Insurance coverage plans are intended to protect policyholders from the full damages that can result from accidents. While some coverage plans don’t insure all accidents if a policyholder suffers from a qualifying damage that policyholder can expect to receive some form of compensation for their traumas. However, there are some instances where the victim of an accident does not receive the full compensation for their damages, leaving them with a mountain of expenses that they are expected to take on themselves. Thankfully, when this is the case, these victims can pursue further compensation by seeking assistance from an accomplished attorney with experience handling AAA insurance claims. These skilled attorneys can help you negotiate with the insurance company, and even fight the unfair offer through the filing of a lawsuit. The insurance company of interest for this particular article is AAA. At Normandie Law Firm, our top-rated Los Angeles attorneys with experience in AAA insurance cases can assist you in filing a lawsuit against AAA. If you have any questions after reading this article, please feel free to contact our law offices for a free consultation from one of our qualified legal associates. An expert attorney who has experience in AAA insurance cases will be available to speak with you.
AAA: The Company
AAA, Triple-A, or the American Automobile Association is a group of automobile clubs scattered throughout the United States and Canada. AAA is a non-profit service organization that has roughly 55.6 million members. Founded in 1902 in Chicago, Illinois, as a response to a lack of suitable roads and highways, the company has expanded to employ more than 40,000 employees at over 1,100 offices across the United States and Canada. AAA insurance is known most famously for it’s AAA roadside assistance program which provides aid to members when their vehicle becomes disables. However, AAA insurance offers a wide variety of other services to its members such as AAA’s discount and rewards program, which offers lower prices on a wide variety of services, theme parks, cable providers, car rentals, and other entertainment and transportation services. AAA offers a wide variety of coverage plans beyond just car insurance, some of these insurance plans are listed below:
- Homeowners Insurance
- Flood Insurance
- Motorcycle Insurance
- Boat and other maritime vehicle Insurance
- Life & Health Insurance
- Travel Insurance
- Business Insurance
- Extended Auto Warranties
These comprehensive coverage plans are put in place to ensure policyholders that they will receive assistance in the unfortunate event that they experience injury or an accident. Some common accidents that AAA provides compensation for are bulleted below:
- Auto Accidents
- Bicycle Accidents
- Boating Accidents
- Dog Bites
- Dog Attacks
- Motorcycle Accidents
- Pedestrian Accidents
- SUV rollover accidents
- Slip and Fall Accidents
- Truck Accidents
- Wrongful Death Accidents
It is clear that AAA provides their policyholders coverage for a wide variety of accidents and injuries. However, there is no guarantee that said policyholders would receive a full settlement for their damages. Like most insurance policyholder, AAA policyholders that don’t ever have to file a claim often report being quite satisfied with their coverage plans. However, those who do eventually have to file a claim often complain about not receiving adequate compensation for their damages. This compensation is intended to cover things like medical expenses, and any loss of wages experienced by the victim. When a policyholder doesn’t receive proper compensation for their damages, they are then forced to face the mounting debt and injury that is bound to arise alone. Thankfully, through the pursuit of a personal injury or accident lawsuit against AAA, these victims can fight the unfair AAA settlement process. Although, when taking on a large insurance company like AAA it is highly recommended that you seek the guidance of an experienced attorney with experience in handling claims made against AAA. This is because, in most cases, companies like AAA have the resources to employ a whole team of legal experts to dispute your claim for compensation. For this reason, it is also helpful to understand the rules and guidelines that might govern your particular case.
