After a car accident, or any type of vehicular accident, one of the most important thing that affected parties must do is to seek medical attention. Depending on the type and severity of the injuries sustained, affected parties might go to the emergency room (ER) or to urgent care for medical care. Of course, visiting the ER or urgent care can be quite expensive. In many cases, you might be presented with a bill even before receiving any medical care, or you can get a bill after. Even if you are short on cash, paying the medical bill might be considered a priority because you are aware that unpaid medical bills are sent to collection – which will just create more issues for you. So, if you paid your emergency room or urgent care costs out of pocket, you might be wondering whether you could get reimbursed.
If your car accident was caused by the negligent actions of another driver, you could have grounds to file a lawsuit against the at-fault driver’s insurance company. If you win, you could have grounds to recover monetary compensation, including reimbursement for any medical costs that you paid out of pocket. For more information about the legal options available to you – including how you can get reimbursement for the ER or urgent care costs that you got out of pocket – contact us today.
Here at Normandie Law Firm, our lawyers are ready to aggressively fight for your right to recover the compensation that you are owed after being injured in an auto accident. Our experts have decades of experience and are ready to provide you with the guidance that you need to win your lawsuit.
Common Questions
Many people come to use with different questions about their specific situations. Some of the most common questions include the following:
- Can I get the costs of my ER visit back from the insurance company of the car that hit me in the accident?
- Can I get the costs of my urgent care visit back from the insurance company of the driver that caused the accident?
- How can I get reimbursed for the medical costs that I paid out of pocket?
- Will the negligent driver’s insurance company cover the costs of my ER visit or urgent care visit?
The answers to these questions are pretty straightforward. Yes – you can get the costs of your ER or urgent care visit back from the insurance company of the liable driver. Although it is possible for the insurance company to cover these costs, you might have to file a lawsuit to ensure that these costs are covered – and of course, that you get compensation for the harm that you suffered.
Your Right to Sue the Negligent Driver’s Insurance Company after an Accident
When accidents happen, insurance companies take on liability for any damages caused by their clients – the parties covered by the insurance policy. When negligent drivers cause accidents (whether they are speeding, driving under the influence, ignoring traffic laws, etc.), you can file a claim against the at-fault driver’s insurance company to ensure that your damages are covered.
In an ideal situation, the insurance company will handle the claim objectively and pay out the claimant for medical costs, lost earnings, property damage, etc. within a timely manner. However, in many cases, insurance companies make things difficult – they unfairly deny claims or even try to underpay claims. In these cases, claimants really have no other option but to file a lawsuit with the help of an experienced attorney to ensure that they are properly compensated by the insurance company.
What if the insurance company won’t pay? If the insurance company does not handle your claim fairly and actually exercises bad faith, you can actually take sue the insurance company for bad faith.
For more information about the legal options available to you, do not hesitate to contact the experts at our law firm as soon as possible.
Recovering Compensation
If your claim against the insurance company is successful, you could be eligible to recover compensation for the following:
- Medical costs (this includes any ER or Urgent Care costs that you paid out-of-pocket)
- Lost earnings
- Pain and suffering
- Property damage
- Punitive damages
- Legal fees
The specific type and amount of compensation that you could recover will always be based on the details surrounding your lawsuit. You can trust that our experts are ready to fight for your right to recover the highest settlement available for your claim.
Time to Settle
As mentioned above, in an ideal situation, the insurance company will handle the claim fairly and give the claimant the payout that he or she deserves. The payout will not be instant because of the formalities involved in the claim process (investigating the claim, evaluating costs, agreeing on a payout, and getting the payout to the claimant, etc.). In claims that are straightforward and have no issues whatsoever, it can take just six months to settle.
However, not all claims are straightforward and issue-free. Claims with even minor issues can take closer to eight months to settle. Claims with more significant issues can take up to eighteen months to settle. Claims with severe issues can take two years or more to settle. So, depending on the details surrounding your claim, you can be reimbursed for your out-of-pocket ER and urgent care costs relatively quickly, or you can be forced to wait long.
Here at our law firm, we are dedicated to getting our clients a fair settlement within a reasonable length of time. We aim to settle cases within six months. We acknowledge that it can be frustrating to wait for a settlement, so we always aim to get fair settlements within a reasonable timeframe.
For more information about how long it could take to settle your case and get reimbursed for the costs that you paid for urgent care of emergency room care, contact us today.
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Contact Normandie Law Firm Today
Our car accident lawyers here at Normandie Law Firm are ready to provide you with the guidance that you need to start your claim against the negligent driver’s insurance company. Here at our firm, we offer free legal services, which include free consultations and free second opinions. During these legal services, our accident attorneys will be available to answer all your questions, address all your concerns, and provide you with the guidance that you need to begin or perhaps continue your claim. To benefit from these free legal services, contact us immediately.
We offer a Zero-Fee guarantee which means that our clients will not have to worry about paying upfront legal costs for any of our legal services. In addition, we work on a strict contingency structure. This means that our clients will not be responsible for paying legal costs until after winning their claims. If you don’t win, you won’t pay anything.
If you are ready to speak with our car accident lawyers to learn more about whether you could be reimbursed for the initial medical bills that you paid out-of-pocket, do not hesitate to contact us immediately. Our lawyers are ready to help you.
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