Farmers Truck Insurance Exchange operates out of the Farmers Insurance Company. It has been in business for over 80 years and has provided commercial truck insurance to companies that hire drivers to transport goods and merchandise. These drivers must be covered in the event of any accidents; if there’s a crash, the insurance company can cover the damages of the driver and any victims. However, Farmers is primarily concerned with preserving profits – it will not just pay out every settlement that is requested. Instead, there will be a lot of negotiation required. For this reason, it is important that you find a Los Angeles lawyer for accident injury claim with Farmers Truck Insurance Exchange. The best law firm to sue Farmers Truck Insurance Exchange for a truck accident is Normandie Law Firm in Los Angeles – we have years of experience handling such claims and can make sure that you receive the coverage you deserve. Let an attorney in Los Angeles who can sue Farmers Truck Insurance Exchange for a truck accident take care of your lawsuit for you.
Information on Truck Crashes
Often, truck accidents can be attributed other drivers being negligent and not knowing how to maneuver around such large and cumbersome vehicles. There are numerous signs posted on trucks that say to beware of wide turns, to not pass on the right, to keep a safe distance, and more, and yet some individuals ignore these suggestions and tailgate, stay too close on the sides, and more. However, truck drivers can also be held accountable for their actions, as there are some transgressions that are unique to them.
For example, truck drivers are usually on the road for business and must transport goods to other locations. They have to ensure that the containers or beds are properly loaded. If the bed of the truck has materials that are overloaded, such as sand or gravel, or if the materials are not strapped down, such as lumber or machinery, it could easily fall off and cause accidents. Containers must also be properly shut and attached to the trucks.
Here is a list of some of the most common causes of truck crashes:
- Improper weight distribution of contents of a trailer: The goods inside a trailer must be weighted so that turns do not cause the truck to fish tail. This process is done by dock workers and can be overseen by the truck driver himself.
- Trailer not attached: The trailer or container must be hitched to the truck or it will dislodge during a turn or due to an impact. This can cause devastating accidents, not least of all because it cannot be controlled after it dislodges.
- Driver exhaustion: Many drivers are on the road for hours at a time, sometimes overnight, and they may not sleep very well, if at all. Being on the road for over 12 hours at a time can cause drivers to become extremely tired and fatigued, slowing down their reflexes and causing them to nod off while behind the wheel.
- Driving under the influence of substances: Some truck drivers will use caffeine pills or other drugs to stay awake, while others will ingest alcohol. Driving while impaired is dangerous and is one of the leading causes of accidents in the country.
- Roads: Narrow roads, curved roads, steep hills and inclines, and more can all contribute to truck crashes. It may be hard for a driver to navigate these roads, especially if there is oncoming traffic.
- Weather: It is difficult to drive if there is an excessive amount of fog, rain, or snow, and truck drivers must be careful. Although they have a raised view of the road, they may miss cars that are low to the ground. Bad weather can also make the roads slick and slippery, leading to crashes.
- Truck defects: Truck defects commonly cause accidents; brakes have failed, tires have blown out, engines have sputtered, and other problems have led to numerous crashes and ensuing injuries. The defect may be linked to the failure of the truck driver to properly inspect his truck, or there may be a problem with the truck that was not caught by the manufacturer.
If you were hurt in a truck accident, call an injury lawyer for truck accident claim against Farmers Truck Insurance Exchange. We can help you receive the coverage you need.
Truck Accident Procedure
If you have been involved in a truck accident, you will need to make sure you’re safe, first and foremost. Call the paramedics or ambulance to go to the hospital and evaluated and treated for any injuries. Even if you weren’t severely hurt, it is still recommended that you get medical help. When you file a lawsuit, you will need to provide medical expenses to show how much you should be reimbursed. If you do not have any treatment, or if there is a long gap between the accident and your doctor’s visit or any procedures, you will likely face a hard time with your claim.
Next, you should take all the photos you can of your injuries, the damages done to your vehicle and to the truck, the scene of the accident, and more. You can record videos as well if you wish. It will all be included in the evidence package to be sent to the insurance company.
If there were any witnesses or passengers, you can ask them for their statements regarding the accident. It will be beneficial to have additional testimony for your claim.
