Unfortunately, truck accidents are common occurrences. Since trucks are larger and heavier than the average vehicle, truck accidents often result in devastating damages. If you were involved in a truck accident, you might have recently had to deal with PMA Insurance. PMA Insurance is one of the major insurance companies that provide commercial insurance coverage to many of the trucks involved in accidents. PMA has over one hundred years with experience in the insurance industry; therefore, claimants who have never dealt with insurance companies might encounter some difficulties. If you are interested in pursuing a truck accident injury claim against PMA, you should seek legal assistance as soon as possible—there is no reason for you to have to go through this stressful process on your own.
If you are in need of legal assistance, you must contact Normandie Law Firm as soon as possible. Normandie Law Firm is a personal injury law firm dedicated to helping all the victims of truck accidents. If you were involved in a truck accident or if a member of your family lost his or her life in a truck accident, you might have grounds to file a claim and receive compensation.
Many of the truck accident victims that contact our law firm have some of the following questions:
- Can victims be compensated for their injuries?
- What is the average compensation available for claimant recovery?
- How much can you receive from PMA Insurance in case of a truck accident?
- How much is a truck accident case with PMA insurance worth?
- Do the specific details of a truck accident claim matter?
- What establishes the average value of a truck accident case against PMA?
For many victims of truck accident victims, information about the potential value of their claims is vital. If you would like more information about how much the truck accident case with PMA Insurance could be worth, you must contact our law firm as soon as possible. Our expert truck accident lawyers will give you all the information you need to understand the value of your claim and begin your claim against PMA insurance.
The Factors that Could Affect Claim Value
To understand the average settlement value of a PMA Insurance truck accident lawsuit, you must understand the different factors that could affect the value of your truck accident claim. Some of the factors that could affect the value of your claim include the types of injuries sustained and the policy limits established by insurance companies. These factors, along with additional factors, are described in the section below:
- Injuries—the injuries suffered during truck accidents are also essential to determining the value of a claim. Every type of injury is associated with a specific value. For example, minor injuries could be worth up to $25,000, but you could receive $75,000 for moderate injuries requiring some surgical treatment. Along with the increase in injury severity, the value associated with the injuries also increases. For example, injuries such as brain injuries and severe spinal cord injuries that affect cognitive and physical abilities could be worth millions.
- Policy limits—another factor that affects truck accident claim values is the policy limits established by insurance policies. For instance, trucks are federally mandated to carry minimum insurance policies ranging from $300,000 to $5 million. The exact minimum policy required depends on the type of truck and the level of risk associated with the type of truck. If a truck has insurance coverage for up to $900,000 in damages, you can receive $900,000 maximum. If your claim is worth more than the policy limit, your claim’s value could be adjusted and decreased. Even if the policy limit prevents you from recovering the full claim value, you might have other options to recover more compensation. However, only an experienced attorney could give you additional information about other options.
- State compensation limits—another factor that could affect the value of your claim is the limit placed on compensation by your state. Although every state is different, some states place limits on the non-economic damages (pain and suffering, loss of consortium, for example) that claimants could recover. Since non-economic damages can significantly increase the value of a claim, limits can result in a decreased claim value.
- Lost income—if you were unable to work as a result of your accident, you might have lost your wages for some time. If so, the value of your claim could increase based on your wage history and the time you were unable to work. If you are projected to never be able to work, the value of your claim could also increase based on your age.
If you would like to learn more about the different factors that could affect the value of your PMA truck accident claim, you must contact Normandie Law Firm as soon as possible. Our experienced attorneys will ensure that you gain a thorough understanding of the factors that could affect truck accident settlement amounts for a truck accident claim with PMA Insurance.
