Was your property recently compromised because of a fire? If so, you might be in need of the assistance of a fire damage lawyer Palmdale and Lancaster. Whether you are located in Palmdale or Lancaster, your property always runs the risk of being damaged by a fire. California is often the site of blazing wildfires that burn hundreds of thousands of acres, residential areas, commercial areas, and recreational areas alike. In addition to wildfires, accidental fires that lead to residential fires, business fires, and farm/ranch fires, can cause extensive damage.
Unfortunately, many fires, such as electrical fires or wildfires started by arson leave the parties affected by denied insurance claims. If the insurance company denies your claim after your property was burned, you must contact Palmdale fire damage attorneys to learn more about your right to take action against your insurance company. If you are in need of legal assistance, you must contact the experienced attorneys for fire damage lawsuits at Normandie Law Firm as soon as possible.
Normandie Law Firm is a Palmdale and Riverside firm dedicated to helping the parties affected by fires. Our fire property damage attorneys in Palmdale, CA understand that there is much more to fires than bodily burns and other physical injuries. Fire victims who do not suffer physical harm are often left with extensive property damage. If you suffered any loss of personal possessions, such as damage to your home, your business, your ranch, or anything that was in the property, you must contact our firm and request to speak to a California lawyer that’s experience in fire damage cases. Our attorneys have many years of experience handling California property damage cases. If you would like to discuss your property damage claim with a Lancaster property damage lawyer at Normandie Law Firm, you must contact us today. Our attorneys will provide you with all the information necessary to reach a successful outcome for your property damage claim against your insurance company.
Common Property Damage
What type of damage was sustained during the fire that affected your property? Property damage because of a fire, undeniably, can be extensive. Below, there are some of the most common types of property damages caused by fires:
- Structural damage: if the fire burns through your property, there will likely be severe damage to your property’s structure. For instance, a roof collapse could force you out of your property for a long time. The fire could have burned important walls, for instance. Structural damage can take months to address.
- Smoke damage: after a fire, your property could have visible signs of smoke damage. You might be able to see clear signs of smoke in your curtains, carpets, sofas, clothes, and mattress, for example. You might see signs of smoke damage on your ceiling and on walls/windows. Smoke damage could also be found in closets, drawers, crawlspaces, and attics, for example. Although many might assume that smoke damage could be cleaned up with minor effort, smoke damage often requires professional cleanup.
- Water damage: when you think of the damage caused by a fire, the last thing you might consider could be water damage. The fire department uses water to put out the fire; therefore, there is a high chance that your property could sustain water damage. Water damage could result in damage to your floors, walls, and furniture, for instance.
In Palmdale, Lancaster, and surrounding areas, there are many farms and ranches. If your farm or ranch was burned, there was likely fire damage to your farm and damage to your livestock. The damage to your livestock could have also affected your business, ultimately affecting your ability to earn income. Whether your property sustained farm fire damage, home fire damage, or business fire damage affecting cash, jewelry, furniture, and family photos, or resulting in damage to your plumbing, for example, you could benefit from filing a property damage claim. For more information about filing a property damage claim, you must speak with our smoke damage lawyers in Palmdale and Lancaster as soon as possible.
Your Insurance Company
After your property becoming damaged by a fire, you might immediately turn to your insurance company. You might have assumed that as long as you paid your insurance premiums you would have coverage. In general, insurance companies are very precise about the coverages their policies provide. However, coverages for fire damage tend to be unclear. Most fire insurance coverages highlight that fires that are intentionally ignited by the policyholder or occur under suspicious circumstances will not be covered. When you contact your insurance company to begin your claim, they will likely cover your hotel costs. They will also begin an investigation to establish the cause of the fire and whether the property damage resulting from the fire is covered by your policy. All insurance companies are committed to paying claimants little to nothing. Therefore, they will actively seek for reasons to undervalue or completely debunk a claim. If your insurance company undervalues or denies your claim, you might be worried about having to pay for all the costs associated with your property damage out of your own pocket. Even if your claim is denied, you could still receive compensation from your insurance company. You must contact a Lancaster lawyer to sue the insurance company for not wanting to pay. A burn damage lawyer in Palmdale could provide you with the guidance and information necessary to pursue a claim against your insurance company even after a denied claim.
Suing Your Insurance Company
After a denied claim, Normandie Law Firm’s smoke damage lawyers in Lancaster and Palmdale could help you file a bad faith claim to ensure that you receive the compensation that you deserve. You could file a bad faith claim if your claim was valid but denied for unreasonable reasons. After the insurance company’s investigation, you might have been informed that your claim was denied. If your claim was denied because the insurance company concluded that the fire damage was not covered even though it should have been, you will need the assistance of an attorney that can sue the insurance company for not paying. Our attorneys will not hesitate to take your insurance company to court to help you recover the compensation that you deserve.
Your Right to be Compensated
If your property sustained damage after a fire, you have the right to be compensated. You could be compensated for the costs of repairing your property. The sudden loss of your property might have also resulted in emotional distress and anguish, such as depression or anxiety, for which you could also be compensated. Our smoke damage lawyers in Lancaster, CA will aggressively fight for your right to receive the compensation that you deserve—even if your fire property damage claim has been previously denied.
The Statute of Limitations to Sue
If you want to sue to receive full compensation from the insurance company, you must make sure that you adhere to the appropriate statutes of limitations. For instance, claimants have three years to file a property damage claim. However, you should always file your claim with your insurance company as soon as possible. If your insurance company denies your claim, you could respond with a bad faith claim as previously discussed. The statute of limitations for a bad faith claim is two years; therefore, you must file your claim within two years of your insurance company denying your claim. Are you still unsure of the length of time that you have to file a lawsuit to recover the compensation that you deserve? Do not hesitate; contact our law firm as soon as possible and speak with an attorney that can sue an insurance company for fire damage to your belongings. Our attorneys will provide you with the information necessary to understand the time that you have to file your claim.
Our Palmdale and Lancaster Attorneys
Whether you are located in Palmdale or Lancaster, you could trust our property damage attorneys to provide you with the legal guidance necessary to file a lawsuit against the insurance company that failed to pay you for the property damage caused by a fire. You must contact the attorneys at Normandie Law Firm as soon as possible. Our attorneys have many years of experience handling property damage claims, especially fire damage claims. You can be certain that our attorneys will guide your claim towards a successful outcome. When you contact our law firm, you could benefit from our free consultations and free second opinions. During our free consultations and free second opinions, our fire property damage attorneys will be available to answer all your questions and address all your concerns. Regardless if you are starting your claim or need your claim to be redirected towards a successful outcome, you can trust our lawyers to help you.
These free legal services are available because of our Zero-Fee guarantee. Our Zero-Fee guarantee ensures that our clients will not be required to pay any upfront legal fees. Our firm is also based on contingency; therefore, our clients will not be required to pay legal fees until our attorneys win their claims. If you do not win your claim, you will not be required to pay any legal fees. For more information about suing your insurance company after denied claim, you must contact Normandie Law Firm as soon as possible.