Typically, when an insurance policyholder experiences a damaging injury, they can seek out some form of compensation from their insurance provider given they have purchased the adequate coverage for their damages. These insurance companies are then expected to give the policyholder a settlement worth a certain amount of money to help assist them in achieving a full recovery. However, in some instances, victims do not receive full compensation from their insurance company and are forced to seek a more suitable settlement through the pursuit of a personal injury insurance claim lawsuit. Those who file a lawsuit can then seek the full compensation for the damages not afforded to them by their insurance providers. The insurance company of focus for this article is Farmers Insurance Group. At Normandie Law Firm, one of the top-rated law groups in the Los Angeles area, our experienced lawyers are willing to file lawsuits against Farmers Insurance and other Insurance Companies for the damages sustained. If you have any questions after reading this article, please feel free to contact our law offices for a free consultation. An accomplished attorney with expertise in Farmers insurance injury lawsuits will be able to take your call.
Farmers: The Company
Farmers Insurance was founded in 1928 by two men hoping to provide quality insurance to customers at a reasonable price. Since then the Insurance Group has grown to become one of the country’s largest insurers of vehicles, homes, and small businesses. Farmers also provide a wide range of other insurance plans and financial service products. Farmers today insures more than 10 million households and has more than 19 million individual policies filed across the United States. Farmers Insurance can provide coverage for some of the following injuries and accidents:
- Auto Accidents
- Bicycle Accidents
- Boating Accidents
- Dog Bites
- Dog Attacks
- Motorcycle Accidents
- Pedestrian Accidents
- SUV rollover accidents
- Slip and Fall Accidents
- Truck Accidents
- Wrongful Death Accidents
It may seem as though Farmers Insurance offers its policyholders a wide range of protection plans, there is no guarantee whether or not they will fully compensate one of their holders in the event of an accident. Like most insurance companies, those who never file a claim report being satisfied with their coverage plans, while those who do file claims often complain about not receiving adequate compensation for their damages. Fortunately, those who are looking to seek more in their settlement payouts have a way to do so. Through the pursuit of a personal injury insurance claim lawsuit, victims who have been treated unfairly by Farmer’s insurance settlement policies can seek more adequate compensation. However, like all lawsuits, the process of seeking further compensation is never easy. For that reason, it is incredibly important to understand the different nuances incorporated in filing a lawsuit. An expert attorney who has experience in Farmers insurance claims can give you further details.
Farmers Auto Accidents
It has been reported that approximately 1.3 million people die every year as a result of road accidents, and an additional 20-50 million people are left injured or disabled due to their damages. These statistics clearly prove that auto accidents are both frequent and incredibly damaging to those unfortunate enough to experience them. There is also the added pressure from the financial burden that comes after seeking treatment for injuries. This is why it is important that victims receive a full settlement payout by their Farmers auto insurance claim. Some of the common injuries one can suffer as a result of an auto accident are bulleted below:
- Brain Injuries (Traumatic Brain Injuries or TBIs)
- Other Head Injuries
- Neck and Back Injuries
- Chest Injuries
- Diaphragm Rupture
- Pelvis/Abdominal Injuries
- Leg and Knee Injuries
- Foot Injuries
These are just some of the injuries that can be inflicted from a car accident. These injuries can vary from relatively minor things like whiplash to truly severe injuries like a spinal cord or brain damage. The medical treatment that is required for some of these damages can be incredibly expensive. This high cost only increases the amount of treatment needed. This is why being left with a decreased insurance claim settlement after an auto accident can be incredibly devastating to those who receive them. Thankfully there is another way out for these victims. Through the filing of a Farmers auto accident claim lawsuit, those who have received a lesser settlement amount can seek greater compensation.
It is worth mentioning that auto accident lawsuits can be challenging to prove the fault of. The process of determining who is at fault in an auto accident varies from state to state, but in almost all cases it is important to collect all the evidence you can immediately after the incident. This evidence can take the form of photographs, eyewitness testimonies, or police reports. In these lawsuits, the fault doesn’t need to be proven beyond ‘any reasonable doubt.’ This means the proof needed to win the case is relatively low, so allegations of fault don’t have to be indisputable. It is also important to understand the statute of limitations that govern your case. The statute of limitations is essentially the deadline in which you can bring your case to court. In California, most lawsuits need to be brought to court within two years of the date the incident occurred. However, the statute of limitations varies from state to state. This is another reason why it is vital to seek adequate legal representation, as a skilled attorney with experience handling Farmers insurance claims could help you in determining the statute of limitations that influence your particular case.
