Average Value of Truck Accident Claims Against Essex Insurance

Truck accidents have the potentially to be severely damaging, so it is important that you be aware of the extent of legal action you can take against the truck driver’s company and insurance agency. A company like Essex Insurance represents various business that employ drivers for commercial work. Essex has been around since 1930 and has operated under various names, but it has always provided surplus insurance to businesses that need it. In the event of a crash, you should reach out to Essex to pursue your deserved compensation. However, we know it can be difficult, given that Essex, like any other insurance company, is likely to throw out your claim and ignore it. For this reason, it is important that you hire a Los Angeles lawyer for accident injury claim with Essex Insurance Company. The best law firm to sue Essex Insurance Company for a truck accident is Normandie Law Firm; we have won numerous cases and garnered hundreds of thousands in restitution for our clients.

Duty of Truck Drivers

All truck drivers have a duty of care to everyone else on the road. They must not place anyone in danger from their driving and they must not harm anyone with their choices. This means that they should not partake in any activities that could potentially damage other drivers, pedestrians, cyclists, and more. This duty of care is present with all other drivers on the road as well.

If you have been involved in an accident, you should be aware that a lawsuit is filed based on negligence, the first precept of which is being owed a duty of care. The next is that the truck driver breached that duty of care in some way, whether by reckless or careless means or by illegally operating his truck.

The third precept is the incident that comes from the breach of duty – namely, a crash of some kind, whether it be a rear end, head on collision, or broadside accident.

Finally, this accident must have caused you to suffer some kind of physical injury. If you have the ability to prove all four points, you can successfully win a personal injury lawsuit. If you were not harmed in the crash, though, you could not take legal action for any bodily damages and would only be able to pursue other kinds of compensation, such as lost wages.

A skilled attorney in Los Angeles who can sue Essex Insurance Company for a truck accident will be able to assist you and prove that you were owed a duty of care, as well as the other points.

Causes of Truck Accidents

A truck driver may be involved in a crash because of the negligent action of another vehicle on the road. Unfortunately, many individuals try to swerve around trucks or will not let them merge or switch lanes; these people are usually at the root of many accidents.

However, there are times when the truck driver can be blamed. In these situations, you can file a claim against the individual and the company he’s driving for. Essex Insurance will have to pay out the claim if you were hurt. Some of the reasons are:

• Careless driving, such as when a truck driver tailgates, speeds, ignores the right of way laws, cuts across traffic, performs illegal U-turns, and many other types of reckless actions.
• Driving while tired, which can happen on long treks when drivers travel through the night to make up for lost time during the day or to meet a deadline. Fatigue can cause drivers to fall asleep at the wheel and swerve off the road or have a greatly decreased attention span and reaction time.
• Truck defects, such as bad tires and brakes, engine problems, and inadequate lighting; all of these should have been examined by a mechanic at the dock prior to the truck driver departing. If a tire blows or if a truck driver can’t stop, the ensuing accident could cause intense injuries to everyone surrounding.
• Trailer and bed problems, such as overloaded flatbeds, wide loads that do not have warning signs, improperly affixed trailers, containers that have the incorrect or improper weight distribution of the contents, and more.
• Weather problems, such as fog, rain, sleet, snow, and more, that can all contribute to difficult driving conditions for truckers; they may not see other cars or they may simply lose control of the vehicles.
• Rough terrain and roads, as with narrow curves, sharp turns, steep hills, unpaved or damaged streets, and more. They could easily cause a truck driver to lose control and tip over or make a trailer detach from the hitch.

If you were affected by any of the above, reach out to a law firm that can file a lawsuit against Essex Insurance Company for a truck accident.

Evidence You Need

As a victim of a truck accident, you’ll need to assemble as much of the evidence as possible showing that the truck driver acted with negligence. You can acquire most of it at the scene of the crash; if you were severely injured, you will need to gather it through other means.

First and foremost, you will need to get medical treatment and have it logged or recorded. Paramedics can come to the scene to treat you for minor to moderate injuries, and they can transport you to urgent or emergency care for more severe damages.

Regardless of the extent of your injuries, you should get medical help. You may very well suffer an injury that does not immediately manifest and will show up later after the accident. If this happens and you go to the doctor, Essex can claim that you were hurt outside of the truck crash and you are simply trying to blame the incident for your current injuries. It is important that you seek medical attention immediately.

