At any point when an insurance policyholder is injured as a result of a qualifying accident, said policyholder could expect to receive at least some form of compensation for the damages that they have endured. Although, there are some cases when the victim of an accident does not receive the full compensation of their damages, leaving them to tackle the mountain of debt alone that arises from the cost of medical treatment or repair of property damage. When this is the case, the policyholder has every right to seek the assistance of an attorney with experience in handling low settlement amounts from insurance providers. With the help of the qualified attorney, a policyholder can file an insurance claim lawsuit against the insurance company responsible for the decreased settlement amount. The insurance company of focus in this article is Fred Loya Insurance. At Normandie Law Firm, one of the top law groups in Southern California, our top-rated Los Angeles Fred Loya insurance claim attorneys can help you sue Fred Loya for your injuries. If you have any questions after reading this article, please feel free to contact our law offices for a free consultation from one of our accomplished attorneys with experience in Fred Loya Insurance cases.
Fred Loya: The Company
Fred Loya Insurance Company is an insurance provider based in Texas that boasts 5,200 employees and has 700 offices scattered in Alabama, Arizona, California, Colorado, Georgia, Illinois, Indiana, Missouri, New Mexico, Nevada, Ohio, and Texas. It is also the 18th largest Latino-owned company in the country. The company was founded by Hispanic cattle rancher Fred Loya in El Paso, Texas, in 1974. The insurance company started as a single storefront office and has expanded to more than 361 agencies, across the country. Loya Insurance Group agencies are located in a variety of locations such as shopping centers, grocery stores, street corners, and office buildings. Some places where these agencies are located include:
- Wal-Mart Super Stores
- Fiesta Marts
- Big 8 Food Source Stores
- Liborio Supermarkets
- Fiesta Whole Food
- Superior
- Cardenas
Fred Loya provides car and automobile insurance for people across the country. This insurance is meant to help victims from some of the following accidents:
- Auto Accidents
- Bicycle Accidents
- Boating Accidents
- Motorcycle Accidents
- Pedestrian Accidents
- SUV rollover accidents
- Slip and Fall Accidents
- Truck Accidents
- Wrongful Death Accidents
While it may appear as though Fred Loya provides their policyholders with a broad range of coverage plans, there is no guarantee said policyholders would receive a full settlement for the damages of their accident. Much like other insurance policyholders, Fred Loya policyholders that never have to file a claim often report being satisfied with their coverage plans. However, Fred Loya policyholders that do have to file a claim often complain about not receiving adequate compensation for their damages. Thankfully, the victims of these accidents can seek a more suitable settlement amount through the pursuit of a Fred Loya claim lawsuit. Through these lawsuits, victims who feel as though they have been mistreated by the Fred Loya insurance settlement process can seek more suitable compensation to help them fully recover. It is also important to note that, like all suits, it is in your best interest to seek a qualified lawyer that has experience handling Fred Loya Insurance claims. It is also helpful to understand the rules and regulations that govern your particular case.
Fred Loya Auto Accident Claims
According to a report by the US National Highway Traffic Safety Administration or NHTSA, nearly 1.3 million people die every year in road accidents. This averages into roughly 3,287 deaths a day. On top of that, an additional 20-50 million people are injured or disabled as a result of road accidents. These statistics make it evident that auto accidents are both frequent and incredibly damaging to those who have had to experience them. As well as the physical damages that can arise as a result of these accidents, there is also the fact that the hospitalization and treatment needed can cause monetary damages as well. There is also the added expense needed to repair your vehicle after the accident. For this reason, it is incredibly important that victims can receive a full auto accident claim settlement by their Fred Loya car accident claim policy. Some common injuries that are caused as a result of auto accidents are as follows:
- Brain Injuries (Traumatic Brain Injuries or TBIs)
- Other Head Injuries
- Neck and Back Injuries
- Chest Injuries
- Diaphragm Rupture
- Pelvis/Abdominal Injuries
- Leg and Knee Injuries
- Foot Injuries
These are just some of the injuries that a victim can endure as a result of an auto accident. At times these damages can be minor, although sometimes they can bring on life-threatening and chronic conditions like spinal cord or brain damage. The medical treatment needed to fully recover from these damages can be expensive. This is exactly why those who suffer from the damages of an auto accident should receive a full Fred Loya injury claim. Thankfully, victims can seek more suitable forms of compensation through a Fred Loya Insurance claim lawsuit. However, like all personal injury lawsuits, reaching a successful outcome is never guaranteed, so it is in your best interest that you seek out a skilled attorney with expertise in Fred Loya Insurance injury lawsuits to help you fight the unfair offer.
