How do I get Lost Wages from Liberty Mutual after an Accident?

If you’ve been harmed in an accident that was caused by someone else, you have the right to demand compensation for your economic and emotional losses. If the individual or entity responsible for your accident is insured with Liberty Mutual, this is the company that will be handling your injury claim. Whether you’ve submitted a claim or you’re still in the process of filling out the paperwork, you may be curious to know, “Does Liberty Mutual have to pay for your lost wages if I miss work after an accident?”

This is a very important question, as many accident victims are forced to miss days from work due to their recovery needs. Those with serious, long-term injuries may be out of work for several weeks or months, or find that they are unable to work at all. Unfortunately, insurance companies do not make it easy to obtain the funds you are entitled to. Normandie Law Firm is here for you if you’re struggling to get paid for missed time off at work and don’t know where to turn. Contact our office to learn about your legal rights from one of our attorneys.

Can I get Reimbursed for Lost Wages after an Accident?

Yes, Liberty Mutual has to pay you for the wages you’ve lost if you have a valid injury claim. They are well aware of this, but their agents will go to great lengths to convince you otherwise. Our lawyers are familiar with these games, and we have what it takes to succeed in a lost wages claim against Liberty Mutual. No matter what you were told by the at-fault party or their insurance company, please talk to a lawyer right away to ensure that your interests are protected. We are more than ready for the challenge of defending you and recovering the settlement you deserve.

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What Documentation do I have to Show to get Lost Wages Compensation from Liberty Mutual?

As with any type of damages you are claiming, you will need proof to establish the wages you have lost as a result of being injured in an accident. There are various documents that you can use, but here is a list of the most common records that will support your claim for lost income:

• Pay stubs or a letter / statement from your employer that indicates your wages
• Tax forms (usually a W-2)
• Previous year tax returns
• Medical records
• Testimony from a medical expert (may be needed for serious injuries, like disability)

If you have long-term or lifelong injuries, you may be unable to work or need to find new employment that can accommodate your limitations. You can receive payment for your lost earning potential or future lost wages if you can’t work at all. You will need additional evidence to make a case for future wages, which we can help you obtain. To ensure you receive maximum payment for your injuries, contact our office and schedule a free consultation.

How do I Prove a Case for Lost Income if I’m Self-Employed?

Recovering lost wages can be a bit more challenging if you are not a salaried employee. However, gig workers and independent contractors lose income when they’re out of work from an accident. The following documents can help you prove a case of lost wages if you are self-employed:

• Invoices and contracts
• 1099s and other tax forms
• Bank account statements
• Payment app statements
• Income tax returns
• Proof of canceled work / projects following your accident

Depending on your work situation, there may be other types of evidence that we can use. We can help you build a case no matter what you do for a living, so please give us a call if you’re seeking lost wages from Liberty Mutual as a self-employed worker.

Can I get Paid for Sick / Vacation Days I was Forced to Use after my Accident?

Yes, if you were forced to use paid time off from your job while recovering from your accident, you can request compensation for this time from Liberty Mutual. But don’t be surprised if the company denies your claim by saying that you were covered for these hours by your employer. This doesn’t make sense when you really think about it. PTO is a work-related benefit that’s meant to be used at your discretion. You should not be forced to use them because another individual or company failed to exercise reasonable caution. It’s also worth noting that you will not have these days to use in the future should you come down with an illness or have a family emergency.

You should not have to bear these losses when you are not at fault for your accident. If you are getting the runaround from Liberty Mutual on this issue, please seek representation from the lawyers of Normandie. Paid time off is lost income that you are eligible to receive, and we will not rest until you are fairly compensated by the responsible party.

Why is Liberty Mutual Refusing to Pay for my Lost Wages?

You’ve submitted your claim with all the requested information, but Liberty Mutual is still refusing to cover your lost wages. It’s undeniably frustrating, but this is not uncommon with insurance companies. They are, after all, in the business of making money, not giving it away. They will look for any and every reason to reject your claim, or find ways to trick you into a low settlement.

A lot of these tricks are pressure tactics, designed to mislead victims or make them question their right to compensation. For example, an insurance adjuster may claim that they’ve thoroughly investigated your accident, and there’s no way you could have sustained such serious injuries. Another common ploy is to tell you that they don’t owe you for sick or vacation days, since you already got paid for those by your employer. Sadly, these tricks work on many victims, who are desperate to avoid financial hardship and move forward from their accident. However, you don’t have to put up with these attempts by Liberty Mutual, as legal options are available to help you recover the full value of your losses.

What are my Rights if I’m being Denied Lost Wages?

If you are being denied lost wages that you are clearly entitled to, you may be asking yourself, “Can I sue Liberty Mutual for refusing to pay for my lost wages?”

Yes, you have the right to sue Liberty Mutual for insurance bad faith if they are taking deliberate actions to deny you payment on your claim. These actions include stall tactics to delay your payment or pressure you into a low settlement. Misleading information, dragging out an investigation, and unreasonable demands for paperwork and documentation are all examples of bad faith by an insurance company.

However, a bad faith insurance lawsuit is a last resort, and most people with experienced attorneys do not need to go down this road. Though an insurance adjuster will try their games with the average claimant, they know that’s it’s not so easy to fool an attorney. That’s why it’s essential to talk to a lawyer right away if you’ve been hurt in an accident. With our legal experts by your side, you can recover lost wages, medical expenses, pain and suffering, and all the other damages that you are entitled to.

Free Second Opinion on Active Claims

Our attorneys have extensive experience with all types of personal injury lawsuits, so there’s no question we can’t assist you with if you’ve been injured due to another party’s negligence. Many people that contact us are litigants with active claims, who are not getting the attention they deserve from their lawyer. If you are one of these people, please schedule a second opinion with one of our attorneys. They can assist you with all your concerns, including:

• I’m not happy with the offer that my lawyer obtained for me. What is the average value on these cases?
• I feel like nothing’s being done on my claim with Liberty Mutual. How long do these cases take to settle?
• I’m confused about the statute of limitations for my accident. How long do I have to file a lawsuit?
• I’m not happy with my attorney. Is it too late to switch my lawyer?

You have the right to find a new lawyer no matter where you are in the lawsuit process. But you should make an informed decision after learning about your rights and legal options from one of our experts. The consultation is completely free with no obligations whatsoever, so don’t hesitate to give us a call.

Help from an Experienced Personal Injury Lawyer

Filing an insurance claim should be a straightforward process, but that’s not the case for many claimants who have been injured through no fault of their own. Most victims know they’re in need of an attorney, but they’re worried about the cost of legal representation. There’s no need to stress about that here at Normandie Law Firm. Our bills are paid by the party that has harmed you, and that’s only if we win your case. That’s a promise under our Zero fee guarantee, which also ensures that you are not responsible for legal fees in the event we fail to recover your payment. To learn more about the ways we can help you, contact our office and schedule a free case review.

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