Century Insurance Group has been in business for over 20 years and specializes in providing its clients with personalized insurance plans. It is locally owned and operates out of Oregon, but serves many states. It provides commercial auto insurance for businesses that have truck drivers on their payroll. The necessity of commercial auto insurance is shown in truck accidents: sometimes, victims and employees need to have expenses paid out on account of the negligence of one of the parties, and the company should be held responsible. Century Insurance Group will handle the claim and pay out the settlement. It can be difficult to win such a settlement, however, if you suffered physical injuries. For this reason, it is important that you hire a lawyer who is experienced with truck accident cases with Century Insurance Group. Fortunately, our team of expert attorneys at Normandie Law Firm in Los Angeles has handled these types of claims for years. The best law firm to sue Century Insurance Group for a truck accident is none other than ours, and we promise to bring you the fairest compensation you deserve.
Truck Accident Details
Why do truck accidents happen? Many times, other drivers on the road do not give trucks the respect they deserve; they may try to pass on the right while traveling slowly, which can result in the truck crashing into them because of a blind spot; they may tailgate the truck and not see around it, which can cause sudden impacts with other vehicles and rear-end collision; or they may try to drive around a truck that is double parked and completing a delivery.
However, there are also many instances where truck drivers themselves are responsible for accidents. Some of these situations include:
- Fatigue: Many truck drivers take long trips to complete deliveries. They may be freighters who have to drop off goods across the country or who have to travel from state to state in one day to meet deadlines. The drivers often pull long shifts, over 12 hours at a time, and have to maneuver at all hours of the day. This can lead to a ton of fatigue, which is often combated by energy drinks and caffeine pills at gas stations, but can still result in drivers falling asleep at the wheel or not having the attention span to avoid cars.
- Truck defects: Trucks are large vehicles that need a fair amount of maintenance to run properly and not break down. They can have engine problems at any moment, but there may not be a mechanic nearby for miles. If a truck has a sudden loss of power or if it suffers brake failure, it may not be able to stop in time to avoid other vehicles. Further, the tires present on trucks are under a lot of stress, and if they blow out, the truck can swerve and lose control.
- Road conditions: Truck drivers need to be aware of the routes they take. If they decided to drive down hazardous roads, up icy mountains, or through foggy highways, they need to take as many precautions as possible to protect themselves and other drivers on the road. Many truck drivers go against simple advice and choose to drive when the conditions are not conducive to safe travel, resulting in accidents.
- Weight distribution: Any truck that is carrying cargo has to have the materials properly distributed within the trailer. If there is an improper distribution, the trailer can violently sway and even detach from the truck, which can cause extreme accidents.
Truck accidents are often more dangerous, and thus more fatal, than car crashes. You are more likely to receive broken bones, internal organ damage, brain damage and traumatic brain injuries, severed limbs, paralysis, and more from truck crashes.
To learn more, reach out to an attorney in Los Angeles who can sue Century Insurance Group for a truck accident.
Basis of a Lawsuit
If you were involved in a truck accident, you must be able to prove four points of negligence to file a claim. These points are as follows: you were owed a duty of care, the duty of care was breached, the breach resulted in an accident, the accident led to physical injuries.
Truck drivers have a duty to protect everyone on the road by not driving recklessly and by properly and safely operating their vehicles. By driving carelessly and with negligence, they can be said to have breached the duty. No matter what kind of accident that happens, the presence of physical injuries must exist, or you won’t be able to file a personal injury claim.
A lawyer for Century Insurance Group truck accident lawsuits can help prove these four points of negligence.
What to Do after a Crash with a Truck
After you have been involved in a crash with a truck, you should immediately get medical assistance, even if you feel you are unharmed. Some injuries may not show up at once or may be masked by the adrenaline in your veins. If you don’t get medical assistance right away and pursue a lawsuit later, Century can claim that your damages were the result of another incident and that you obviously were not as injured as you claim.
Thus, it is important that you get treated by paramedics or go to the hospital as quickly as you can. You should be sure to retain the medical bills and medical reports to show that you were hurt.
Next, you need to document the circumstances by taking photos of the accident, your car, the truck, and the injuries you suffered. You may also take videos if it is easier. This will show that the damages were present at the accident and not inflicted later on.
