Were you and your family recently harmed as a result of a truck accident? If so, you might have been involved in an accident with a truck covered by Harco insurance, and you might be interested in filing a Harco truck accident claim. Harco was founded by Willis J. Hargrave, Jr. with the goal of providing clients with the assistance of insurance professionals to meet all insurance needs. Harco insurance is one of the most recognized providers of commercial auto insurance, providing coverage for all of the following: bodily injury liability, property damage, combined single limit, medical expenses, uninsured motorist, underinsured motorist, comprehensive physical damage, and collision.
If you were recently involved in a truck accident with a truck covered by Harco insurance, you must seek legal assistance to learn more about your right to file a lawsuit and be compensated after your accident. If you are in need of legal assistance, you must contact the attorneys at Normandie Law Firm immediately. Our truck accident lawyers have many years of experience handling claims for the parties affected by truck accidents. Our attorneys are ready to help you file a lawsuit and recover the compensation that you deserve.
The Importance of Truck Claim Values
At Normandie Law Firm, our attorneys understand the importance of helping you recover the maximum amount of compensation for your claim. Our clients often discuss the following questions with our truck accident attorneys:
- How much is a truck accident case with Harco worth?
- How much can you receive from Harco insurance in case of a truck accident?
- What details are relevant in establishing the truck accident settlement amounts for a truck accident claim with Harco?
Our attorneys understand why the parties affected by truck accident are worried about the value of their claim. Truck accidents are often devastating, resulting in severe injuries, death, and sudden expenses. Victims of truck accidents and their families are often left facing unimaginable financial difficulties.
The truck accident attorneys at Normandie Law Firm understand the struggles that you and your family are suddenly facing; therefore, they are dedicated to doing everything within their reach to recover the compensation to which you are entitled. If you would like to learn more about the value of your truck accident claim against Harco insurance, you must contact our law firm and request to speak with our lawyers at your earliest convenience.
Sample Truck Accident Claim Values
If you are interested in learning more about the value of your truck accident claim, you might also be interested in reviewing some past settlements and verdicts for truck accident claims. The average value of a truck accident lawsuit against Harco is between $100,000 and $3,000,000 if your injuries are extensive. The worth of a Harco truck accident lawsuit depends on the degree of your injuries and other factors. A truck crash claim is worth over $100,000 if you were seriously injured; on the other hand, if a family member or loved one died in the crash, the value of your truck accident lawsuit is usually well over $1,000,000. If you were not seriously hurt, your case could be worth less than $100,000.
A few sample truck accident claim values are listed below:
- $50,000—the victim suffered various soft tissue injuries, shoulder injuries, neck injuries, chronic headaches, and chest bruises as a result of the truck accident.
- $743,000—the victim suffered torn vertebrae and herniated discs after a truck accident launched her into the vehicle’s windshield.
- $805,000—the wheelchair-bound victim suffered fatal injuries after being struck by a truck.
- $1 million—the victim is struck and killed by a truck.
- $1.03 million—the victims suffered various injuries because of the truck accident. Some of the most severe injuries include a fractured hip and a lost eye.
- $1.05 million—the victim suffered severe leg injuries that required multiple surgical procedures to address.
- $2.85 million—the victim was struck and killed by a truck in a construction site.
As you can see, the claim values associated with the truck accident claims above vary. Although some of the sample claims include some of the injuries that victims sustained, the injuries suffered are not the only claim detail that can affect the value of a claim. There are many factors that could affect your truck accident claim value, some of which are discussed in the following section.
How the Value of Your Claim is Determined
What determines the average value of a truck accident case against Harco insurance? You might assume that your claim is worth a few thousand dollars, but it could be worth a lot more. There are many different factors that are used to determine the average settlement of a truck accident claim with Harco. Some of the most important factors that must be thoroughly evaluated to establish the potential value of a truck accident claim are discussed below:
- Policy limits—one of the most influential factors in determining the value of a truck accident claim is the policy limit established by the liable party’s insurance coverage. Trucks are federally required to carry policies ranging from minimums of $300,000 to $5 million, depending on the type of truck. Therefore, insurance policies often offer coverage within or above the required parameters. Because of these requirements, most claimants do not have to worry about the value of their claims being affected. However, some policy limits are too low. For example, if your claim is projected to be worth $600,000 but the truck that caused your accident only carries a $425,000 policy, you would not be eligible to recover the full value of your claim; rather, you would only be eligible to recover the maximum amount allowed by the policy limit.
