There are numerous insurance companies present in the nation and as such, thousands of agents whose goals rely on keeping the companies profitable. One such insurance company that adheres to this practice is Chubb Insurance, which provides various types of coverage to its customers. However, there are many times when the company will simply not pay out any claims and will deny liability for anything at all. In times like these, it is important that you seek out the assistance of a law firm with experience in cases against Chubb insurance. You may not be able to pursue legal action by yourself if you lack the experience and knowledge required to wrestle a settlement from the company. Our attorneys at Normandie Law Firm in Los Angeles will be able to secure you the maximum compensation you deserve for any Chubb insurance car accident claims.
Chubb’s Products
Chubb Insurance offers numerous types of coverage, such as home insurance, automobile insurance, renter’s insurance, excess liability, and more. Individuals who have Chubb may find that they have difficulty getting paid if they are in certain types of car accidents. Most commonly, customers who pursue car accident settlement claims from Chubb will find themselves disappointed and in need of assistance.
Chubb is supposed to cover its customers in any of the following circumstances, assuming the policy supports them:
- At-fault collisions
- Underinsured motorist coverage
- Uninsured motorist coverage
- Theft
- Third-party collision
- Basic liability
You may not even be a customer of Chubb, but will target the insurance company because someone else hit you. In this case, you would not solely pursue a claim from your own insurance company, but would look to the defendant’s insurance provider, Chubb, for a settlement. If you have been involved in an accident in which a Chubb Insurance carrier was at fault, you must seek compensation from Chubb insurance. It is in your best interest to hire a lawyer who specializes in Chubb insurance accident injury claims. This way, you can be sure that your rights are not violated by Chubb insurance.
Reaching a Settlement with Chubb
In order for you to successfully navigate Chubb’s personal injury settlement process, you must be able to provide adequate evidence that you were involved in a car crash with a Chubb insurance policy holder and that you were not at fault. You must also be able to show that you were injured and that you deserve compensation. The most basic and simple way to prove these points is with the four points of negligence. They are as follows:
- You were owed a duty of care
- The duty of care was breached
- The breach led to an accident
- The accident resulted in physical injuries
If you were not physically harmed, you won’t be able to pursue any compensation. Chubb will examine your injuries and determine if you were actually hurt and to what extent. If they agree that you were not at fault and that the other person was responsible, they will hand you the settlement. However, this is exceptionally rare. Cases with Chubb that consist of personal injury will generally be extremely hard to win.
On the other hand, if you only suffered damaged property, such as vehicular damage, and you were unable to go to work for some days because of a lack of transportation, you could provide Chubb with receipts, invoices, and pay stubs to show your damages. The company is much more likely to acquiesce in cases not involving physical harm, and you will see a settlement much faster and with less resistance.
When lawsuits are filed against a Chubb insured driver, the company will do all it can to reject the claim. You should thus make sure you have certain evidence of the fault of the other driver and of your damages. Ample evidence can include:
- Medical bills
- Paramedic reports
- Police report
- Eyewitness statements and testimonies
- Photographs of your injuries
- Pictures of the damage to your car
- Photos of the scene of the accident
- A copy of the claim request you sent to Chubb and to your own insurance provider
- A copy of the invoice from the mechanic
However, just because you have all this evidence does not guarantee that you will see a settlement. Your accident claim against Chubb would be better served if you found a lawyer with experience, as you may not the background required to go through the legal process. One of our lawyers experienced in injury lawsuits against Chubb insurance will gladly file your claim for you and will make sure that you have all the necessary components of a demand package.
Why Chubb Denies Claims
If you were injured in a car accident, the ensuing medical bills could be quite extensive. The emotional trauma that you sustain can also be severe. As a result, Chubb does not want to cover such high expenses and will try its best to not pay anything, or will offer an unreasonably small amount of money. It is much easier for the insurance company to ignore and deny claims so they will not have to pay excessive amounts of compensation.
As such, you should pursue assistance from a Los Angeles attorney who has a lot of experience in Chubb insurance car accident injury claims.
