Length of Time It Takes to Settle a Claim With Chubb Insurance

CHUBB insurance was founded in 1882, providing insurance coverage for ships and cargo. Over the years, CHUBB insurance has expanded and now provides more than 30,000 people with insurance coverage. CHUBB insurance handles many personal injury claims such as car accidents, truck accidents, slip and fall accidents, and trip and fall accidents, for example. CHUBB insurance also handles wrongful death claims caused by personal injury accidents.

Normandie Law Firm is a personal injury law firm dedicated to helping the injured victims of personal injury accidents to recover the compensation to which they are entitled. Many of our client’s claims are against major insurance companies like CHUBB insurance; therefore, our clients always contact us with the following questions:

• How long does it take for CHUBB insurance to settle an insurance claim?
• What is the average time for CHUBB insurance to pay on a wrongful death lawsuit?
• How long does it take for CHUBB insurance to settle a personal injury case?

For the majority of our clients, the estimated length of time that will pass before their claim settles is essential. Our clients have, unfortunately, suffered a variety of traumatic injuries and are ready to put their personal injury accident behind them. For many victims, reaching a settlement and closing their personal injury case is the last step until they can finally move on from their accident and focus on returning to their day to day lives. Because of that, they are constantly worried about the time left in their case until they can reach a settlement.

Our law firm has handled claims against CHUBB insurance for many years. Our personal injury attorneys are experienced in aggressively negotiating with insurance companies, such as CHUBB. Our lawyers are familiar with the main goal of CHUBB and other insurance companies—to pay little to nothing for personal injury claims. Our attorneys understand the value of your claim and will always fight for your right to compensation until we successfully reach a settlement with CHUBB. 

In the following sections, you will find information about the average time it takes CHUBB insurance to pay on an accident claim. Based on the information provided below, you should get a general idea about the length of time it takes to settle an injury claim with CHUBB insurance. However, it is essential to note that every personal injury claim is different, and your claim could be settled earlier or later than other personal injury claims. If you need clarification at any point, you should contact our experienced personal injury attorneys at Normandie Law Firms as soon as possible. 

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Preparing to Make a Demand for Settlement

How long does it take to settle an accident claim with CHUBB insurance? The answer to that question depends on many things—one of which is the time it takes your attorney to make a demand for compensation against CHUBB insurance. If you seek legal assistance after an accident involving the wrongful death of the victim, a trip and fall case, or any personal injury accident that results in a serious injury, your attorney must collect all information about your claim before sending out a demand to the insurance company. Before beginning the process of settling a claim, the following three things must happen:

• The victim finishes treatment or reaches maximum improvement.
• The attorney collects all medical bills and relevant records or documents.
• The attorney must send a demand package.

Based on these three prerequisites, the amount of time it takes to settle a claim, or even begin the process towards settling a claim, can vary. If treatment is unfinished, it is possible for medical professionals to provide attorneys with estimated costs to speed up the process. However, in the majority of claims, injured victims must have finished their treatment before a demand could be sent to the insurance company. Completing treatment ensures that attorneys have access to complete medical bills and medical records necessary for the demand package. How much time does it take to complete everything mentioned above? An attorney’s competence can affect the amount of time it takes to gather the elements necessary to prepare and send a demand package. If the attorney you hire is incompetent and does not prioritize your claim, the time it might take to reach a settlement might be prolonged.

Offers and Negotiation

How long does it take CHUBB insurance to settle a personal injury case? The answer to that question might depend on the type of claim being pursued. For example, the average time for CHUBB insurance to settle a slip and fall case might be different than the average time to settle a wrongful death case due to a fatality. After CHUBB insurance receives the demand from your personal injury attorney, they should respond with a settlement offer. However, they often conduct investigations into the claim. Insurance company investigations often last from three weeks to sixty days. After a thorough investigation, the insurance company will respond to the demand with a settlement offer. 

Insurance companies like CHUBB have one goal—to pay little to nothing to claimants. Therefore, initial settlement offers are often the lowest offers. After the first offer, negotiations begin. If your attorney is competent, he or she will likely make a counteroffer—less than the original demand but more than the initial offer. Most cases consist of many attempts at negotiation—insurance companies and attorneys will go back and forth making offers and counteroffers. This process will continue until either party accepts the offer or counteroffer, or a settlement amount is finally reached. 

In general, the average amount of time for CHUBB insurance to provide compensation on an accident lawsuit can be anywhere from eighteen to thirty months. As explained, the amount of time it takes to reach a settlement depends on the competency of your attorney, the time it takes the insurance company to conduct its investigation, and the time it takes to negotiate. 

Normandie Law Firm

Normandie Law Firm has spent many years handling personal injury claims against CHUBB insurance and other insurance companies. Our personal injury attorneys are committed to our clients and their claims; they will always do everything within their reach to ensure that your personal injury claim successfully reaches a settlement or a verdict. If you were injured in a personal injury accident, you might have tried to reach a settlement with the insurance company. Often, insurance companies offer little to nothing to injured victims without legal representation. Because of that, it is essential that you hire an attorney with experience in handling personal injury claims against insurance companies. Our aggressive personal injury attorneys will ascertain that your claim is taken seriously by CHUBB insurance and that you are offered a reasonable settlement. If you would like to speak with our attorneys, you should contact our law firm as soon as possible.

Normandie Law Firm is based on the belief that all victims and their families should have access to legal assistance. If you were injured in a car accident or any other type of personal injury accident, you should seek legal assistance as soon as possible to ensure that your claim is successfully handled against CHUBB insurance. Because of that, our law firm offers free consultations and free second opinions. During our free consultations and second opinions, our experienced personal injury attorneys will evaluate your claim and give you all the information you need. Our attorneys will answer all your questions and concerns while providing you with the legal guidance necessary for a successful claim. If you have already started your legal process with another attorney at another law firm, you might be interested in a free second opinion. Our experienced CHUBB insurance attorneys will evaluate your claim and give you all the information your current attorney might have overlooked or neglected. Many incompetent attorneys rush through claims and often fail to evaluate every detail that affects the outcome of a lawsuit. Rushing through claims also results in attorneys settling as soon as possible; therefore, claims must be settled at unreasonable amounts. Our attorneys always make your claim our top priority; our experienced lawyers will always take their time handling your claim and ensuring that you receive the compensation that you deserve. If you are interested in a free consultation or a free second opinion, you must contact Normandie Law Firm as soon as possible.

Our free consultations and free second opinions are available through our Zero-Fee guarantee. Our Zero-Fee guarantee ensures that our clients never have to worry about paying any upfront legal fees for any of our legal services. Our firm is also strictly based on contingency; therefore, you will not be required to pay any legal fees until our attorneys successfully handle your claim against CHUBB insurance. If you do not win your claim, you will not be required to pay any legal fees. Do not hesitate—contact Normandie Law Firm as soon as possible to begin your claim against CHUBB insurance.