Can I Sue Old Republic for not Paying on an Injury Claim?

Old Republic Insurance specializes in a wide variety or insurance policies for small and large businesses. One of the coverages they offer is commercial auto, which covers accidents for vehicles like delivery trucks and cargo vans. These policies are essential, considering the amount of damage that can happen to someone if they’ve been hit by a commercial vehicle. The potential for injury is even greater when the victim is a pedestrian, or riding a bike or motorcycle.

If you’re reading this article, it’s likely that you’ve had an accident with a vehicle that’s covered by Old Republic. Alternatively, you’re a commercial driver who’s covered under a policy by Old Republic. Either way, your insurance claim was approved and you expected to receive your money in a timely manner. But here you are, weeks or months later, and you’re still without a check. Another possibility is that your claim was denied, even though you are covered under the terms of your policy.

At this point, you are trying to figure out your legal options and recover the settlement you are entitled to. Your options may include a lawsuit against Old Republic for insurance bad faith. This refers to a deliberate act by an insurer to hold up the claims process or avoid paying out a settlement. The keyword here is “deliberate,” and this is something you will need to prove. That’s the hard part when it comes to these cases, though your attorney should be assisting you if a bad faith insurance lawsuit is in your best interest. If they’re not helping you, that’s a bad sign. We will talk more about this, along with what you can do if your lawyer isn’t taking the right actions to resolve this problem.

Are you in need of a lawyer that can file a lawsuit against Old Republic Insurance for failure to pay on an injury claim? Legal actions are available to you, but you will need to act quickly to preserve your rights and recover the compensation you deserve. To learn more about these options, contact Normandie Law Firm and speak to a car accident insurance claim lawyer.

Can I sue Old Republic for not Paying my Insurance Claim?

The short answer is yes, you can sue Old Republic for refusing to pay on an injury claim. But you would have to prove that the company is engaging in bad faith, which is a challenging process. As we mentioned, the company has to be engaging in bad conduct with the intent of denying you payment. For example, an insurer may need extra time to investigate a very complicated accident. This will delay the amount of time it takes to pay the victim, but the company is not deliberately trying to hold up the claims process. Thus, we can conclude that the company is not engaging in bad faith.

You will most certainly need a lawyer to help you with this type of lawsuit, and even then, a lawsuit may not be the best option. Before we go further into the bad faith lawsuit process, let’s go over the actions that constitute an act of bad faith.
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How to tell if an Insurance Company is Acting in Bad Faith

When you settled your truck accident case, you should have been told how long you would need to wait before you were paid by the insurance company. But here you are, long past the promised date, and you are still without payment. So how can you tell if this is a legitimate mistake or an act of bad faith insurance by Old Republic? Well, let’s take a look at some examples that may indicate insurance bad faith in California:

• Deceptive business practices, like misrepresenting policy terms and coverage limits.
• Your claim was denied, even though your accident is covered under the policy.
• Old Republic did not provide you with a valid reason for denying your claim.
• The investigation into your case is not being resolved in a timely manner.
• The insurance company imposes unnecessary / unreasonable requirements, like additional medical testing or paperwork.
• The company has not issued your payment in a timely manner, or by the date that was agreed upon.

Bad faith is fairly obvious with some of these examples. But others, like not getting you the check by the agreed upon date – that could be a legitimate mistake. It’s not acceptable, of course, but it may not have been done with the intent to avoid paying you. Proving intent requires extensive legal knowledge and a full investigation into the company’s handling of your car accident insurance claim. Our insurance bad faith lawyers can evaluate your case and help determine your eligibility for a lawsuit against Old Republic. However, there’s another action you can take before you proceed with a lawsuit.

Filing a Complaint with the California Department of Insurance

The California Department of Insurance is the agency in charge of enforcing regulations for insurance companies in the state of California. Regulations include processing insurance claims in a timely manner and abiding by the terms of a policy holder’s contract. If Old Republic has failed you in these areas, you can file a complaint with the Department of Insurance through their online complaint form.

An inquiry by this agency may be enough for Old Republic to process your check or reconsider their denial of your car accident insurance claim. However, these complaints can be complicated to fill out properly. Additionally, it’s important to provide detailed information to support your claim and show how the insurance company has breached their duty to you. If you have an attorney, they can assist you with this process. But what if you’re having trouble getting help from your lawyer? What can you do to get results in your case?

Should I get a New Lawyer if Old Republic is not Paying my Claim?

You may be tempted to do this, especially if you’ve had long-standing grudges with your lawyer. But this is a big decision when you’re in the middle of an insurance claim. Then again, is there a point in staying with a lawyer who seems to have given up on your case? These are important questions, which we will be happy to assist you with during a free second opinion.

Your second opinion is a completely free consultation, where you can have your case reviewed by one of our attorneys. We can help you with many pressing concerns, including:

• Is Old Republic holding up my claim on purpose?
• What can I do if Old Republic won’t release my payment?
• My lawyer says there’s nothing more we can do. Is he right?
• What are the consequences if I want to change attorneys?

After speaking with one of our lawyers, you can make an informed decision on whether or not to stay with your attorney. No matter what you decide, there is no cost to your whatsoever. But if you’d like to switch over to us, our law firm will take care of the entire transfer process on your behalf. If you’re ready to speak with lawyers of Normandie, give us a call and schedule a free second opinion.

Speak to a California Bad Faith Insurance Lawyer

Insurance coverage exists to provide drivers and fellow motorists with peace of mind in the event of an accident. However, insurance providers are no different than any other company when it comes to their bottom line. By denying or stalling your claim, they save as much money as possible. However, these practices are unacceptable when you are owed compensation according to the terms of Old Republic’s insurance policy.

We are here for you, whether you’re seeing a lawyer for the first time or you’re not happy with the services from your current attorney. If you’re worried about the costs of hiring a lawyer or switching attorneys, let us tell you about the Zero fee guarantee. This is a contingency based plan where you pay nothing upfront to retain us. Our legal fees are deferred until you receive your settlement from Old Republic. If we don’t recover your payment, you pay us nothing at all for our services.

If you’re ready to explore your legal options, contact our office and schedule a free consultation or free second opinion.

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