When an insurance policyholder is injured as a result of a qualifying accident, that policyholder can expect to receive at least partial compensation for the damages they have endured. However, there are some instances wherein the victim of an accident does not receive full compensation for their damages, leaving them to take of the resulting expenses on their own. When this is the case, the policyholder has every right to seek assistance from an attorney with experience in handling low settlement amounts from insurance providers. With that qualified attorney, the policyholder can then file a personal injury insurance claim lawsuit against the insurance company responsible for the decreased settlement amount. The insurance company of interest for this article is Nationwide Insurance. At Normandie Law Firm, our top-rated Los Angeles Nationwide insurance claim attorneys can guide you through the complicated process of building your case, filing your claim, and collecting compensation for your damages. If you have any questions after reading this article, please feel free to contact our law offices for a free consultation from one of our top legal associates. An accomplished attorney with expertise in Nationwide injury lawsuits will be able to help you.
Nationwide Insurance: The Company
Nationwide Insurance is made up of a number of large U.S insurance and financial service companies that are based out of Columbus Ohio. The insurance group was founded in 1925 by Murray D. Lincoln, and has gone on to become ranked 69 in the most recent Fortune 500 report. It has grown to become of the largest companies in the nation with approximately 31,000 employees and locations scattered about the United States. The company is widely known for its famous company jingle, “Nationwide is on your side,” and as such provides a wide range of insurance coverage plans for their potential policyholders. Some of these insurance products include:
- Automobile Insurance
- Classic Car Insurance
- Motorcycle Insurance
- Snowmobile Insurance
- ATV and other off-road vehicle Insurance
- RV Insurance
- Boat Insurance
- Personal Watercraft Insurance
- Scooter Insurance
- Homeowners Insurance
- Renters Insurance
- Condo Insurance
- Flood Insurance
- Term Life Insurance
- Whole Life Insurance
- Universal Life Insurance
- Variable Life Insurance
- Small Business Insurance
- Identity Theft Insurance
- Personal Umbrella Insurance
- Pet Insurance
- Medical Accident Insurance
- Specialty Liability Insurance
- Travel Insurance
- Farm Insurance
- Wedding Insurance
- Dental Insurance
- Legal Insurance
These comprehensive coverage plans can ensure policyholders that they will receive a helping hand in the event that they experience an unfortunate injury or accident. Some common accidents that Nationwide provides compensation for are listed below:
- Auto Accidents
- Bicycle Accidents
- Boating Accidents
- Dog Bites
- Dog Attacks
- Motorcycle Accidents
- Pedestrian Accidents
- SUV rollover accidents
- Slip and Fall Accidents
- Truck Accidents
- Wrongful Death Accidents
While it may seem as though Nationwide provides policyholders with a wide-ranging amount of coverage, there is no guarantee that said policyholders will receive a full settlement for their damages in the event of an accident. In most cases, Nationwide policyholders that never have to file a claim report being satisfied with their coverage plans. However, Nationwide policyholders that do have to file a claim, often complain about not receiving adequate compensation for their damages. Fortunately, the victims of these accidents can seek a larger settlement amount through other means. Through the pursuit of a Nationwide insurance claim lawsuit, victims, who feel as though they have been mistreated by the Nationwide insurance settlement process, can seek more adequate compensation. It is also important to note that, like all suits, the process of taking your case to court alone, and winning is never easy. For this reason, it is vital that you not only seek a skilled lawyer with experience handling Nationwide insurance claims, but to understand the rules and guidelines that govern your particular case.