The Compensation Available for Recovery
Many of the factors discussed above are also evaluated to determine the categories of compensation that claimants are eligible to receive. Although every claim is different, many claimants are eligible to receive some of the following forms of compensation:
- Medical bills
- Lost wages
- Pain and suffering
- Property damage
- Loss of consortium
- Funeral and burial costs
- Punitive damages
As you can see, there are many categories of compensation available for recovery. The specific type and compensation that you are eligible to receive depend on the specific details of your claim. You might mistakenly think that your claim is not worth much, but it could be worth more than you could imagine. When you allow our experienced truck accident lawyers to handle your PMA Insurance claim, you can trust that our lawyers will always fight for your right to recover the maximum amount of compensation for your claim. Our lawyers understand the importance recovering compensation, and they will not rest until you are rightfully compensated.
Sample Verdicts and Settlements
As mentioned above, the value or potential value of a truck accident claim is an important element for many claimants. Because of that, many of the parties affected by truck accidents that contact our law firm seek additional information regarding past cases. Our attorneys are dedicated to providing you and all other affected parties with all of the necessary information to pursue a PMA insurance claim; therefore, our attorneys will discuss a short history of truck accidents and settlements with you. If you would like to review some of the past claim verdicts and settlements before speaking with an attorney, you could find some values below:
- $40,000—the victim suffered a concussion, back injuries, knee injuries, and neck injuries after being involved in a truck accident.
- $42,000—the victim was rear-ended by a truck, resulting in a back injury.
- $353,000—the victim was involved in a truck accident, which left her suffering from a traumatic brain injury, the loss of cognitive abilities, and post-traumatic stress disorder.
- $430,000—the victim suffered severe hand, wrist, and shoulder injuries.
- $650,000—the victim was involved in a truck accident, which left her with hip injuries and leg injuries.
- $820,000—the victim was involved in a head-on truck accident. The accident left the victim with critical hip and arm injuries, in addition to many other injuries.
- $875,000—after being struck by a truck, the victim suffered from a lacerated organ and fractures throughout his body. Because of his advanced age, the victim spent many months in hospitals or rehabilitation centers until he lost his life.
As you can see, the value of truck accident cases can vary depending on the details of the claim. If you would like more information about how the specific details of your claim could affect the average settlement of a truck accident claim with PMA Insurance, you must contact our law firm as soon as possible.
Normandie Law Firm
If you were injured in a truck accident, you might have grounds to file a PMA Insurance truck accident claim. Like many people, you might be interested in learning more about the average compensation and payout that you could recover if you file a truck accident claim. For a thorough evaluation of your claim and the average settlement amounts for truck accident lawsuit against PMA Insurance, you must seek legal assistance with the experienced truck accident attorneys at Normandie Law Firm as soon as possible. Normandie Law Firm is a personal injury law firm dedicated to aggressively fighting for your rights to sue and receive compensation. If you were injured or if a member of our family lost his or her life in a truck accident, you must contact our law firm as soon as possible.
Our law firm is based on accessibility—on the foundation that all victims or affected parties have the right to legal assistance. Because of that, our firm offers free consultations and free second opinions to all parties affected by truck accidents. During our free consultations and free second opinions, our experienced truck accident attorneys are available to answer all your questions, address all your concerns, and provide you with all the information necessary to pursue your PMA Insurance truck accident lawsuit. You might have been affected by an incompetent attorney who attempted to handle your claim. If an incompetent attorney left you full of doubts, confusion, and unanswered questions, you could benefit from a second opinion. It does not matter if you need our attorneys to guide your claim back towards a successful path or to help you begin your claim against PMA Insurance; you can trust our lawyers to give you the legal guidance you need. Do not hesitate—you must contact Normandie Law Firm as soon as possible.
As mentioned before, our law firm is based on accessibility. We believe that all parties affected by truck accidents—regardless of their financial situation—must have access to legal assistance. Because of that, our law firm provides all clients with a Zero-Fee guarantee. Our Zero-Fee guarantee ensures that our clients never have to worry about paying any upfront legal fees. Our law firm is also strictly based on contingency; therefore, our clients are never expected or required to pay any legal fees until after our attorneys win their claims, and they are compensated. If you do not win your truck accident claim against PMA Insurance, you will not be required to pay any legal fees. If you are in need of legal assistance, you must contact Normandie Law Firm today.