Next, you should record the personal details and insurance information of the responsible truck driver. You can take down his name, phone number, company, position, personal insurance carrier, and commercial insurance carrier so that a lawyer for Essex Insurance Company truck accident claims can contact the necessary parties.

You should also take photographs of your bodily injuries, the damages to your car, and the scene of the accident. It will help our lawyers and the insurance agent piece together what happened and show how much suffering you went through.

If there were any witnesses to the crash, whether as bystanders, passersby, or passengers in vehicles, you should take down their statements and record what they saw happen. This additional testimony will give more support to your claim.

If the police show up, you can request a copy of the police report to be used as additional evidence.

Importantly, you should reach out to a lawyer that can sue Essex Insurance Company for a truck accident injury. You may not be able to handle a lawsuit by yourself if you were severely hurt, lack the knowledge, or don’t have the time to do so. One of our lawyers for Essex Insurance Company injury claims can assist you.

Types of Compensation

Filing a truck accident lawsuit can net you various kinds of compensation for your damages. You may be able to receive the following with the help of a skilled injury lawyer for truck accident claim against Essex Insurance Company:

• Coverage of medical expenses, like surgery, hospitalization, medication, physical therapy, and future procedures and treatments
• Reimbursement of lost wages and future missed income
• Reimbursement for property damage
• Compensation for emotional pain and suffering, such as PTSD, anxiety, fear, psychological trauma, and more
• Wrongful death expenses in the event that a family member or loved one passed away, such as funeral costs, pre-death medical bill coverage, loss of consortium, loss of expected inheritance and savings, and more

You have the best chance at winning your lawsuit if you enlist the help of a lawyer who is experienced with truck accident cases with Essex Insurance Company.

Sample Case Results

Our clients will usually ask us how much their truck accident cases are worth. We tell them that we can provide fair estimates, but there is no way of knowing if those estimates will be completely accurate. Insurance agents at Essex will consider the injuries you suffered and how impactful they were on your life and career, as well as the future, and will come up with a figure largely based on those factors. Numerous injuries will cause your case to be worth over $100,000, while minor damages will make your case worth less than $60,000. The average value of a truck accident lawsuit is over $400,000 if your damages were severe, the driver were negligent in many ways, and you were emotionally affected from the crash.

You can, however, look at other cases to see how much victims have earned. These samples showcase what possibilities there are in truck accident lawsuits.

• $5,000,000 Verdict: A man was stopped at a red light when a delivery truck turned left and took the turn too narrowly. He crashed head on into the plaintiff’s car. The man was rushed to the hospital where it was determined that he suffered a head injury, a torn rotator cuff on his shoulder, and a herniated disc in his back. After the accident and treatment, it was shown that the plaintiff suffered permanent neurological damage.
• $3,400,000 Verdict: A motorcyclist was driving on the road when a truck turned left in front of him, ignoring the right of way completely. The man on the motorcycle had various facial fractures and spinal fractures, road rash, dismemberment of an ear, and orbital damage. He required reconstructive surgery and other treatments. In the end, he was out of work for half a year because of his injuries and recovery time.
• $400,000 Verdict: While traveling through an intersection, a man in an automobile was t-boned by a truck that ran a stop sign. The man had a fractured neck that required surgery and cervical fusion; in addition, he had fractures in his hands and arms. He also had radiculopathy in various regions.

For more help understanding the value of your case, speak with an attorney who can fight Essex Insurance Company for a truck accident injury lawsuit.

Bilingual Lawyers

Our lawyers speak Spanish to help those of you who do not speak English as a first language and wish to pursue legal action against a truck driver. We know that the law can be confusing, especially if you do not speak English. We are willing to provide you with a Spanish speaking truck accident attorney to translate documents and conversations for you and to handle your claim.

Normandie Law Firm: The Top-Rated Firm in Town

If you are in pursuit of the best attorney for Essex Insurance Company truck accident claims, Normandie Law Firm in Los Angeles is the right choice for you. We can handle your case for you, file all the necessary documents, and represent you in negotiations with Essex Insurance. If we need to take your case to court, we will fight for your rights in front of a jury.

Call our offices to speak with a Los Angeles truck accident attorney that can sue Essex Insurance Company and set up a free legal consultation. We’ll clear up anything confusing about your case and answer all your questions. We will also tell you more about our zero fee guarantee, which promises that we don’t get paid unless and until we win your case – and if we lose, you owe us nothing at all.

To get started on your lawsuit, call one of our lawyers with experience in truck accident cases against Essex Insurance Company.