Maxum Insurance was established in 2003 for niche risks, such as those involved with driving trucks and transporting merchandise. Companies that have contracted drivers or full-time employees traveling with goods use Maxum to cover any potential damages; the company is licensed in over 40 states, and is headquartered in Connecticut. Businesses use commercial insurance to protect their drivers and any victims of accidents in the event of crashes due to the fact that personal insurance does not cover damages suffered during driving for work. Our team of lawyers at Normandie Law Firm can help you receive the compensation you deserve if you were injured in a trucking accident with a company that is represented by Maxum Insurance. Call our firm today and we will connect you with a Los Angeles truck accident attorney that can sue Maxum Insurance.
Injuries from Truck Accidents
Truck accidents are some of the most devastating accidents that can occur. The vehicles are quite large and can cause extreme impacts, even at slower speeds; it is not uncommon for a simple rear-end accident by a truck to cause a driver intense back damages and completely total an automobile. If you have been hurt in a truck crash, you should contact a lawyer for Maxum Insurance truck accident claims.
The injuries you receive can greatly vary from minor to permanent. Some of the injuries that have occurred include:
- Broken neck
- Broken arms and legs
- Concussions
- Traumatic brain injuries
- Spinal cord damage
- Herniated discs
- Internal organ damage
- Severed limbs
- Nerve damage
- Fractures and sprains
- Burns and puncture wounds
- Scarring
- Paralysis
- Coma
- Death
The extent of your injuries will largely determine the size of the settlement offer you receive from a Maxum insurance agent. Our lawyers for Maxum Insurance injury claims can help negotiate a fair deal from the agency.
Reasons Crashes Occur
Some drivers on the road are highly negligent when they operate their vehicles and crash into trucks. They may drive recklessly and try to pass the truck on the right, or they may speed up when the truck is turning, leading to an accident. They also may slam on their brakes in front of trucks, causing rear end accidents. However, there are times when the truck drivers themselves are negligent. Some examples include:
- Driver Error: Many truck drivers make mistakes while behind the wheel; they may not be aware of the height of a bridge and wind up crashing, causing an accident below, or they may try to make a turn that is too tight, causing the truck to flip over.
- Fatigue: Drivers may spend a lot of time on the road for deadlines; if they lose time during the day because of traffic, they may try to make up for lost time at night when the roads are empty. However, this can be a bad idea; an exhausted driver can easily fall asleep at the wheel and run his truck off the road or into oncoming traffic.
- Weight Distribution: Trucks with containers must be properly weighted and not have all the contents piled near the rear; this can cause the truck to sway during turns and flip over.
- Truck Defects: Containers and trailers must be affixed to the trucks; a mistake can cause the container to fall off and create an accident. Further, the trucks must be properly inspected and have all their parts in working order. The brakes must be adequate and the tires must be filled up. A runaway truck with bad brakes or a truck that has tires that blow out can cause intense crashes.
- Roads and Terrain: Some weather changes may cause truck drivers to get involved in accidents; fog and rain can impede vision, and snow can make driving such a large vehicle nearly impossible. Further, narrow roads or steep inclines can make maneuvering hard.
If you were involved in a truck crash for any of the above reasons or for any others, contact a lawyer that can sue Maxum Insurance for a truck accident injury.
Gathering Evidence for a Lawsuit
After a truck crash, it is important that you take the following steps to gather as much evidence as you can so that you have the best chance at winning your lawsuit.
First, you should get medical attention, even if you feel you weren’t hurt. Paramedics can evaluate you at the scene, and if necessary, you can be transported to emergency care or urgent care for treatment. You can see a doctor later as well. It is important that you get some kind of evaluation; if you suffer an injury that doesn’t show up right away, the paramedics may be able to spot it ahead of time. This can protect you from being accused of suffering injuries elsewhere and trying to blame them on the crash.
Next, you should take photos of the truck and the damages to your vehicle. You should also snap photos of your injuries to show the extent of them and how damaging they were.
If any witnesses or passengers are nearby, you can record statements and testimonies from them. Similarly, you can ask the police for a copy of the police report.
