Truck accidents continue to occur day after day, often resulting in fatalities or severe injuries. If you or a member of your family were recently involved in a truck accident, you might have grounds to file a claim against the insurance company covering the truck that caused your accident. If ARI insurance covers the truck that caused your accident, you might have grounds to file an ARI truck accident claim.
Filing a truck accident claim against ARI or any other insurance company can be a difficult process—especially since all insurance companies are dedicated to paying little to nothing to claimants. Because of that, you must seek the legal assistance of an experienced truck accident attorney to handle your claim. The attorneys at Normandie Law Firm are ready to handle your claim and help you fight for your right to be compensated. Our attorneys have spent many years handling truck accident claims. Our law firm has been approached with many of the following questions:
- How much can you receive from ARI in case of a truck accident?
- What is the average settlement value of an ARI insurance truck accident lawsuit?
- How much is a truck accident case with ARI worth?
- What factors determine the value of your claim?
Do not hesitate to contact our law firm to get the answers to all your questions; our attorneys are ready to represent you in your claim against ARI insurance.
Sample Truck Accident Settlements and Verdicts
The value of your case is dependent on many factors. At times, the value of a truck accident lawsuit can be over $250,000 if the circumstances are correct, including the severity of injuries and the negligence of the driver. In other cases, victims might not get more than $100,000, especially if they had a part in the accidents. Generally, though, your lawsuit will net you over $750,000 if it is a wrongful death claim and the truck driver and company accept full fault.
Below, there are a few sample settlements and verdicts for past truck accident claims:
- $41,000—the victim suffered a lower back injury after being struck by a truck.
- $820,000—the victim suffered hip and arm injuries after being struck by a truck.
- $1.03 million—the victim suffered fatal injuries after a truck accident.
- $1.2 million—the victim suffered injuries of the ankles, wrists, and knees after a truck accident.
As you can see, the values of past truck accident claim vary. Although you should never use past verdicts and settlements to assume the value of your claim, reviewing past claim values could help you understand how the value of truck accident claims could vary.
Determining the Value of Your Truck Accident Claim
If you have considered filing a truck accident claim against ARI, you might have also thought about the average value of a truck accident case against ARI insurance. Many claimants believe that there is a universal value for truck accident claims, but it could be worth anything based on the details of your claim. The value of truck accidents is determined by many different factors. Some of the factors that influence the average settlement of a truck accident claim with ARI are discussed below:
Injuries: one of the most recognized factors that affect how much the truck accident case with ARI could be worth is the injuries suffered. All injuries are associated with a specific value, a value that is usually equivalent to the cost of medical care. Mild injuries, for example, could be worth up to $25,000, but you could receive $75,000 for more moderate injuries. Because the value of the injuries sustained increases along with severity, spinal cord injuries and traumatic brain injuries can be worth millions.
Policy limits: a policy limit establishes the maximum damages that could be covered by the insurance policy. For example, if a truck is covered by a $945,000 insurance policy, an amount of $945,000 would be the policy limit. In the case of a truck accident, claimants would only be eligible to recover damages equal to or less than the policy limit. In other words, the maximum possible value of a claim is affected by whatever policy limit applies.
Comparative negligence: comparative negligence can also affect the truck accident settlement amounts for a truck accident claim with ARI insurance. Comparative negligence establishes the victim’s percentage of fault or negligence in contributing to the accident and the injuries suffered. If the victim is found to be comparatively negligent, he or she will not be able to recover the full value of their claim. For example, if a victim is 25% comparatively negligent, only the remaining 75% of compensation would be available for recovery. In other words, based on 25% comparative negligence, you can receive $708,750 out of a claim with a total value of $945,000, for instance.
In addition to the three factors that are listed above, there are many other factors that could affect the average settlement amounts for truck accident lawsuit against ARI insurance. For more information about the other factors that could affect the value of your truck, you should contact the attorneys at Normandie Law Firm as soon as possible.
The Compensation Available to Recover
What is the average compensation you could receive for your truck accident? What payout should you expect? As discussed in the sections above, the specific details of your truck accident claim affect the value of your claim and the compensation you could recover. However, regardless of the value of your claim, you can always trust that our skilled and committed truck accident attorneys at Normandie Law Firm will always fight for your right to recover compensation. Although every truck accident claim is different, many claimants are eligible to recover compensation for some of the following:
- Medical expenses
- Lost earnings
- Pain and suffering
- Property damage
- Punitive damage
- Loss of consortium
- Death benefits
Our attorneys understand how recovering monetary compensation after your accident can help you overcome many of the economic obstacles that the truck accident could have created. Because of that, our trusted truck accident lawyers will always persistently negotiate with ARI insurance until you receive the highest amount of compensation available for your truck accident claim. If the insurance company fails to make you a reasonable settlement offer, our lawyers will not hesitate to file a lawsuit to ensure that you are compensated. For more information about how our truck accident lawyers could help you be compensated, you must contact our law firm.
Preserving Your Right to Sue and Receive Compensation
Although you could be considering taking legal action against ARI insurance after your truck accident, you must act with a sense of urgency to preserve your right to sue and receive compensation. There are many things you should do immediately after your accident to ensure that you have the tools necessary to file your lawsuit at a later time. Some of the most important steps you should take are listed below:
- Evaluate your condition after the accident. If your injuries are life-threatening or if you are in excruciating pain, you must receive emergency medical care.
- Report the accident to the appropriate authorities.
- Collect driver and insurance information from all parties involved.
- Collect witness information for future reference.
- Photograph the scene of the accident.
- Photograph your injuries, if visible.
- Keep records of all expenses caused by the accident (including medical bills).
- Seek legal assistance as soon as possible.
Although every item listed above is of great importance, one of the most important things you must do after you or a member of your family is harmed in a truck accident is to seek legal assistance. Every personal injury accident—including devastating truck accidents—is subject to a statute of limitations, or a timeline to sue. Therefore, you must file your claim within the appropriate deadlines to ensure that you can remain eligible to file a claim and receive compensation. The majority of victims of truck accidents are subject to a two-year statute of limitations; therefore, they might only have two years to file their claim. If their claims are not filed within the time allowed by the statute of limitations—be it two years or more based on any exceptions that might apply—the claimant could lose the right to sue. Because of that, you must seek legal assistance immediately. If you are ready to file your ARI insurance truck accident lawsuit, you must contact the experienced truck accident attorneys at Normandie Law Firm today.
Normandie Law Firm
If you were involved in a truck accident, you must contact our law firm as soon as possible for legal assistance. The experienced attorneys at Normandie Law Firm are ready to handle your claim and help you fight for the compensation that you deserve. To remain accessible to all parties affected by truck accidents, our law firm offers free consultations and free second opinions. During our free consultations and free second opinions, our attorneys will be available to answer all your questions and address all your concerns. Our attorneys will provide you with the guidance necessary to file your claim and reach a successful outcome. Has your claim been negatively affected by the incompetence of another attorney? Our truck accident lawyers are available to represent you regardless of the situation—contact us today.
The free legal services provided by our law firm are available as part of our Zero-Fee guarantee, which ensures that our clients never have to worry about paying any upfront legal fees. Our law firm is also strictly based on contingency; therefore, our clients will never be required to pay any legal expenses until after our attorneys win their claims. If you do not win your truck accident, you will not be required to pay any legal fees—contact our law firm as soon as possible.
