Car accidents typically involve more than one vehicle; however, it is possible for only one vehicle to be involved in an incident. In one-vehicle incidents, the driver typically loses control of the vehicle and crashes into something, like a pole, a fire hydrant, a wall, and even businesses. Unfortunately, it is relatively common to hear news of vehicles crashing into businesses.
When vehicles crash into businesses, significant damage can occur. This can cause thousands of dollars in damages – which can be a devastating setback for business owners. In general, business owners have insurance coverage, however – coverage in the case of property damage. If the incident is covered by the policy, business owners will simply have to file a claim and wait for their insurance company to pay out. However, dealing with insurance companies is not always simple.
Insurance companies can be difficult to work with. More specifically, they can fail to cooperate with claimants and refuse to cover the financial losses associated with incidents. In other words, they can fail to process claims even if they are valid.
Did you find yourself having to pursue a property damage claim with your insurance company after a car accident that caused property damage to your business? If so, you might be in need of legal assistance. Specifically, you might be in legal assistance if your insurance company has refused to take your claim seriously and give you the payout to which you are entitled.
If you would like to discuss your claim with an experienced property damage attorney, do not hesitate to seek legal assistance with the experts at Normandie Law Firm. At Normandie Law Firm, our lawyers have many years of experience handling all sorts of claims, including property damage claims resulting from car accidents (such as cars crashing into your business). Would you like to discuss your claim with the experts at our firm? If so, do not hesitate to contact the experts at our firm as soon as possible.
Car Accidents Can Cause Property Damage to Your Business
Without a doubt, if a car crashes into your business, significant property damage could occur. Glass windows and glass displays could be completely destroyed. Shelving units, display units, cash registers, and other items essential to your business could also be destroyed. Some of the products that you handle in your store could also be significantly damaged. In addition, the actual building is likely to sustain structural damage. Depending on the details surrounding the incident, damages could total tens of thousands of dollars; your losses could be $20,000 minimum. Based on the details surrounding the incident, it could be months – or even years – before your business was operational after the incident.
Understanding Insurance Bad Faith
Insurance companies are, without a doubt, supposed to help claimants during their time of need. After they get claims, they must investigate the situation and provide a payout if the incident is covered. Unfortunately, insurance companies do not always promote the best interests of their claimants. They can fail to properly investigate claims, provide claimants with necessary information, and even purposefully mislead their claimants. Insurance companies sometimes act with the purpose of making claimants withdraw their claims. Even though insurance companies are supposed to provide a financial safety net for claimants, insurance companies lose a significant amount of money every time they make a payout. When insurance companies do this, they are exercising bad faith – and they are breaching their duty of care to their claimants. Insurance companies can be sued for doing this.
What Should You Do?
If a car accident crashes into your business, without a doubt, there are a number of things that you should do to prepare to pursue a claim with your insurance company. You should do all of the following:
- Take photos of the scene of the incident (before any clean-up)
- Take photos of the property damage resulting from the incident
- Speak to witnesses and collect their contact information
- Gather any video footage that captured the incident
- Contact the insurance company and report the incident
- Provide your insurance companies with the facts surrounding the incident
What if your insurance company is exercising bad faith? If your insurance company is not cooperating during your claim process, there are other things that you should do. Consider the following recommendations:
- Keep records of all communications with the insurance company
- Gather all the evidence that you have surrounding the incident (and the losses associated with the incident)
- Seek legal council with an experienced property damage attorney as soon as possible
If you are interested in learning more about the steps that you should follow to ensure that you receive the payout to which you are entitled, do not hesitate to seek legal assistance with the experts at our firm as soon as possible. Our lawyers will provide you with the guidance that you need to reach a successful claim outcome.
File Your Claim Within the Deadline
If you are considering the possibility of pursuing a property damage claim, you must act quickly as product liability claims are subject to a statute of limitations. A statute of limitations determines the specific length of time that claimants have to pursue their claims. If claimants do not file their claims on time, they could lose their right to sue. In California, product liability claims are normally subject to a three-year statute of limitations; this means that claimants will only have three years to pursue their claims. To ensure that you have a thorough understanding of the statute of limitations that applies to your claim, contact the experts at our firm today. Our property damage lawyers will ensure that you file your claim on time.
Contact Normandie Law Firm Today
If your business sustained property damage after a car crashed into it, you might have grounds to pursue a property damage claim with your insurance company. In some cases, you might need to pursue legally against your insurance company. If you are in need of legal assistance, do not hesitate to contact the experts at Normandie Law Firm at your earliest convenience. Our lawyers are ready to provide you with the guidance that you need to reach a successful claim outcome – and recover the compensation that you deserve. If you are ready to speak with the experts at our firm, contact us today.
We offer free legal services, which include free consultations and free second opinions. During these free legal services, our lawyers will be available to provide you with the information that you need to pursue your claim. Our property damage lawyers will answer your questions and address your concerns. Whether you are interested in starting your claim or redirecting it (after already starting it elsewhere), you can trust that our lawyers are ready to provide you with the guidance that you need to file your claim and reach a successful claim outcome. If you are ready to discuss your claim with the property damage lawyers at our firm, contact us as soon as possible.
Our free legal services are available as part of our Zero-Fee guarantee, a guarantee that our clients will not have to pay upfront legal fees for any of our legal services. This means that you could contact our firm without having to worry about expensive fees. Our law firm is also strictly based on contingency; therefore, our clients will not be required to pay anything until after reaching a successful claim outcome. If you do not win, you will simply not be responsible for paying anything.
Are you interested in discussing your current situation with the product liability lawyers at our firm? If so, contact us today.
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