- Injuries—if the victim sustained injuries, he or she is likely to recover compensation. All injuries are associated with a specific value. After a truck accident, you can receive $25,000 for a minor injury, but you could receive $75,000 for a moderate injury. More severe injuries, such as spinal cord injuries and brain injuries could be worth anywhere between $85,000 and $250,000; however, if these severe injuries result in permanent damage, such as paralysis, cognitive loss, or anything that is expected to require permanent living assistance, the injuries could be associated with values in the millions.
- Comparative negligence—if the victim was comparatively negligent and had some part in causing his or her injuries, the average settlement amounts for truck accident lawsuit against Harco could decrease. Comparative negligence is stated as a percentage. For example, if a victim is found to be 30% comparatively negligent in his or her accident, he or she would only be eligible to recover 70% of the compensation awarded.
- Lost earnings—if the truck accident left you or the victim unable to work, the value of the claim could increase based on lost income. The amount associated with lost earnings is often based on the victim’s age, wage history, and length of time unable to work.
As you can see, there are many factors that could affect the average settlement value of a Harco truck accident lawsuit. Because of that, you should never assume the value of your claim. You should always discuss the details of your truck accident claim with an experienced lawyer to discuss how much your claim could be worth. If you are interested in discussing the factors that can affect the value of your claim with our experienced truck accident attorneys, you must contact the lawyers at Normandie Law Firm immediately.
The Categories of Compensation Available
What is the average compensation available for recovery after a truck accident involving a truck covered by a Harco insurance policy? As mentioned above, there are many case-specific details that could affect the payout available for recovery. The same case-specific details also affect the categories of compensation available for recovery. Compensation is often broken down and separated into some of the following categories:
- Medical expenses
- Lost income
- Pain and suffering
- Property damage
- Loss of consortium
- Funeral and burial costs
- Punitive damages
Regardless of whether you suffered injuries or a member of your family was killed during a truck accident, you and your family have the right to be compensated. When you contact our law firm and speak to our experienced truck accident lawyers, you can be certain that recovering the maximum amount of compensation available for your claim will be our number one priority. The truck accident attorneys at Normandie Law Firm understand the financial troubles you and your family are likely facing; therefore, our lawyers will not rest until you are rightfully compensated. If you would like to learn more about how much the truck accident case with Harco could be worth and how what categories of compensation you could recover, you must contact our law firm immediately.
Normandie Law Firm
Were you recently injured in a truck accident? Was a member of your family killed in a truck accident? If you and your family were harmed in any way by a truck accident, you might be interested in filing a Harco truck accident lawsuit. Filing a lawsuit ensures that you and your family are rightfully compensated. Although monetary compensation cannot reverse the harm created by the truck accident, it can help victims and their family members to prevail during the difficult times resulting from a devastating truck accident. If you are ready to discuss the potential value of your claim with our expert truck accident attorneys, you must contact our law firm as soon as possible.
To remain accessible to all parties affected by truck accidents, Normandie Law Firm offers free legal services. Some of our free legal services include free consultations and free second opinions. During our free consultations and free second opinions, the experienced truck accident attorneys at Normandie Law Firm will be available to provide you with all the information necessary to allow you to pursue your claim and reach a successful outcome. Our attorneys are ready to answer all your questions and address all your concerns in regards to your truck accident claim. Our attorneys can help you even if you believe that the value and outcome of your claim have been compromised by the incompetence of another attorney. Whether you are interested in starting your claim or redirecting your claim against Harco insurance, you can trust that our lawyers will be available at all times to provide you with the legal guidance that you need.
The free consultations and free second opinions discussed above are available as part of our law firm’s Zero-Fee guarantee—a guarantee that ensures that our clients never have to worry about paying any upfront legal fees for any of our legal services. Our law firm is also strictly based on contingency. Because of our strict contingency-fee structure, our clients will not be required to pay legal fees until our attorneys win their claims. If you do not win, you will not be required to pay for any expenses. Do not hesitate; you must contact the truck accident attorneys at Normandie Law Firm as soon as possible.