Nationwide Auto Accident Claims
According to a number of reports, approximately 1.3 million people are killed every year as a result of road accidents, and an additional 20-50 million people are left injured or disabled as a result of their damages. These statistics make it abundantly clear that auto accidents are both frequent and incredibly damaging to those who have to experience them. On top of the physical damages that can arise as a result of these accidents, there is also a monetary factor playing into the damages experienced. To put it bluntly, hospitalization and treatment aren’t cheap, and neither are the repairs that are likely needed to repair your damaged vehicle. For this reason, it is important that victims are able to receive a full auto accident claim settlement by their Nationwide auto insurance claim policy. Some common injuries that are caused by auto accidents are listed as follows:
- Brain Injuries (Traumatic Brain Injuries or TBIs)
- Other Head Injuries
- Neck and Back Injuries
- Chest Injuries
- Diaphragm Rupture
- Pelvis/Abdominal Injuries
- Leg and Knee Injuries
- Foot Injuries
These are just a few of the injuries a victim can endure as a result of an auto accident. While at times, these damages can be minor, others can bring on life-threatening and chronic conditions like spinal cord or brain damage. The medical treatment needed in order to fully recover from these damages can be incredibly expensive. This is why those who suffer from the damages of an auto accident should not be left with a decreased insurance claim settlement. Fortunately, these victims have every right to seek out more suitable compensation through a Nationwide Insurance claim lawsuit.
However, like all personal injury lawsuits, reaching a successful claim for compensation can be difficult, even with a qualified lawsuit attorney. One of the key aspects of an auto accident lawsuit is determining who at-fault for the accident itself was. Once fault is properly identified, the odds of having a successful case turn in your favor. However, there are still a number of rules and guidelines that govern cases of this nature. It is also important to understand that these rules and guidelines vary from state to state, so it can be particularly challenging to determine who is at fault without a qualified Nationwide car accident attorney on your side. One of these important guidelines is the statute of limitations that influences your case. The statute of limitations for any case is the time limit in which a victim can bring a case to court. In the state of California, for instance, most auto accident lawsuits must be brought to court within two years of the date of the accident. Although, as mentioned previously, these laws can vary from state to state, so it is in your best interest to seek the guidance of an attorney with experience in handling claims against Nationwide in your area. It is also important that victims collect evidence immediately after their accident. This evidence can take the form of photographs, eyewitness testimonies, or police reports. With this evidence, the victim can go about proving the fault of the driver responsible. Cases of this nature, also don’t have to be proven ‘beyond a reasonable doubt,’. This means, that any allegations of fault don’t have to be indisputable.
Regardless of the circumstances of your case, it is vital that you seek an experienced attorney to help you properly sue Nationwide for your injuries
Nationwide Truck Accidents
Truck accidents are known to inflict severe and sometimes life-threatening damages upon a victim, especially when compared to the potential damage that an accident involving two personal-use vehicles can cause. In almost all instances, a fully loaded commercial truck weighs roughly 20 times heavier than a personal-use car. This vast difference in scale can result in accidents that are far more likely to result in severe injuries. Commercial trucks can include: smaller six-wheeled rigs and freight sized eighteen wheeled trucks. Some of the common injuries from truck accidents are listed as follows:
- Back and Neck Injuries
- Broken Bones
- Head Injuries
- Internal Injuries
- Lacerations
- Rib and Torso Injuries
- Seat Belt Injuries
- Spinal Cord Injuries and Paralysis
In most accidents that involve commercial trucks, the victims can file an insurance claim through their insurance provider, or the insurance company that provides coverage for the driver deemed to be at-fault. However, there is always a chance that the insurance company, like Nationwide, would only provide you and your loved ones with a minimal compensation amount. Sometimes this settlement payout is not enough to cover all of the damages suffered. If this is the case, the victim can fight the unfair offer and file a personal injury insurance claim lawsuit against Nationwide. However, when pursuing legal action against Nationwide, it is incredibly important to retain the assistance of an attorney that has experience in negotiating with Nationwide. While everyone has the right to represent themselves in court, the odds of earning suitable compensation go up once you employ the assistance of an expert attorney who has experience in Nationwide insurance cases.