You must get the information of the truck driver and his company name so you can report an accident and start the claim process. Take down his name, worker’s ID number if he has one, insurance details, and more.
Lastly, reach out to a Los Angeles lawyer for accident injury claim with Maxum Insurance. We can help you file your claim and earn the money you deserve. It is important that you find a law firm that can file a lawsuit against Maxum Insurance for a truck accident, like ours, as we have years of experience handling cases from the insurance company and know the best ways to win you what you need.
Statute of Limitations for a Lawsuit
Bear in mind that you only have two years from the date of the injury to file a claim with Maxum. The statute of limitations exists so that claims won’t be sitting around waiting to be filed and so that evidence is not lost or ruined. However, this two year limit has exceptions. For instance, if you were underage when the accident happened, the statute would start when you turned 18. If the defendant left the state or country, you would not have to worry about the time limit counting down until he returned.
An attorney in Los Angeles who can sue Maxum Insurance for a truck accident can help you determine if you are eligible for any extensions to the statute of limitations.
Value of Your Case
An agent at Maxum will look at your injuries and the impact they had on your life and career and determine what the projected value of your offer would be. There is no way to determine this beforehand, as each case is different and the circumstances may all point to different amounts of potential compensation. We have provided some sample cases below for you to consider.
- $520,000 Settlement: A man was driving on the highway when a wheel fell off a flatbed truck. The truck was carrying the wheels but they were not secured. The man was traveling with a passenger when the wheel smashed into their car; they both suffered numerous back injuries, and the driver suffered internal bleeding and required surgery. Together, the occupants sued and won over half a million dollars from the truck company.
- $1,200,000 Verdict: While waiting near his disabled car on the side of the road, a man called the insurance company for assistance. The tow truck arrived and the driver hooked the car to it, but suddenly, the hook came loose and the car rolled backwards, crushing the man’s leg. He sued the company for the driver’s negligence; the jury agreed and awarded him over a million dollars.
- $775,000 Settlement: A truck was hauling a turbine generator. The object was tied down with a ball and hitch and a chain. While traveling, the object detached from the bed of the truck and hit cars in the lane next to it, causing multiple injuries in a large accident. It was determined that the chain and hitch were not adequate to hold down the generator. One of the men injured in the crash required numerous surgeries to repair his knee, which was permanently damaged.
If you need more assistance, an injury lawyer for truck accident claim against Maxum Insurance can help you.
Compensation from a Claim
With the help of a lawyer who is experienced with truck accident cases with Maxum Insurance, you could earn various types of compensation for your damages. You may be able to receive coverage for the following expenses:
- Medical bills (surgery, hospitalization, physical therapy, medication, and future treatments)
- Lost wages at work from the past and future
- Property damage to your vehicle and belongings
- Pain and suffering for any psychological trauma you received from the accident
- Wrongful death damages if a loved one or family member were killed in the crash
- Punitive damages if the truck driver acted with gross negligence or an intent to harm; however, these damages are rarely given out, and only the best attorney for Maxum Insurance truck accident claims will be able to win them
You should not be held responsible for these damages if you were the victim of a truck accident. Call an attorney who can fight Maxum Insurance for a truck accident injury lawsuit today.
Normandie’s Role in Your Case
Without a doubt, the best law firm to sue Maxum Insurance for a truck accident is Normandie Law Firm. We have a team of lawyers with experience in truck accident cases against Maxum Insurance and we have been handling truck accident claims for years. We will aggressively negotiate the best deal possible and will not stop until we are satisfied.
Additionally, our lawyers speak Spanish, and if you need a Spanish speaking truck accident attorney, we will be glad to provide you with one. We know that it can be confusing to try and take legal action if you do not speak English, and we want to help in any way we can.
Call us today to set up a free legal consultation with one of our qualified lawyers and you can ask us any questions you like. We will tell you more about our zero fee guarantee – you don’t pay any expenses for our services, and if we win, our fees are paid off by taking the money from the settlement we win for you. If we lose, we receive no money whatsoever.
Don’t hesitate to reach out to a Los Angeles attorney for Maxum lawsuits involving truck accidents.
