Auto Owners Insurance Co was established one hundred years ago in Michigan. It provides coverage to over 40,000 businesses in over half states in the country. It has been nationally rated as a superior company by various outlets, but unfortunately, these ratings do not always tell the whole story. The company provides insurance for trucking companies and other businesses that have freighter employees, but it is an insurance company – which means it is wholly concerned with retaining profits. It has been known to refuse and reject claims, delay settlements, and make it difficult for victims to get what they deserve. If you are injured in a truck crash with someone represented by Auto Owners Insurance Co, you will need a skilled lawyer that can sue Auto Owners Insurance Co for a truck accident injury. The best attorney for Auto Owners Insurance Co truck accident claims can be found at our law group in Los Angeles, Normandie Law Firm. We can provide you with an experienced attorney in Los Angeles who can sue Auto Owners Insurance Co for a truck accident, ensuring that you receive the compensation you deserve.
Truck Accident Information
Truck accidents are one of the leading causes of death in motor vehicle crashes. Although there are generally fewer trucks on the road, the accidents that they are involved in are usually much more severe. You should always take care to avoid driving too close to trucks, tailgating them, or passing them on the right. Truck drivers, by the same token, should always exercise caution as well. Accidents may happen for any number of reasons, including:
- Lack of wide load signs on the vehicle
- Brake failure
- Speeding
- Tailgating
- Running stop signs
- Running red lights
- Ignoring right of way laws
- Turning without signaling
- Driver exhaustion
- Truck defects
- Improper weight distribution of the contents of a trailer or the bed of the truck
- Driver inexperience
- Detached or improperly attached hitch or trailer
- Poor weather and visibility
- Troublesome terrain and roads
Many truck accidents occur at night when drivers do not pay as close attention as they could. Some drivers even veer off the road and hit cars head-on, while others simply drift and crash into neighboring vehicles. Some of the most severe injuries you could suffer in these accidents include:
- Neck and spinal cord injuries
- Concussion
- Traumatic brain injury
- Internal organ damage
- Severed limbs
- Broken bones
- Paralysis
- Crushing injuries
- Scarring and disfigurement
- Coma
- Death
If you were hit by a negligent truck driver, you should immediately call a lawyer who is experienced with truck accident cases with Auto Owners Insurance Co. We will do all we can to secure you a fair settlement.
Four Points of Negligence
In order to win your case against the truck company and the insurance company, you must be able to prove that you were primarily injured because of the negligence of the truck driver. You can be partially at fault for the incident and still collect compensation. You must be able to prove, though, that the incident met these points:
The driver owed you a duty of care
The duty was breached
The breach of duty led to an accident
The accident caused you to suffer actual physical injuries
Bear in mind that if you were not physically harmed, you won’t be able to pursue a personal injury lawsuit. The benefit is that you will likely be able to negotiate a fair deal from the insurance agent because they do not fight mechanic repairs and lost wages as hard as they do medical expenses and pain and suffering damages.
Regardless, you should reach out to a lawyer for Auto Owners Insurance Co truck accident claims to ensure that you have the best possible chance of success.
Evidence You Need to File a Claim
You should make sure that you have the following evidence in your package to submit to Auto Owners Insurance Co to have the best chance of winning your claim. The more evidence you have, the harder it will be for the company to deny that you were hurt or that you contributed to the accident.
You should take photos of your injuries, the damage to your car, and the scene of the accident. All of this can be used to back up your claim as to how the event transpired.
The name, details, business information, driver’s license number, and contact information of the truck driver should also be provided. You will need to be able to contact the company so you can file an incident report.
Medical bills from the paramedics and hospital should be provided in the package to showcase how much treatment you needed and how much it cost. If you have a large gap between the accident and the treatment, it could hurt your claim; insurance agents expect you to go to the hospital as quickly as possible after you were in an accident, and a long hiatus could raise red flags for them.
If the police were involved, you can request a copy of the police report.
Eyewitnesses, bystanders, and passengers can all provide their statements or testimonies as to what happened. You should record or write down the statements.
