Have you been affected by the recent California fires? Unfortunately, California is known for its relentless wildfires during fire season. However, the fires that have blazed in California have not burned within the expected fire season. As the state gets hotter, these scorching fires appear to be getting more frequent and harder to contain than ever before. Without a doubt, fires can cause bodily burns, physical injuries, and death; however, most of the parties affected by California’s wildfires are more likely to suffer property damage than physical injuries.
Were you affected by fire property damage? Was their damage to your property because of the recent California fires? If you suffered property damage because of fire, you might have grounds to file a property damage claim. If you were affected in Orange County, you must speak with the Orange County fire damage attorneys at Normandie Law Firm as soon as possible. Normandie Law Firm has many years of experience handling California property damage cases due to fires. If your property was burned and you are interested in recovering full compensation by the insurance company, you must contact our fire property damage attorneys in Orange County, CA at your earliest convenience.
Our experienced attorneys for fire damage lawsuits will provide you with all the information that you need to pursue a fire damage claim against your insurance company. Whether you are interested in filing a claim for home fire damage or business fire damage, you could trust the Orange County smoke damage attorneys at Normandie Law Firm to handle your claim effectively and help you recover the compensation that you deserve. Contact our law firm today.
Fire in Your Home
If a fire blazed near or through your home, you likely suffered the loss of personal possessions. You might be grateful for being alive, but you are likely grieving over the items you lost because of the fire. Some of the most common items that are damaged during residential fires include the following: carpets, curtains, sofas, clothes, furniture, jewelry, mattress, and family photos, for instance. The structure of your home was likely also left compromised. A roof collapse likely resulted from or led to structural damage. Smoke damage could be visible on any walls left standing or inside of confined spaces, such as attics, crawlspaces, and closets, for example. The fire could have also caused damage to your plumbing and ventilation system in some cases.
Fire in Your Business
If a fire reaches your business, you are also likely to suffer many damages to your property. You might lose records, merchandise, and cash, for example. Fires can also destroy business furniture that is essential to running your business effectively. Your business could have also been left with structural damage. Unfortunately, fire damage to a business can prevent the affected parties from continuing to work and earn the income necessary to reconstruct their business and reverse the damage caused by the fire.
Fire in Your Farm or Ranch
The recent fires in California have affected many acres of rural land with both homes and farms in the fires’ path. Fires could have resulted in damage to your farm or damage to your livestock, if not both. If your farm or ranch was burned, you might have also lost thousands of dollars worth of produce. If both your livestock and your produce were affected, you might continue to lose income for an extended time—especially if your livelihood depends on livestock and produce sales.
Other Damages
In addition to the property damage that has already been discussed in the sections above, there is additional damage that might be clear in your property. Your property could have been damaged by smoke and ash, as expected after a fire. But many people do not know that their property could also sustain water damage after a fire. Firefighters use water to put out these fires and prevent further damage. However, the water, although preventing further burn damage, can result in significant water damage.
Insurance Coverage for Fire Damage
Does your insurance company cover fire? If you have an insurance policy for your property, there is likely a section that explains your coverage in case of fires. In many of these policies, it is clear that there is no coverage for fires caused by arson. However, accidental fires and electrical fires, alike, are often not covered by insurance companies. When you file a property damage claim caused by fire, the insurance company will launch an investigation to determine the cause of the fire. After you file your claim and the investigation begins, the insurance company might offer to cover your hotel costs. All insurance companies are dedicated to paying little to nothing to their claimants, even those who never failed to pay their insurance premiums. During the investigation, the insurance company is looking for things that would make the claimant ineligible to receive compensation for a fire damage claim. For instance, if the investigation concludes that the fire occurred under suspicious circumstances, the claimant would be ineligible to recover any type of compensation for the property damage caused by the fire. Unfortunately, many claimants believe that they cannot do anything after a denied insurance claim. If you would like to learn more about what you could do if the insurance company denies your claim, you must contact a California lawyer that’s experienced in fire damage cases in Orange County. Contact our smoke damage lawyers in Orange County at your earliest convenience.
Action after a Denied Insurance Claim
What can you do after your insurance company undervalues or denies your fire property damage claim? As mentioned above, many people believe that they cannot do anything after a denied fire damage claim. However, you could hire an Orange County lawyer to sue the insurance company for not wanting to pay. An attorney that can sue the insurance company for not paying could help you file a bad faith claim against your insurance company. Do you have the right to file a bad faith claim after your insurance company failed to compensate you? Yes, you could file a claim if the following are true and apply to your situation: your claim was allegedly ineligible for compensation even though the fire damage claim was valid, and the compensation for your claim was withheld unreasonably. If you would like to learn more about your right to sue your insurance company after a denied claim, you must speak with a burn damage lawyer in Orange County as soon as possible. Our smoke damage lawyers in Orange County, CA will guide you towards your right to take action against your insurance company even after a denied claim.
The Right to Compensation for Property Fire Damage
Do you have the right to be compensated for your claim? Yes, you have the right to be compensated. However, you might assume that you could only be compensated for the property you lost as a result of the fire. An Orange County property damage lawyer could help you understand the specific type and amount of compensation that you could recover if the claim against your insurance company is successful. For instance, the sudden loss of your property could have caused emotional distress and anguish that could have resulted in depression, anxiety, or post-traumatic stress; you could be compensated for the mental and emotional distress or anguish caused by the fire and the loss of your property. If you would like to learn more about the compensation that you could recover if you file a claim against your insurance company, you must speak with an attorney that can sue an insurance company for fire damage to your belongings. When you contact our firm and allow our attorneys to handle your claim, you can be certain that our expert fire damage lawyers will aggressively fight for your right to recover the maximum amount of compensation available for your claim—do not hesitate to contact us.
Our Orange County Fire Damage Lawyers
If any of your property was damaged by a California fire, you might have grounds to file a claim to recover compensation for the property that you lost. Even though you have the right to file a property damage claim against your insurance company, your claim could be unreasonably denied. If you believe that your fire damage claim was denied without a valid reason, you could file a lawsuit against your insurance company to pursue your right to recover compensation. If you would like to speak with our Orange County attorneys about filing a lawsuit against your insurance company after their refusal to pay your property damage claim, you must contact our firm immediately. You could benefit from our free consultations and free second opinions.
Our firm provides free consultations and free second opinions to all parties interested in pursuing a lawsuit against their insurance companies. During our free consultations and free second opinions, our experienced attorneys will be available to answer all your questions and address all your concerns regarding your right to sue and receive compensation after a denied claim. Our attorneys can help you and lead your claim towards a successful outcome even if your claim has been previously affected by another attorney’s incompetence. If you would like to benefit from our free consultations and free second opinions, you must contact our Orange County law firm at your earliest convenience.
Our free legal services are available because of our Zero-Fee guarantee—a guarantee that ensures that our clients never have to worry about paying any upfront legal fees for our services. Our firm is also based on contingency; therefore, our clients will not be required to pay any legal expenses until after our attorneys win their claims against the insurance company. If we do not win your case, you will not be required to pay any legal fees. If you would like to learn more about filing a lawsuit against your insurance company after a denied fire damage claim, you must contact us as soon as possible.