Valuing Lawsuits against Chubb
The insurance agents at Chubb will come to a settlement value by evaluating your injuries. They will look at your damages and see how extensive they were and how much of an impact they had on your ability to work and live. If you were so severely hurt that you could not continue working or if you were forced to find another job, your settlement could be quite large. On the other hand, minor injuries that healed up in a few weeks could be considered less worthwhile.
Other factors that determine the value of your claim include your age, type of career, and level of fault in the accident. If you were in a crash at night time wherein a negligent driver crashed into you because he ran a red light, you could be held partially at fault if you didn’t have your lights on. Our attorneys have expertise in Chubb insurance injury lawsuits and so they will be sure to prove that you were innocent in the ordeal and that the responsible driver was completely at fault.
Sample Settlements
You may be curious how much your case is worth, and in order to gauge this, you should look at other verdicts and settlements that show what you could earn. These numbers do not indicate a guaranteed amount, but rather show the possibilities. Your case may have extremely similar circumstances, but a simple difference in career could make one case worth way more than the other. To get the highest settlement, hire an accident lawyer with specialty in Chubb insurance accident lawsuits. Our attorneys have years of experience in Chubb accident injury lawsuits, and they will make sure that you receive the highest compensation from Chubb insurance for your auto accident claim.
- $390,000 Settlement: A man was driving on the freeway when a construction truck illegally used the emergency cut-through lane in the middle between the different sides of the freeway. He entered the fast lane and caused the man to crash. The man suffered a fractured hip and elbow. The truck driver claimed to not be at fault for the incident and that the other man was speeding.
- $410,000 Verdict: A woman was driving with three other individuals in the car when another vehicle swerved across numerous lanes of traffic. The responsible car caused other vehicles to crash; the woman suffered numerous injuries, as did her passengers. There were various cars involved in the accident, resulting in a multi-faceted lawsuit.
- $90,000 Verdict: While driving on the freeway, a man was rear-ended by a truck driver who was not paying attention to the road. The trucker was speeding and could not control his truck when he noticed the car in front of him. The man suffered various spinal cord injuries and nerve damage that required various surgeries and extensive medical treatment.
- $85,000 Settlement: A woman did not maintain a safe driving distance between her and the vehicle in front of her (tailgating). As a result, she rear ended a man who stopped for traffic. The force of the crash sent the car airborne, and the victim suffered permanent spinal cord damage.
Call one of our Los Angeles lawyers with experience in Chubb insurance injury lawsuits for more assistance.
Statute of Limitations on Personal Injury Lawsuits
Most personal injury lawsuits have a statute of limitations of two years from the date of the injury. If you try to file a claim beyond that time limit, you will be denied and will not be able to pursue compensation. Exceptions to this rule include being underage at the time of the incident and the defendant leaving the state. You may not know whether or not you are eligible for any exceptions; for this reason, it is important that you speak with an attorney who is experienced in Chubb insurance accident claims to give you pertinent information.
Compensation from a Lawsuit
If you sue Chubb for damages from an accident, you could receive various forms of monetary compensation. We will work to bring you the maximum compensation available in the form of:
- Coverage of medical expenses from the past and future
- Lost wages and income from the past and future
- Property damage
- Pain and suffering
- Wrongful death expenses
- Punitive damages
Don’t hesitate to seek out a law firm that has expertise in Chubb insurance injury cases. We will gladly give you the information you need to move forward.
Normandie: The Best in Town
Normandie Law Firm in Los Angeles has years of experience filing claims against Chubb Insurance and other such companies. If you are in need of a lawyer who can sue Chubb insurance for injuries, look no further than our firm. Our aggressive lawyers will do all we can to bring you the settlement you deserve. We will take your case to court if necessary to fight for your rights in front of a judge and jury.
For more details, call our firm to schedule a free legal consultation with a lawyer that has experience in injury cases against Chubb insurance. We will answer all of your questions and will tell you how much we believe your case is worth and what we can win for you. We’ll also tell you about our zero fee guarantee, which states that you won’t pay any out of pocket expenses for our services. We will only get paid if we win your case, and if we lose, you won’t owe us a single dime.
Reach out to a Chubb insurance injury attorney at Normandie Law Firm today to get started on your personal injury lawsuit.