Our Most Recent Victories Against AAA
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AAA Auto Accident Claims
According to reports, an estimated 1.3 million people are killed every year as a result of road accidents. Additional reports show that 20-50 people are left injured or disabled as a result of road accidents as well. These statistics make it clear that auto accidents are not only frequent but have the potential to be incredibly damaging to those who have to experience them. As well as the physical damages that are more than likely to occur, victims can also face some monetary and property damages as well. To put it bluntly, hospitalization treatment, and car repair don’t come cheap. For this reason, it is incredibly important that victims can receive a full auto accident claim settlement by their AAA auto insurance claim policy. A list of some of the common injuries caused by auto accidents is listed as follows:
- Brain Injuries (Traumatic Brain Injuries or TBIs)
- Other Head Injuries
- Neck and Back Injuries
- Chest Injuries
- Diaphragm Rupture
- Pelvis/Abdominal Injuries
- Leg and Knee Injuries
- Foot Injuries
These are just some of the injuries that a victim can suffer from due to a car accident. Sometimes these damages can be minor, like whiplash, while others can cause life-threatening conditions such as spinal cord and brain damage. The medical treatment that is needed to recover from these damages fully can be an overwhelming financial burden on those who have to endure them. For this reason, those who suffer from the damages of an auto accident should receive the full insurance claim settlement owed to them. Fortunately, victims of auto accidents have every right to seek an adequate compensation through filing a lawsuit to fight the Triple-A insurance claim process.
However, like all lawsuits, reaching a successful claim for compensation can be challenging, even with the assistance of an experienced attorney. In regards to auto accidents, the key to reaching a full claim for compensation is proving the fault of the defending party. However, it is important to note that the process of identifying fault tends to vary from state to state. The same goes for the statute of limitations that govern every lawsuit. The statute of limitations is essentially the time in which a victim has to bring their case to court. For instance, in the state of California, most auto accident lawsuits must be brought to court within two years of the date of the accident. If your accident occurred in another state, it would be in your best interest to consult AAA car accident lawyer with experiencing in negotiating with I insurance companies. It is also vital that victims collect all the evidence they can immediately after the accident. This evidence can include things like photographs, eyewitness testimonies, and police reports. This evidence can truly make or break your suit, so it is recommended you are thorough in your search for evidence. Cases of this nature typically, don’t have to be proven ‘beyond a reasonable doubt,’ meaning that any allegations of fault don’t have to be indisputable. However, don’t let this fool you; it is still incredibly important that you seek a qualified lawyer experienced in AAA insurance cases to help you sue the AAA insurance company withholding proper compensation.
AAA Truck Accidents
Truck accidents can cause severe and at times life-threatening damages upon those unfortunate enough to experience them. This is especially true when compared to the potential damage that an accident involving two personal-use vehicles can cause. To put perspective on how large these vehicles can be, most fully loaded commercial trucks weigh roughly 20 times heavier than a personal-use car. This egregious difference in size and weight can cause accidents that are far more likely to result in severe injuries. Commercial trucks can include six-wheeled rigs, and freight sized eighteen wheeled trucks. Some injuries that can be sustained from truck accidents are listed below:
- Back and Neck Injuries
- Broken Bones
- Head Injuries
- Internal Injuries
- Lacerations
- Rib and Torso Injuries
- Seat Belt Injuries
- Spinal Cord Injuries and Paralysis
In most accidents involving commercial trucks, the victims can file an AAA injury claim through their provider, or the insurance company that belongs to the driver deemed to be at-fault. However, in some instances, the insurance company, like AAA, can refuse to fully compensate the victim, giving only minimal aid to the injured party. Sometimes this payout is not enough to cover all of the damages suffered including medical expenses, pain and suffering, loss of wages, and even a loss of potential to earn future wages. When this is the case, the victim has every right to hire an attorney with expertise in fighting against an AAA claim amount. This attorney would help the victim in negotiating a fairer compensation amount, and if an agreement isn’t reached, the victim can file a lawsuit. While every individual has the right to represent themselves in court, the odds of winning your case without proper legal assistance are relatively slim. Hiring an attorney with expertise in AAA insurance injury lawsuits will increase your chances of receiving a fair settlement.
AAA Motorcycle Accidents
Motorcycle accidents can result in truly devastating injuries for both the drivers and passengers onboard. Most personal-use vehicles have the proper safety equipment to protect the driver and passengers in the event of a crash. Unfortunately, the occupants of a motorcycle are often left exposed to the full force of a collision with another vehicle. According to a report by the US National Highway Traffic Safety Administration or NHTSA, out of every 100,000 registered motorcycles, 72 get into serious accidents. This statistic is particularly shocking when one takes into account the number of individuals who use motorcycles as their primary source of day-to-day transportation. If a policyholder gets into a motorcycle accident, the insurance that belongs to the driver at-fault in most cases can be held liable for damages. However, as mentioned prior, this placement of fault differs from state to state, and it is highly recommended that you seek out a lawyer with expertise in dealing with AAA, as to help you discern what state guidelines govern your particular case.