Nationwide Motorcycle Accidents
Motorcycle accidents, more often than not, result in devastating injuries for both the drivers and riders onboard. Unlike most other personal vehicles, motorcycles do not have suitable protection against collisions. Instead the occupants of the motorcycle are exposed to the full force of an impact. According to a report made by the US National Highway Traffic Safety Administration or NHTSA, out of every 100,000 registered motorcycles, 72 get into serious accidents. This statistic is particularly shocking when you take into account the number of individuals who use a motorcycle as their primary form of transportation. When an insured motorcycle is involved in an accident, the insurance company that belongs to the driver at-fault, in most cases, can be held liable for the damages. The victim can then negotiate with the insurance company, like Nationwide, for adequate settlement. However, receiving said settlement is not always the case. If you or a loved one experience a motorcycle accident but fail to receive proper compensation for your damages for Nationwide, you may be eligible to file a lawsuit against them.
Nationwide Slip and Fall Accidents
Slip and fall accidents are truly damaging in that they can occur anywhere at anytime, and the injuries that result from these accidents can cause truly debilitating conditions that can affect the lifelong health of a victim. When a slip and fall accident occurs to a Nationwide policyholder, or on the property of a policyholder, the victim can negotiate a settlement claim. However, in some cases, insurance companies, like Nationwide, may offer a decreased settlement which doesn’t cover all of the damages endured. If this is the case, the victim has a right to seek out a lawyer experienced in handling Nationwide insurance cases. Listed below are some of the common injuries that a victim can suffer as a result of a slip and fall accident:
- Head Injuries: Head injuries can range from minor contusions (or brain bruising) to more severe traumatic brain injuries or TBIs. Some TBIs can cause ongoing seizures, mood changes, cognitive impairment and other debilitating symptoms. In most cases, head injuries require emergency room treatment, or hospitalization and in more severe cases can result in death.
- Hip Fractures: Hip fractures often require surgery and extended hospitalization. In some more serious cases, surgery may be necessary to implant an artificial hip. Out of every five hip fracture patients, one of them dies due to their injuries
- Back and Spinal Cord Injuries: Injury to the spinal cord can lead to permanent paralysis, temporary paralysis and other severe neurological and sensory impairments
- Shoulder Injuries: slip (trip) and fall accidents can result in shoulder dislocations or more severe forms of shoulder injuries called brachial plexus injuries. The brachial plexus is a network of nerves that connect the shoulder, arm, and hand to the spinal cord. These injuries are often treated with surgery followed by extensive physical therapy
- Sprains and Fractures: The force of slipping and falling can cause minor to severe bone injuries. In some cases, the impact of the ground could cause minor sprains, in others; it could cause debilitating bone breakage that may result in temporary disability. Some of the common fractures that victims suffer include hip, spine, forearm, leg, ankle, pelvis, upper arm and hand.
Slip and fall accidents can cause some incredibly devastating conditions that may require extended hospital treatment. As stated many times above, these treatments can be expensive, and in most cases, can leave the victim with a mountain of debt that can directly hinder their path to making a full and proper recovery. When a victim receives a decreased Nationwide injury insurance settlement, he us often times left with no other choice than to seek a lawyer experienced in Nationwide insurance cases and pursue a claim for proper compensation.
How Normandie Law Firm Can Help
If you or a loved one received a decreased settlement amount from your Nationwide insurance provider, you have every right to pursue legal action to get full compensation for your damages. If you file a claim with our law firm you could find some, if not all of the following damages compensable:
- Past & Future Medical Expenses
- A Loss of Wages
- Potential Loss of Future Wages
- Pain and Suffering
- Emotional Distress (anxiety, depression, PTSD, etc..)
- Punitive Damages
At Normandie Law Firm, our experienced lawyers are adept at getting our clients the full compensation for the damages that they have suffered. While our attorneys are based out of Los Angeles, we also practice in San Jose, Oakland, San Francisco, Sacramento, Fresno, San Diego, Orange County, Stockton, Bakersfield, and throughout the entire state of California.
FREE CONSULTATION: As a show this commitment to you and your case we offer our clients the benefits of a zero fee guarantee policy. Under our zero fee policy, all clients don’t pay for our services until their case is won. If you feel in need of a second opinion, second opinion case reviews are also free under this policy. Call now for a free consultation by one of our attorneys with experience in Nationwide cases, and we can guide you down the path of receiving proper compensation for your damages.
