Do I Have to Pay Uber’s $2500 Deductible for my Property Damage Claim?

Do You Have to Pay Uber’s $2500 Deductible for Damage to Your Car?
Being an Uber driver has many benefits, including the ability to work when you want and comprehensive insurance coverage in case you’re in an accident. But there’s one big downside: the $2,500 deductible for property damage claims. It’s a lot of money to come up with at once, especially if your main source of income is driving for Uber. A number of clients have come to us throughout the years to ask “Can I get around paying the $2,500 deductible?” Others are able to pay some of the deductible, in which case they will ask, “Can I get a reduction on Uber’s $2,500 deductible?

We hate to be the bearer of bad news, but there’s virtually no way to bypass Uber’s $2,500 deductible for property damages to your car. But our law firm may help cover your deductible depending on the circumstances of your accident. We can also help you take legal action if the accident was not your fault, which may help you avoid paying the deductible altogether.

To learn more about Uber deductibles and your right to compensation, please don’t hesitate to give us a call.

Why is Uber’s Deductible for Repairing Your Vehicle so High?
It’s a question drivers have been asking for many years, especially as they are the sole reason Uber exists. Unfortunately, rideshare companies have a complicated relationship with their drivers, who are independent contractors rather than employees. As a result, much of the coverage and benefits that are given to employees are not available for Uber drivers. Considering the importance of drivers to Uber’s bottom line, we understand how unfair this seems. However, that “bottom line” is exactly what companies like Uber place above all else. They want to pay out as little as possible if your car is damaged, and high deductibles help them do that.

We know how stressful this is when you’re dealing with extensive damage to your car. This is your personal vehicle and you need to get it up and running again as soon as possible. But how will you come up with such a large amount of money?

If you are in this situation, please schedule a free consultation with one of our attorneys. There are legal options that may be available to you, which we will go over in a later section. Additionally, we may be able to cover your deductible if you choose to take legal action with our firm.

Call Normandie Law Firm and speak with one of our rideshare insurance attorneys.

Can I Reduce the $2,500 Deductible if I Have Progressive Insurance?
Many Uber drivers add rideshare insurance to their personal policy, but that option is not available for companies like Progressive. In California, Progressive insurance customers must purchase a separate policy for commercial auto insurance. Unfortunately, these policies come with high deductibles as well. We know this for a fact due to the number of Uber drivers who ask us, “Can I get a credit for the $2,500 deductible to Progressive insurance to fund my Uber case?” Or, sometimes they’ll ask, “Is there any way I can reduce the $2,500 deductible for my property damage claim with Uber?”

Again, it’s not great news, but you are pretty much stuck with the deductibles outlined in your rideshare insurance policy. And we agree, most rideshare drivers don’t have $2,500 lying around to spend at a mechanic’s for car repairs. That’s why it’s important to speak to a lawyer and explore all your available legal options.

Our Law Firm Can Help Cover Uber’s $2,500 Deductible
As we mentioned, there is no exception to the $2,500 deductible. But it doesn’t have to come from you if another party is responsible for the accident. In that case, we can help you file a property damage claim with their insurance company, which will cover Uber’s deductible and any other damages to your car. We can also recover any other compensation you qualify for, including medical costs for injuries, lost wages, and pain and suffering for emotional trauma. Sadly, Uber isn’t always cooperative with personal injury claims, though they offer coverage for such damages. They’ll put considerable effort into denying your claim, including blaming you for the accident. You need an advocate who can fight for your rights, which is where we can help.

Another option that may be available is for us to cover the $2,500 deductible for you. We know the financial struggles rideshare drivers go through, and we will do everything we can to assist you. Please give us a call and schedule a time to speak with one of our attorneys.

The Rideshare Accident Attorneys of Normandie
As a rideshare driver, you put countless hours into your work, often while working another job. It’s a sacrifice that often goes unnoticed by Uber, though we are hopeful that the laws governing rideshare companies will change in the future. Until then, we are committed to finding every way possible for drivers to be compensated for their losses.

If you are an Uber driver whose car had been damaged, contact our office right away. We will be happy to advise you of your rights during a free consultation, and see what legal actions we can take on your behalf. If you decide to work with us, our Zero fee guarantee ensures that all our services are free until we win your case. We may also be able to cover your deductible so that you have one less thing to worry about.

Contact Normandie Law Firm and start taking action on your property damage claim as an Uber driver.

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