AAA Slip and Fall Accidents
Slip and fall accidents can happen anywhere at any time, and the resulting injuries can cause debilitating injuries that can affect a victim for a lifetime. When a slip and fall accident occurs to an AAA policyholder, or on the property of an AAA policyholder, the victim can then negotiate a settlement claim. However, in some cases, insurance companies like AAA, may deny a full compensation amount. If this is the case, the victim has every right to lawsuit attorney to help them get the compensation deserved to them. Bulleted below are some common slip and fall injuries that a victim can suffer from:
- Head Injuries: Head injuries can range from minor contusions (or brain bruising) to more severe traumatic brain injuries or TBIs. Some TBIs can cause ongoing seizures, mood changes, cognitive impairment and other debilitating symptoms. In most cases, head injuries require emergency room treatment, or hospitalization and in more severe cases can result in death.
- Hip Fractures: Hip fractures often require surgery and extended hospitalization. In some more serious cases, surgery may be necessary to implant an artificial hip. Out of every five hip fracture patients, one of them dies due to their injuries
- Back and Spinal Cord Injuries: Injury to the spinal cord can lead to permanent paralysis, temporary paralysis and other severe neurological and sensory impairments
- Shoulder Injuries: slip (trip) and fall accidents can result in shoulder dislocations or more severe forms of shoulder injuries called brachial plexus injuries. The brachial plexus is a network of nerves that connect the shoulder, arm, and hand to the spinal cord. These injuries are often treated with surgery followed by extensive physical therapy
- Sprains and Fractures: The force of slipping and falling can cause minor to severe bone injuries. In some cases, the impact of the ground could cause minor sprains, in others; it could cause debilitating bone breakage that may result in temporary disability. Some of the common fractures that victims suffer include hip, spine, forearm, leg, ankle, pelvis, upper arm and hand.
Slip and fall accidents can cause some truly devastating conditions and may require extended hospital treatment. As stated multiple times prior, the treatment for injuries of this nature can leave the victim with a mountain of debt that can hinder their path to making a full recovery. When a victim receives a lower than expected or adequate AAA insurance claim settlement, they are often left with no other choice than to seek a lawyer experienced in fighting AAA for proper compensation.
About Normandie Law Firm
If you or a loved one received a decreased settlement amount from your AAA insurance provider, you have every right to pursue legal action to get full compensation for your damages. If you file a claim with our law firm you could find some, if not all of the following damages compensable:
- Past & Future Medical Expenses
- A Loss of Wages
- Potential Loss of Future Wages
- Pain and Suffering
- Emotional Distress (anxiety, depression, PTSD, etc..)
- Punitive Damages
At Normandie Law Firm our top attorneys are experienced in getting our clients the full compensation for the damages that they have suffered. While our attorneys are based out of Los Angeles, we also practice in San Jose, Oakland, San Francisco, Sacramento, Fresno, San Diego, Orange County, Stockton, Bakersfield, and throughout the entire state of California.
Free Second Opinions
Some attorneys are lazy, and will sign you up to their firm but will disappear once your name is on the paper as they are busy signing up more cases. In these instances, their business is based more on volume and will attempt to sign up as many cases as possible. In turn, they will spend less time on cases resulting in severely reduced settlements. Our firm will not treat you like a number. We will be in communication with you throughout our lawsuit and will treat you like family. So if you already have an attorney don’t worry, we’ll give you a second review of your case 100% free of charge.
Zero Fee Guarantee – No Upfront Fees Ever
If you contact our law offices today, we can walk you through the complicated process of filing your claim completely free of charge. As a show this commitment to you and your case we offer our clients the benefits of a zero fee guarantee policy. Under our zero fee policy, all clients don’t pay for our services until their case is won. If you feel in need of a second opinion, second opinion case reviews are also free under this policy. Please, feel free to give us a call, and our experienced lawyers can guide you down the path of receiving proper compensation for your damages.
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