Truck accidents can cause you to suffer serious injuries and damages, and you should not be expected to cover these expenses if you were not responsible for the incident. The insurance company should be held accountable for your damages. There are many insurance companies representing people on the road, and we have experience handling claims against nearly all of them. If you find yourself involved in a crash and the insurance carrier is Chubb Group of Insurance Co, we can help. Despite Chubb being in some form of insurance since 1792, that does not excuse it from errors and being the subject of lawsuits. A Los Angeles truck accident attorney that can sue Chubb Group of Insurance Co can take on your case. Our lawyers at Normandie Law Firm have years of experience in the field.
Why Do Truck Accidents Happen?
Truck accidents happen for a variety of reasons. Some can be contributed to the negligent action of other cars on the road who are careless and tend to pass trucks on the right or who stop short in front of them when changing lanes. Other incidents, though, can be directly attributed ot the errors truckers make. Some examples include:
- Driving while tired, which can happen often due to the long shifts truck drivers have and the push for deadlines
- Driving while under the influence of alcohol or other substances, which may occur after a night in a town or while taking substances to stay awake
- Driving carelessly or recklessly by speeding, tailgating, switching lanes without signaling, running stop signs and red lights, and more
There may also be issues with the truck itself that could cause drivers to get into accidents. Some of these malfunctions may be freak accidents or due to a lack of supervision or knowledge by the manufacturer, while others may be due to the failure to maintain the truck by the driver or those responsible for its case. Some examples are:
- Trailer problems, which can include a broken hitch and a detached trailer, an overfilled truck bed, a lack of warning signs on exposed materials like lumber and pipes, poor weight distribution of the contents of a trailer, and more
- Broken brakes, engine troubles, broken lights, electrical troubles, and other internal issues
- Improperly filled tires that can blow out or explode while on the road
Further, environmental causes can be a factor in accidents. Truck drivers should be aware of the environment and the weather and act accordingly, even if that means pulling off the road and discontinuing the trip until conditions clear up. Some external factors can include:
- Inclement weather, like snow, rain, sleet, fog, storms, hurricanes, tornadoes, and more
- Unfamiliarity with the terrain and roads
- Street defects, like potholes and cracks
- Sudden unmarked turns, hills, or curves
If you have been involved in a truck accident for any of the above reasons, call a lawyer that can sue Chubb Group of Insurance Co for a truck accident injury. We will gladly help you file your lawsuit and receive the compensation you deserve.
What Are Some Injuries You Can Receive In Truck Accidents?
Truck accidents can result in devastating injuries because of how much larger the vehicles are than normal cars. There are many instances where truck drivers and their trucks are completely unharmed in accidents, but the victims are damaged beyond repair and the cars are mangled messes. Some of the injuries that can result include:
- Broken bones
- Torn muscles
- Nerve damage
- Scarring
- Degloving
- Concussions
- Brain injuries
- Brain damage
- Neck and spinal cord injuries
- Disc damage
- Internal organ damages
- Puncture wounds
- Crushing injuries
- Dislocations
- Severed limbs and digits
- Paraplegia and quadriplegia
- Coma
- Death
Contact an attorney in Los Angeles who can sue Chubb Group of Insurance Co for a truck accident injury. You should not have to pay for the medical treatments if you were seriously hurt because a truck driver was negligent in his actions.
How Do I Prove Negligence Of A Truck Driver?
Personal injury claims are based on negligent action of the party. In some cases, you can show that the truck driver was negligently hired, and thus sue the business for damages. Businesses are still responsible for the actions of their employees, though, so you would still be suing the company and its insurance agency. To prove negligence, you must show these four points were true:
- The truck driver owed you a duty of care
- The duty of care was breached or violated
- The violation led to an accident
- The accident caused physical harm
If even one of these points is shown to be untrue, the entire claim will fall apart. All drivers on the road are to provide a basic duty of care to others and aim to not cause accidents or harm, and basic violations can cause huge accidents. Let one of our lawyers for Chubb Group of Insurance Co injury claims work on your case to prove that you were a victim.
What Should I Do After A Truck Crash?
After a truck crash, it’s important that you immediately get to safety and get treatment for your juries. Many individuals will avoid treatment, especially if they don’t feel as though they were injured. Adrenaline can mask the effects of the damages for a while only for the injuries to suddenly show up in even more severity. Your first step should always be to call the paramedics.
You can hold on to the medical receipts and doctor’s notes from the hospital to prove that you received some kind of treatments. These will come in handy if the insurance agent does not believe you were injured, especially if you did not rush to the emergency room.
While at the scene of the accident, it is important that you gather as much proof as you can of the accident. This includes taking photos of your injuries and the damage to the car and truck, snapping pictures of the scene of the accident, securing videos from dashboard cameras or businesses, writing statements and testimonies from eyewitnesses, collecting a copy of the police report, writing down the truck driver’s contact details and insurance information, and anything else that may prove your point.
