As the victim of a personal injury, you could be facing significant financial hardships and really need the money being paid to you by The Hartford Insurance Company. Not only do you have medical bills piling up, but you could also be unable to work and have all your daily living expenses increasing your debt. And that means you are facing an enormous amount of stress which only extends the time needed to recover from your injuries fully. And the only thing that can make you feel any worse is receiving a low settlement offer from The Hartford Insurance Company.
Your first instinct might be to make a call and explain in a heated fashion why the low settlement offer is both offensive and unacceptable. But that is not going to provide you with the results you need. What you need to do is take a moment and a deep breath before you begin to work through this latest challenge in your recovery process.
What You Need To Know About Insurance Claims
While you are calming down and preparing your following communication with The Hartford Insurance Company, it is vital to understand that the low settlement offer you got is not personal. The company is in business to make money. And one of the ways they remain profitable is to create a low initial settlement offer. Some victims are so desperate for their settlement money that they are willing to take anything offered.
Next, you need to understand that countless people at The Hartford Insurance Company could be working on your case. So if you spoke to a person who indicated your settlement offer would be more, they could have been speaking out of turn and had no impact on the amount of the offer you received. Calling that person to complain will not likely get you a better offer. Instead, you need to follow a more professional practice and respond in writing to the person who sent you the offer.
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Gather Your Facts First
If you genuinely believe that you deserve more money from The Hartford Insurance Company, you will need to provide a convincing argument and facts to back up your claim. So be sure to have the documents on hand to present with your response, such as medical expenses, lost wage verification, and the value of damaged or destroyed personal property.
Drafting Your Response Letter
It is vital that you start the response on a polite note to ensure that it is read and reasonably evaluated. In the body of the letter, include the following points:
- State that you are not satisfied with the settlement offer you received and are not willing to accept it
- Call out any inaccurate information or missing information that could have an impact on the final amount of the offer
- Provide a dollar amount that you would be willing to accept
- Provide a detailed accounting of how you reached this number and include the bills and other documents that support your dollar amount
If this sounds like more of a challenge than you are prepared to or capable of undertaking in your current condition, it is wise to seek the expertise of the legal staff at Normandie Law Firm. Our lawyers have decades of combined experience representing clients who faced unrealistically low settlement offers from The Hartford Insurance Company. We understand your frustration and are ready to fight for your rights equally as hard as the staff at The Hartford Insurance Company is fighting to turn a profit.
The Value Of Your Normandie Law Firm Free Consultation – Priceless!
It can be a daunting task to take on the entire staff of The Hartford Insurance Company when you are trying to get the full and fair compensation you deserve for a worker’s compensation insurance payment, auto accident, injury claim, slip and fall injury, dog bite claim or any other incident where you were injured or suffered losses. And unless you work in the insurance industry or legal field, you are sure to have many questions. But the biggest question is whom to turn to for answers and guidance you can trust.
The simple solution is a free consultation with a DTLA Law Group lawyer. Our staff is here 24/7 to provide the assistance and solutions you need when you need them the most. So you never need to worry throughout the weekend or overnight with no sleep because the offer you got from The Hartford Insurance Company is too low even to consider accepting. Contact Normandie Law Firm and know you will have the answers you need in minutes.
And if you feel that the task is more than you can handle, our team will take over and dedicate our extensive resources to getting you the settlement you deserve. This is often a wise choice for two reasons. It eliminates your constant worry about negotiating with The Hartford Insurance Company, and it allows you to return to thinking about and working towards a full recovery from your injuries. Our staff has decades of experience in these matters and the resources needed to gather all the required supporting documentation to justify a reasonable settlement amount.
What Happens After The Letter Is Sent?
After a response letter is sent to The Hartford Insurance Company, you will be waiting for up to a few weeks to hear a response from them. So do not be upset if you do not get an immediate answer to your demand for an increased settlement amount. It takes time for the information to work its way through the hundreds of hands that create an offer.
But you should understand that it is not often that a first letter gets the results you want. In most cases, there are several rounds of letters back and forth before the negotiation reaches a suitable amount for you to accept. And the process can easily last for several months.
What Should I Do If The Hartford Insurance Company Refuses To Negotiate?
Ideally, you or your lawyer correspond with reasonable employees of The Hartford Insurance Company. And though the process might take months, you can progress toward your goal. However, if The Hartford Insurance Company refuses to work with you, it is time to consider a lawsuit against The Hartford Insurance Company.
Making The Choice To Sue The Hartford Insurance Company
Your legal team at Normandie Law Firm represents you and will always work with you to determine what action is in your best interest today and in the future. So the choice to stop negotiating or to sue if The Hartford Insurance Company stops negotiating is solely up to you. And when you make the decision to file a lawsuit against The Hartford Insurance Company, your legal team will explain the process involved and begin as soon as you advise us to start the process.
Why Choose Normandie Law Firm To Represent You Against The Hartford Insurance Company?
As you struggle to work out a settlement with The Hartford Insurance Company, you can feel as if you are entirely outmanned, working as a single person against countless employees of The Hartford Insurance Company. However, when you start working with Normandie Law Firm, you will immediately discover that a skilled team of professionals is working to protect you and your rights. The feeling that you no longer face this battle alone can be very inspiring. In addition, our staff will take the stress of working out a settlement or suing The Hartford Insurance Company off your shoulders.
In addition, you will be happy to learn that we have a Zero fee guarantee, so you never need to worry about upfront legal fees creating even more financial challenges. We work to protect your rights, and the cost of that service is paid by the persona or business, in this case, The Hartford Insurance Company, who is trying to take advantage of you. And if we fail to win your case or secure the settlement, you need to pay your bills, you owe us nothing. We take responsibility for the loss and the expenses.
So please never feel like you are unable to fight back against The Hartford Insurance Company when they present you with a low and unreasonable settlement offer. Instead, contact Normandie Law Firm to discuss your rights and the funds due to you for your worker’s compensation insurance payment, auto accident payment, injury or slip and fall, or dog bite claim. The call and consultation are free. And we are here 24/7 to help you determine how to best move forward in your negotiation with The Hartford Insurance Company.
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