The truck driver should give you his insurance details and contact information. This will enable you to file an incident report with the company.
If the police showed up, you should request a copy of the police report from the precinct once it’s been finalized and processed.
Lastly, it is highly recommended that you find a Los Angeles truck accident attorney that can sue Farmers Truck Insurance Exchange. You may not have the necessary knowledge to handle a claim, and our lawyers for Farmers Truck Insurance Exchange injury claims can help.
Statute of Limitations on a Claim
In California, there is a 2-year statute of limitations on how long you have to file a lawsuit. If you do not adhere to this time frame and try to take action after the deadline has passed, you won’t be able to collect any compensation at all. There are some exceptions to this, such as if you were underage at the time of the accident or if you were mentally or physically unable to sue.
An attorney who can fight Farmers Truck Insurance Exchange for a truck accident injury lawsuit will be able to help you determine if are eligible for any exceptions and help you figure out how much time you have left. We’ll gladly file your claim for you so everything is submitted on time.
Compensation from a Truck Accident Lawsuit
By filing a personal injury claim, you will be able to earn various types of compensation for your damages, including coverage of medical expenses, property damage, missed income at work, pain and suffering, and more. We can also recover punitive damages in times of gross negligence and wrongful death expenses if a loved one passed away in the accident.
Clients will often ask us how to value their claims. The insurance agent will make an offer; there is no way to determine this offer beforehand, as he will weigh your injuries, their severity, and their impact. A lawyer that can sue Farmers Truck Insurance Exchange for a truck accident injury will be able to negotiate a better deal.
We have provided some sample settlements from truck accidents to show you what you could possibly earn.
- $5,000,000 Settlement: A mother and her family were on the road when a farm truck that was loaded with various machinery turned in front of the vehicle. The driver ignored the right of way when he turned left. As a result of the crash, one of the children in the car was partially flung from the car, while another went through the windshield. Fortunately, none of the children were hurt, and the mother suffered various bodily damages but was not permanently disabled. All plaintiffs filed claims, citing negligence.
- $675,000 Settlement: A woman was driving through an intersection when a truck driver flew through the stop sign. She suffered head injuries, fractures in various bones, and extensive psychologically damage. She was unable to swerve out of the way of the truck. The driver was found totally at fault for his reckless driving.
- $1,500,000 Verdict: A truck driver had tons of dirt in the bed of his truck while traveling on a highway. He intended to make a wide right turn and switched lanes to do so, but did not properly signal. A man behind the truck crashed into the rear when she tried to pass on the side. She suffered paralysis from the impact.
For more details, call one of our lawyers with experience in truck accident cases against Farmers Truck Insurance Exchange.
Bilingual Law Firm
One of the perks of our law firm that can file a lawsuit against Farmers Truck Insurance Exchange for a truck accident is the presence of bilingual lawyers. We know you may not speak English but still want to pursue legal action, and our lawyers speak Spanish so you can have the opportunity. Some clients feel as though they are disadvantaged by not speaking English, and we want to erase that feeling.
Call us to start your claim with the help of a Spanish speaking truck accident attorney.
Our Firm’s Promise
Normandie Law Firm in Los Angeles promises to aggressively fight for your deserved compensation from start to finish. We will negotiate the best deal from the insurance company and will not stop until we are satisfied with the offer. If the company does not budge, we will take your case to court. Our priority is ensuring that you are safe and covered after a truck accident. The best attorney for Farmers Truck Insurance Exchange truck accident can be found at our firm, and we’ll see to it that you are expertly represented.
Call us to schedule a free consultation with a lawyer for Farmers Truck Insurance Exchange truck accident. You’re encouraged to ask us questions and voice your concerns, and we’ll gladly answer you and look over your claim. We’re available 24 hours a day, 7 days a week.
If you hire us, we’ll give you our zero fee guarantee, which promises that you won’t have to pay a single dollar of your own money. We don’t get paid unless and until we win, and the money will come from the settlement we win for you.
To start your lawsuit with the help of Normandie Law Firm, speak with a lawyer who is experienced with truck accident cases with Farmers Truck Insurance Exchange.