It is highly recommended that you reach out to a law firm that can file a lawsuit against Chubb Group of Insurance Co for a truck accident. You may be dazed after a crash or you may simply not have the abilities to handle a claim on your own. A Los Angeles lawyer for accident injury claim with Chubb Group of Insurance Co can take your claim on and work to win you every penny you deserve.
What Is The Value Of My Truck Accident Case?
The value of your truck accident lawsuit will vary depending on the extent of your injuries, how much of an impact the accident and damages had on your life and career, how negligent you were in the incident, and more. We have attached some sample verdicts below for you to consider to see how other cases have turned out. These damages show the possible amounts of compensation.
- $2,700,000 Settlement: A teenager was crossing the street when he was run over by a garbage truck that rounded the corner. The teen suffered various internal injuries and broken bones and needed numerous surgeries to repair his colon, pelvis, legs, and more. The garbage truck driver admitted that he was negligent and not paying attention; he had a bad driving record, and the company was held accountable for the driver’s actions through negligent hire and supervision.
- $500,000 Settlement: A young boy was in the car with his mother when a truck did not stop at an intersection. The truck was hauling gravel that was too heavy for the bed’s limits, and the gravel spilled over onto the roof of the car. The boy was severely injured and he lost use of his legs from the incident. The plaintiff’s representative claimed that the truck would have been able to come to a stop at a proper time if it were not overloaded. The family settled for the policy limit of $500,000.
- $90,000 Settlement: A mother in her 40s was driving back from visiting family when she encountered traffic. She stopped in the long line only for a semi-truck to strike her from behind. She suffered head injuries, shoulder damages, and a herniated disc at the C-spine. The driver admitted negligence and the company paid out the medical expenses resulting from the incident.
Contact our lawyers with experience in truck accident cases against Chubb Group of Insurance Co to learn more about what the potential value of your case might be.
What Can I Receive In A Truck Crash Lawsuit?
A lawyer who is experienced with truck accident cases with Chubb Group of Insurance Co can strive to win you coverage for all the losses you suffered from the accident. We know that you may have a lot of expenses add up, and it is not fair to expect you to pay for them. By filing a personal injury claim, you could potentially receive:
- Medical bills and expenses (surgery, hospitalization, medication, physical rehabilitation, future treatments)
- Property damage (car repairs, replacement of personal items, repair of belongings)
- Missed income (from past and future from days of absence at your job, missed promotions and benefits, and more)
- Pain and suffering (anxiety, fear, PTSD, emotional scarring, mental anguish)
- Wrongful death expenses (funeral and burial fees, loss of savings and inheritance, loss of consortium, pre-death medical bills and pain and suffering)
- Punitive damages (additional funds handed out in times of gross negligence or intent to cause harm meant to punish the defendant, but these damages are viewed as harsh or unnecessary and are difficult to win without a skilled lawyer for Chubb Group of Insurance Co truck accident claims)
Call our offices to speak to the best attorney for Chubb Group of Insurance Co truck accident lawsuits. We will do everything in our power to win your case for you.
How Long Do I Have To File A Claim Against Chubb Insurance?
In California, personal injury lawsuits must be filed within 2 years of the date of the injury or you risk losing out on the chance to receive compensation in the future. If you do not file a claim within this time period, your claim will be voided or thrown out. It is in your best interest to sue quickly; your evidence will remain intact and the damages will be fresh enough to be fully paid. There have been times when individuals have waited too long and the defendants have gone bankrupt or have not been able to procure the funds.
There are some situations in which the statute of limitations can be extended past the two-year deadline. If you were a minor at the time of the incident, you could wait until you turn 18 years old to sue. The statute will also not begin if you were left mentally or physically incapacitated after the accident; you will be off the hook until you return to mental or physical capacity. Further, the defendant must be present in the state if you wish to sue. If he has departed or left the state, the statute would be suspended until he returns.
Many individuals miss their opportunities to file claims because they do not adhere to the statute of limitations. Do not take the chance of potentially missing out on your rightful compensation. Contact an attorney who can fight Chubb Group of Insurance Co for a truck accident injury lawsuit today.
How We Help
The best law firm to sue Chubb Group of Insurance Co for a truck accident is Normandie Law Firm. We have decades of combined experience and we will not hesitate to aggressively pursue your rightful compensation. Further, our lawyers speak Spanish and we can help if you need a Spanish speaking truck accident attorney.
Call us for a free legal consultation. We’ll talk you through the legal process and tell you what you need to know about filing a claim. We’ll also tell you more about our zero fee guarantee, which promises that you won’t have to pay a dime out of pocket for our services. We will only get paid if we win, and if we lose, we take no money at all.
To speak with an injury lawyer for truck accident claim against Chubb Group of Insurance Co, get in touch with Normandie Law Firm today.