Farmers Truck Accidents
Accidents that involve commercial trucks can inflict truly damaging, and even life-threatening injuries upon an individual, especially when compared to the damage potential of an accident involving two personal-use vehicles. In most cases, a fully loaded commercial truck can weigh roughly 20 times as much as an ordinary car. This vast difference in weight and size can cause accidents that are more likely to result in severe injuries. A commercial truck can include smaller six-wheeled rigs, as well as freight sized eighteen wheeled trucks. Bulleted below are some of the injuries a victim can endure as a result of a commercial truck accident:
- Back and Neck Injuries
- Broken Bones
- Head Injuries
- Internal Injuries
- Lacerations
- Rib and Torso Injuries
- Seat Belt Injuries
- Spinal Cord Injuries and Paralysis
Typically when individuals suffer injuries as a result of a truck accident they can file an insurance claim through the insurance company that belongs to the driver at fault. However, there is a chance that the insurance company, like Farmers, would not provide you or your loved ones with the compensation needed to cover all of your damages. When this is the case, you have every right to file a truck accident insurance claim lawsuit. These lawsuits in most cases are filed against the company that owns and operates the truck responsible for the accident. This means that any settlement payouts received would come from the truck company’s insurance provider. This is why it is vital that you seek the assistance of a qualified Farmers insurance claim attorney, as navigating the complexities of a lawsuit on your own may hurt your chances of filing a successful claim for compensation.
Farmers Motorcycle Accidents
Motorcycle accidents can result in truly damaging injuries for both the drivers and riders. Unlike personal cars and trucks, motorcycles and their occupants are completely exposed to the full force of a collision. According to the US National Highway Traffic Safety Administration (NHTSA) 72 out of every 100,000 registered motorcycles get into serious accidents. Taking into account how many people use motorcycles as their primary source of transportation, these statistics are fairly high. When a motorcycle is involved in an accident, the insurance company of the driver deemed at fault is in most cases deemed liable to compensate for the damages. Like all accidents involving personal use vehicles, the process of determining who is at-fault can vary from state to state. To best understand the rules that influence your case it is highly recommended that you seek out the assistance of a lawyer experienced in Farmers insurance motorcycle injury cases.
Farmers Slip and Fall Accidents
Slip and fall accidents can happen anywhere at any time, and they can inflict injuries that typically range from minor bumps and bruises to debilitating damages that can leave a victim with a lifetime of poor conditions. When a slip and fall accident occurs at the property of a Farmers policyholder, or to a policyholder, they can expect to receive some form of compensation for their injuries. Sometimes though, companies like Farmers may offer a settlement that is less than desired. When this is the case, the victim has every right to seek qualified legal assistance and fight the unfair settlement amount. Listed below are some of the common injuries that can be suffered as a result of a slip and fall accident:
- Head Injuries: Head injuries can range from minor contusions (or brain bruising) to more severe traumatic brain injuries or TBIs. Some TBIs can cause ongoing seizures, mood changes, cognitive impairment and other debilitating symptoms. In most cases, head injuries require emergency room treatment, or hospitalization and in more severe cases can result in death.
- Hip Fractures: Hip fractures often require surgery and extended hospitalization. In some more severe cases, surgery may be necessary to implant an artificial hip. Out of every five hip fracture patients, one of them dies due to their injuries
- Back and Spinal Cord Injuries: Injury to the spinal cord can lead to permanent paralysis, temporary paralysis and other severe neurological and sensory impairments
- Shoulder Injuries: slip (trip) and fall accidents can result in shoulder dislocations or more severe forms of shoulder injuries called brachial plexus injuries. The brachial plexus is a network of nerves that connect the shoulder, arm, and hand to the spinal cord. These injuries are often treated with surgery followed by extensive physical therapy
- Sprains and Fractures: The force of slipping and falling can cause minor to severe bone injuries. In some cases, the impact of the ground could cause minor sprains, in others; it could cause debilitating bone breakage that may result in temporary disability. Some of the common fractures that victims suffer include hip, spine, forearm, leg, ankle, pelvis, upper arm and hand.
In more severe cases, the injuries from a slip and fall accident can require extensive hospital treatment. As stated many times prior, these treatments can be expensive, and in some cases leaves victims with a heavy financial burden that is bound only to worsen their overall condition. When a victim receives a decreased Farmers injury insurance claim payout, they are often left with no other choice than to seek legal action against their insurance provider. However, like with all lawsuits, it is vital that you seek adequate legal representation to help you pursue your lawsuit so that you can receive all the compensation that you need to make a full recovery. An experienced attorney can assist you.
How Normandie Law Firm Can Help
Having one of our attorneys with experience in Farmers insurance cases on your side can mean the difference between filing a claim for compensation against Farmers, and having your case dismissed from court entirely. At Normandie Law Firm, our top attorneys are experienced in getting our clients the full compensation for the damages that they have suffered. While our attorneys are based out of Los Angeles, we also practice in San Jose, Oakland, San Francisco, Sacramento, Fresno, San Diego, Orange County, Stockton, Bakersfield, and throughout the entire state of California.
FREE CONSULTATION AVAILABLE: As a show this commitment to you and your case we offer our clients the benefits of a zero fee guarantee policy. Under our zero fee policy, all clients don’t pay for our services until their case is won. If you feel in need of a second opinion, second opinion case reviews are also free under this policy. Call now for a free consultation by one of our skilled attorneys, and we can guide you down the path of receiving proper compensation for your damages.