If any police officers are called, you can request a police report for your claim.
Importantly, you should reach out to a lawyer that can sue Century Insurance Group for a truck accident injury. Trying to handle a claim by yourself is ill-advised, as you may not have the knowledge, experience, time, energy, or money to take legal action, especially if you were severely hurt. Let an injury lawyer for truck accident claim against Century Insurance Group help.
Earnings
You may be able to receive restitution from your truck accident lawsuit if you were badly hurt. The compensation includes coverage for:
- Medical expenses (surgery, hospitalization, medication, physical therapy, future treatments, and more)
- Lost wages (as well as future lost wages from recovery time or additional medical procedures)
- Property damage (to your car and other belongings)
- Pain and suffering (fear, anxiety, PTSD, mental stress, and more)
- Punitive damages (handed out in times of gross negligence; only a skilled attorney who can fight Century Insurance Group for a truck accident injury lawsuit will be able to win these damages, as they are often viewed as excessive)
- Wrongful death expenses (funeral and burial costs, pre-death medical bills, pre-death pain and suffering, loss of consortium, loss of expected inheritance and savings, and more)
Call a Los Angeles lawyer for accident injury claim with Century Insurance Group for more details.
Sample Settlements
Many people ask us about what the expected value of their cases are, but there is no calculator that allows you to just plug numbers in and receive the expected compensation. Insurance agents from Century will negotiate with your attorney and weigh the damages against each other, including how impactful the injuries were and the effect they had on your life and career. You can look at other cases to see what similar results have yielded, but bear in mind that these are merely examples and are not meant to show what you will earn from your own lawsuit.
- $40,000 Settlement: A passenger in a semi-truck was gravely wounded when the driver lost control of the vehicle. The truck tipped over and slid off the road, eventually landing in an embankment. The passenger suffered knee and neck injuries, as well as a concussion. The driver, who was employed by a trucking company, stated that the emergency brake did not work as intended.
- $4,500,000 Settlement: A couple was hit by an empty trailer that had detached from a semi-truck. The trailer detached too quickly for them to avoid it. They suffered facial damages, fractures, and broken bones. The cause of the detachment was deemed a malfunction, as the truck had lost control and flipped.
- $430,000 Settlement: A dump truck collided with a vehicle in the opposing lane. The truck driver crossed the center line for unknown reasons. The victim suffered shoulder and arm damages but eventually made a full recovery, despite his injuries being rather extensive. The argument was put forth that because the victim made a worthwhile recovery, the settlement should be reduced; it did not happen.
Contact one of our lawyers with experience in truck accident cases against Century Insurance Group to proceed with your claim and to learn what your case could be worth.
Spanish Speaking Truck Accident Attorney
It is important to our law group that we be able to help all victims of truck accidents, even those who do not speak English. For this reason, we have employed numerous bilingual attorneys. Our lawyers speak Spanish so you can be well informed and properly aware of the legal process during your case and so you can easily provide us with the evidence we need. You should not have to give up on legal compensation merely because you speak Spanish.
To speak with a Los Angeles truck accident attorney that can sue Century Insurance Group and who is bilingual, contact Normandie Law Firm today.
Our Law Firm
Normandie Law Firm is the premier law group to help you with truck accident lawsuits against Century insurance. The best attorney for Century Insurance Group truck accident lawsuits is a phone call away. We will relentlessly work to secure you the fairest settlement possible. Our aggressive lawyers will stay on top of your claim and endlessly negotiate with Century’s agents until we are satisfied; if we are not, we will take your case to court to present it before a judge and jury.
Call us today to schedule a free legal consultation with one of our lawyers for Century Insurance Group injury claims. We invite you to ask questions about your claim and the law, and we will answer you accordingly. If you choose to hire us, you will also receive our zero fee guarantee, which promises that you will not pay any out of pocket expenses throughout your case. Our expenses will be covered only if we win, and the fees will come from the settlement; Century will essentially pay for your legal bills. If we lose your case, you owe us nothing whatsoever.
If you are in search of a law firm that can file a lawsuit against Century Insurance Group for a truck accident, Normandie Law Firm is the right choice for you.