When all your evidence has been accumulated, you should give the package to a Los Angeles truck accident attorney that can sue Auto Owners Insurance Co, or contact the attorney straight away to have him acquire it all.
Filing Your Claim On Time
You must make sure that you take legal action within 2 years of the date of the injury in a truck accident. If you wait any longer, you will be barred from filing a claim and will be unable to receive compensation. It is crucial that you take action within the deadline. The evidence you have will be fresh and there is a smaller chance it will become lost over time or corrupted. Witnesses will be more likely to remember all the key details and the bills you owe will be fully covered.
You may be able to have the time limit extended if circumstances allow it. You could have been underage at the time of the accident (statute would then be enacted at 18 years old) or you could have been physically incapable of taking legal action (statute would then be enacted when you returned to health).
For help, speak with a skilled injury lawyer for truck accident claim against Auto Owners Insurance Co.
Restitution from a Truck Crash Lawsuit
You should not be expected to pay for your own damages if you were hurt in a truck crash with a company represented by Auto Owners Insurance Co. You should be given the fullest settlement possible if you were hurt because of another party’s negligent driving. Our lawyers with experience in truck accident cases against Auto Owners Insurance Co will work around the clock to win you coverage for anything you need, including medical bills, lost wages, property damage, pain and suffering, and more.
Call an attorney who can fight Auto Owners Insurance Co for a truck accident injury lawsuit today. We’ll gladly represent you and won’t rest until you’re satisfied with the result of your case.
Sample Verdicts
The average value of a truck accident lawsuit varies, especially from insurance company to insurance company. You may have been involved in a similar accident as another individual but have completely different settlements come your way. This is due to the nature of your injuries, your age, your negligence level, and much more.
We have provided some sample verdicts for you to consider. Keep in mind that these merely show what you can earn, not what you are definitely going to receive.
- $1,000,000 Verdict: A tow truck was negligently parked in the shoulder on a highway. A man driving by hit the rear of the tow truck; the truck driver did not have any hazard lights on, cones placed, or warning signs nearby. The driver spun into nearby traffic and was hit by other cars, eventually being tossed from his vehicle and suffering fatal injuries. Numerous parties were at fault, including the deceased driver.
- $600,000 Settlement: A man on a bicycle was hit by a garbage truck that turned into his path, ignoring his right of way to proceed. The bicyclist was dragged under the truck, suffering numerous bodily injuries and permanent scarring and disfigurement. The garbage truck driver claimed that the man could have stopped, but the parties reached a settlement.
- $425,000 Verdict: A man stopped at a red light when another truck came behind him and rear-ended him. He pushed him into the intersection where he caused another crash. The truck was unable to stop because of the load he was bearing; the inertia was too great. The man suffered various injuries from both accidents.
For more assistance, call one of our lawyers for Auto Owners Insurance Co injury claims. A Los Angeles lawyer for accident injury claim with Auto Owners Insurance Co can give you an estimate as to what your case is worth and help you file your lawsuit.
Normandie: The Firm for You
The best law firm to sue Auto Owners Insurance Co for a truck accident is Normandie Law Firm in Los Angeles. We have a team of skilled attorneys who do not stop pursuing your rightful compensation until we are satisfied with the result. We are aggressive and we will take your case to court if we need to. Further, our lawyers speak Spanish, so if you need a Spanish speaking truck accident attorney to help you and translate necessary documents and conversations, we are the firm for you. We believe that all individuals deserve equal treatment and compensation under the law, and we will do provide you with the best service available.
Contact our firm for a free legal consultation with a lawyer. We encourage you to ask us questions and get the information you need to make an intelligent and well-informed decision. We are available 24 hours a day, 7 days a week, and will always be able to give you top-notch advice.
Our firm operates under a zero fee guarantee, which states that you won’t touch your own savings to pay for our services. We only get paid if we win, and the insurance company covers the legal fees by allocating a portion of the settlement we win for you. If we lose, we earn no money whatsoever; you won’t owe us a single penny.
Call a law firm that can file a lawsuit against Auto Owners Insurance Co for a truck accident – Normandie Law Firm. One of our top-rated attorneys will be glad to help you through your case.
