Like many of California’s cities, Los Angeles has been and will continue to be affected by fires. Wildfires routinely devastate communities in the area. Accidental fires, such as electrical fires, residential fires, and business fires, often result in more than bodily burns and other physical injuries. These fires result in the loss of personal possessions.
Were you and your family recently affected by a California fire? Was your home damaged? Was your business damaged? Did your farm or ranch sustain fire damage? Regardless of the type of property that you own and the specific damage it sustained, you might have grounds to file a property damage claim to recover compensation for property damage.
Many people trust that their insurance companies will cover their home fire damage or business fire damage. After all, they pay an insurance premium for the peace of mind that they will be covered under unfortunate circumstances. However, California property damage cases resulting from fires are often denied. If you filed a claim after property damage because of a fire that was denied, you might be able to take action against your insurance company.
For more information about your right to sue your insurance company after a denied claim, do not hesitate to contact our Los Angeles smoke damage attorneys. Normandie Law Firm is a law firm dedicated to fighting for the rights of all parties affected by fires. Whether your farm or ranch was burned, your home was burned, or your business was burned, you could trust our fire property damage attorneys in Los Angeles, CA to provide you with the legal assistance necessary to recover the compensation that you deserve. Do not hesitate to contact our law firm today; our attorneys are ready to fight for your right to be compensated for the damaged caused by the fire.
The Damages Resulting from Fires
The damage to a property after a fire depends on a few factors, such as the type of fire and the length of time it was burning. The type of damage to properties after a fire can often be separated into a few categories: structural damage, smoke damage, and water damage. For instance, structural damage consists of damage that makes your property either inhabitable or hazardous. A roof collapse and damage to important load-bearing walls could lead to severe structural damage. Structural damage often requires extensive repair. Smoke damage, although it might be less severe when compared to structural damage, also required extensive attention to address. Smoke damage is often seen on ceilings, walls, and small spaces (such as closets, crawlspaces, attics, and air vents). Water damage is common yet not obvious for many people. Firefighters use water to extinguish fires. The water could damage floors, walls, and other furniture. Severe water damage could also result in structural damage.
Besides the types of damage discussed above, the items that were inside the property that burned might have also been severely damaged. For example, your carpets, curtains, sofas, clothes, mattress, furniture, jewelry, and family photos could be damaged or completely lost after a fire. If your business property was damaged, you might have lost cash, important records, documents, and equipment, for example. If your farm or ranch sustained fire damage, your livestock, crops, soil, machinery, and equipment could have been affected. In some cases, damage to your farm and damage to your livestock represents both residential and business damage—since many people live on and earn income from their ranches and farms.
Regardless of the type of damage that your property sustained, you could be compensated. Whether there was damage to your plumbing or any other damage to your property after a fire, you could be compensated. You must speak with an attorney as soon as possible to file a claim and ensure that you are compensated.
Insurance Coverage for Fires
Property owners generally carry insurance coverage for their properties. These insurance policies offer coverage for a variety of incidents, including fires and fire damage. Like all insurance policies, fire insurance might not apply under all circumstances. For instance, you cannot be compensated for a fire that was a result of arson—considering that it could have been ignited by someone that would directly benefit from the insurance claim. After reports of fire damage, insurance companies investigate the incident. If fires are found to have been started under suspicious circumstances (started intentionally), insurance companies do not hesitate to deny claims.
What could you do if your insurance company denied your claim? If your claim was valid and should have been approved based on the circumstances, you might have grounds to sue the insurance company for failure to pay. Even after a denied claim, you could sue and receive full compensation by the insurance company. If you would like to learn more about your right to sue the insurance company, you must contact a Los Angeles lawyer to sue the insurance company for not wanting to pay. Do not hesitate to contact our law firm to speak with an attorney that can sue the insurance company for not paying.
The Compensation Available for Recovery
If the insurance company undervalues your claim, you might believe that the compensation you could receive might not be enough to cover all damages. However, a Los Angeles property damage lawyer will aggressively fight for your right to recover the compensation that you deserve. Besides compensation for the damages to your property, our lawyers will also fight for your right to be compensated for the mental and emotional distress and anguish (such as depression, anxiety, and PTSD) caused by the fire. Regardless of the details of what you could recover, you could trust that our lawyers will always do everything within their reach and within the law to ensure that you receive the maximum amount of compensation for your fire property damage claim.
The Need for an Attorney
Do you really need the assistance of Los Angeles fire damage attorneys to handle your claim? If you have previously dealt with insurance companies, you might feel qualified and confident in attempting to handle your property damage claim independently. How could a California lawyer that’s experience in fire damage cases benefit your claim and its outcome? For starters, our experienced attorneys for fire damage lawsuits have many years of experience handling property damage claims after fires. Our lawyers have the experience and skill necessary to aggressively negotiate with insurance companies until they agree to make a reasonable offer. All insurance companies share the goal of paying little to nothing to their claimants; it does not matter if you always paid your insurance premiums. During the investigation process, your insurance company might offer to cover your hotel costs only to later deny your insurance claim. If the insurance company denies your claim, you might simply drop the claim. However, if you hire a burn damage lawyer in Los Angeles, you will always have someone aggressively fighting for your claim—whether that means consistently negotiating with the insurance company or filing a lawsuit against the insurance company. If you do not hire an attorney that can sue an insurance company for fire damage to your belongings, you risk your claim being undervalued, not taken seriously, and denied. For more information about how you could benefit from allowing a lawyer to handle your claim after your property was burned, contact our smoke damage lawyers in Los Angeles as soon as possible.
Fire Damage Lawyer Los Angeles—Our Law Firm
After damage to your property, you might have filed a claim which was eventually denied by your insurance company. If your fire damage claim was denied even though it should have been approved, you could sue your insurance company. The fire property damage lawyers in Normandie Law Firm have many years of experience handling a variety of claims against insurance companies for the failure to pay. If you would like to meet with our experienced attorneys to discuss the details of your claim, you should contact our firm immediately.
Our firm is based on accessibility. After being harmed by a fire, your financial situation is likely unstable. Therefore, you might be concerned about not having the means to pay to speak with a lawyer. At Normandie Law Firm, we offer free legal services to all parties affected by fire property damage. When you contact our firm, you could benefit from our free consultations and free second opinions. During our free consultations and free second opinions, our experienced smoke damage lawyers in Los Angeles, CA will be available to answer all your questions and address all your concerns. Our lawyers will evaluate your claim and provide you with all the information that you need to pursue a successful claim against your insurance company. As mentioned, we offer free second opinions; our free second opinions are designed for those who might have already started their legal process with an incompetent attorney. Even if the incompetence of another lawyer has misguided your property damage claim, you can trust that our attorneys will do everything within their reach to ensure that your claim is redirected towards a successful outcome. Whether you are in need of a free consultation or free second opinion, you must contact our firm immediately. Our attorneys will be available for your 24 hours a day 7 days a week—always available to give you information that you need.
The free legal services provided by our law firm are available as part of our Zero-Fee guarantee. Our Zero-Fee guarantee ensures that our clients will never be required to pay any upfront legal fees for any of our services. Because of our contingency status, fees will not be required to be paid until after the claim reaches a successful outcome. After a successful claim outcome, all legal fees are paid directly from the compensation that claimants are awarded; therefore, claimants are never required to pay anything out of pocket. Do not hesitate to contact Normandie Law Firm today.
