shift, first time with a large load, rookie tractor trailer driver, etc.)
- Impaired driving (alcohol, caffeine, drugs, amphetamines, and more)
Trucks can be in various types of accidents. The most dangerous collisions are head-on collisions, wherein the truck driver veers across the center line and strikes your car. You may also be involved in a rear-end crash, perhaps at a stop light, or a broadside or T-bone collision, when the truck hits the door of your car. Each crash can lead to debilitating injuries and permanent damage, such as:
- Broken neck
- Broken bones
- Knee and hip injuries
- Brain damage
- Concussions
- Closed head injuries
- Scarring
- Burns
- Crushing injuries
- Nerve damage
- Muscle damage
- Severed limbs or digits
- Paraplegia and quadriplegia
- Neck and spinal cord injuries
- Coma
- Death
You will need an attorney in Los Angeles who can sue CoverX Specialty for a truck accident. You may have suffered numerous damages and need expert legal representation.
Procedure after a Truck Crash
It is important that you collect as much evidence as you can after a truck accident. You should make sure that you have enough proof that you were harmed; sufficient proof should be collected in a package and sent to the insurance company. Our lawyers with experience in truck accident cases against CoverX Specialty will gladly help you acquire whatever evidence you need.
However, the first steps should be taken at the scene of the accident. You should follow these steps:
Get medical attention as quickly as possible. The reason is simple: the longer you wait, the more likely it is that the insurance company will deny that you were hurt in the accident. If you could wait to get help from a doctor, you were likely hurt elsewhere and want to blame the injuries on the crash.
Take photos of the injuries you suffered.
Take photos of the damage to your car and to the truck, and snap pictures of the scene of the accident. All of these can be pieced together to illustrate what happened.
Record eyewitness statements and testimonies if there were any bystanders or passengers present. The more people you have backing up your claim, the better.
Request a copy of the police report from the cops. You may have to wait a few days for it to process.
Record the name and contact information of the truck driver, as well as his business details. You can likely file an incident report with the company.
Finally, call a lawyer that can sue CoverX Specialty for a truck accident injury. We can make sure that your evidence package is sufficient and properly organized. We’ll be able to handle your claim for you from start to finish. If you try to go through with a lawsuit on your own, you may find it extremely difficult and impossible to get through to the insurance agent. The best law firm to sue CoverX Specialty for a truck accident is ours, and we will gladly help you.
How to Prove Negligent Action by a Truck Driver
All personal injury lawsuits are based on the concept of negligent action. This means that you were harmed because of another individual’s carelessness, mistake, or intentional action. You must be able to prove all four points of negligence to successfully win your claim. If one of the points is shown to be false, the entire claim falls apart. The four points are:
- You were owed a duty of care (all drivers owe each other a duty of care and prevention of harm while operating a vehicle)
- The duty of care was breached by the responsible party (by recklessly driving, not checking both ways before proceeding through an intersection, driving drunk, or other issues)
- The breach led to an accident or incident
- The accident caused physical injuries
If you were not physically harmed, you won’t be able to pursue a claim. Instead, you will only be able to secure property damage and lost wages. You can simply provide the mechanic’s estimate and any other receipts or repair costs to the insurance agent and he will make an offer from there. You may also not need a lawyer; non-harmful cases are much easier to handle.
In the event of injury, though, the agent will likely argue about the degree of medical help and how much of it was necessary. You will thus need an injury lawyer for truck accident claim against Wilshire Insurance Company. It is wise to always have accurate representation; if you do not, you may not be awarded any compensation whatsoever.
Value of Your Claim
Your claim is valued via a number of factors. Your injuries will play the biggest part; if you were severely or permanently hurt, your claim is likely going to be worth more than if you were not too badly damaged. If you were prevented from continuing your job for a certain amount of time, or even forever, your case would likely increase in value. An insurance agent will determine the value of your claim, and a Los Angeles lawyer for accident injury claim with Wilshire Insurance Company can negotiate a better deal.
We have provided some sample verdicts and settlements for you to consider. These show the possibilities of what you could earn from a lawsuit.
- $743,000 Verdict: A woman was digging through her purse while at a red light when a truck rear-ended her. She was launched through the dashboard and windshield, resulting in numerous injuries to her spine and neck. The truck was alleged to be traveling too quickly to sufficiently stop. The truck driver said that her injuries were caused by her lack of a seatbelt as opposed to the large truck that slammed into her. The jury awarded her maximum damages.
- $5,000,000 Settlement: A man behind the wheel of a truck lost control of the vehicle while on the highway. He had been 11 hours into a shift and likely fell asleep. The truck swerved across the center line and hit another car, which then rolled down a hill, killing the man inside. The family sued for wrongful death expenses.
- $1,030,000 Verdict: Two vehicles, a car and a truck, were travelling in opposite directions when the truck’s load, which was farm equipment, struck the oncoming vehicle. The passengers in the vehicle were let with various bodily injuries, including a lost eye, hip injuries, neck and spinal cord damages, and other permanent injuries. The contents of the bed extended well over the center line, and there was insufficient room on the road for the couple to swerve out of the way.
For more assistance, reach out to an injury lawyer for truck accident claim against CoverX Specialty.
Compensation for your Injuries
A lawyer for CoverX Specialty truck accident claims can help you win the necessary damages to cover all your expenses from a truck crash. You should not be expected to pay such damages by yourself. Under the law, you can earn numerous kinds of compensation. Our lawyers for CoverX Specialty injury claims can help you receive:
- Medical expenses
- Pain and suffering damages
- Property damage
- Lost wages from work
- Punitive damages
- Wrongful death expenses
Don’t wait to call a lawyer who is experienced with truck accident cases with CoverX Specialty. You can be well on your way to earning the restitution you deserve.
How Normandie Can Help
The best attorney for CoverX Specialty truck accident claims can be found at Normandie Law Firm. We will help you from the start of your case to the end, providing you with expert representation and top-quality legal help. We’ll take your case to court if necessary, and our aggressive attorneys won’t stop pursuing your rightful compensation until you are satisfied with the result.
Call our offices for a free legal consultation with a Los Angeles lawyer for accident injury claim with CoverX Specialty. We’ll walk you through the legal process and answer all of your questions. We’ll also tell you more about our zero fee guarantee, which promises that you won’t pay any personal fees for our help. We only get paid if we win, and if we lose, you owe us nothing at all.
Contact our firm to get started with an attorney who can fight CoverX Specialty for a truck accident injury lawsuit. If you need a Spanish speaking truck accident attorney, you have come to the right place. Our lawyers speak Spanish because we know that some victims need additional linguistic help and may not speak English too well. We aim to help all victims, regardless of language barriers.