One of the key aspects of an auto accident lawsuit is determining the fault of the accident. It is important to note that the process of identifying fault varies from state to state, so it can be particularly challenging to define fault without a learned Fred Loya car accident attorney on your side. Another important aspect of a car accident, or any other auto accident lawsuit is the statute of limitations. The statute of limitations for a lawsuit designate the period in which a victim has to bring their case to court. If the victim fails to take legal action within the allotted time, there is a high chance that their case will be dismissed in court. The statute of limitations also varies from state to state. For instance, in the state of California, most auto accident lawsuits must be brought to court within two years of the date of the accident. It is also important that victims collect evidence immediately after their accident. The evidence can take the form of photographs, eyewitness testimonies, or police reports. With this evidence, the victim can better negotiate the terms of their insurance claim and help prove the fault of the other driver involved. These aspects are true of all auto accidents, whether caused by a motorcycle, truck, or personal-use car.
Fred Loya Truck Accidents
Accidents that involve trucks are known to inflict some seriously life-threatening damages upon the victims. This is particularly the case once compared to the potential damage that an accident involving two personal-use vehicles can cause. In almost all instances, a fully loaded commercial truck can weight roughly 20 times heavier than a personal-use car. This vast difference in size and weight can result in accidents that are far more likely to result in severe injuries. Commercial trucks can include: smaller six-wheeled rigs and freight sized eighteen wheeled trucks. Some of the common injuries caused by truck accidents are as follows:
- Back and Neck Injuries
- Broken Bones
- Head Injuries
- Internal Injuries
- Lacerations
- Rib and Torso Injuries
- Seat Belt Injuries
- Spinal Cord Injuries and Paralysis
When an insured policyholder gets into an accident involving a commercial truck, said policyholder could file an insurance claim through their provider, or the insurance provider of the at-fault driver. However, there is always the chance that the insurance company, like Fred Loya, will only provide a minimal compensation amount. Sometimes this settlement payout is not enough to cover all of the damages endured. When this is the case, the victim has every right fight the unfair offer, and file a personal injury insurance claim against Fred Loya. However, when pursuing legal action against Fred Loya, it is in your best interest to seek the assistance of an attorney experienced in negotiating with insurance companies. While everyone has a right to represent themselves in court, the odds of earning suitable compensation increase the moment you employ the assistance of an experienced attorney.
Fred Loya Motorcycle Accidents
Motorcycle accidents, in most cases, can result in devastating injuries for both driver and rider onboard. Unlike other personal vehicles, motorcycles lack proper protection against collisions. Instead, the occupants of the motorcycle are exposed to the full force of an impact. According to a report made by the NHTSA, out of every 100,000 registered motorcycles, 72 get into serious accidents. This statistic is especially shocking once you take into account the number of people who use motorcycles as their primary form of transportation. When an insured motorcycle is involved in an accident, the insurance company belonging to the driver at-fault in most cases can be held liable for the damages. The victim can then negotiate with the insurance company, like Fred Loya, for an adequate settlement. However, receiving said settlement is not always the case. If you or a loved one have experienced a motorcycle accident but have failed to receive proper compensation for your damages, you may be eligible to file a lawsuit against Fred Loya. However, it is in your best interest to seek representation from an expert lawyer experienced in Fred Loya Insurance cases.
How Normandie Law Firm Can Help
Having an attorney who has experience in Fred Loya Insurance cases on your side can make the difference between filing a successful claim for compensation and having your case dismissed from court entirely. If you file a claim with our law firm you could find some, if not all of the following damages compensable:
- Past & Future Medical Expenses
- A Loss of Wages
- Potential Loss of Future Wages
- Pain and Suffering
- Emotional Distress (anxiety, depression, PTSD, etc..)
- Punitive Damages
At Normandie Law Firm we have lawyers with experience in fighting for the full compensation of insurance policyholders. While our attorneys are based out of Los Angeles, we also practice in San Jose, Oakland, San Francisco, Sacramento, Fresno, San Diego, Orange County, Stockton, Bakersfield, and throughout the entire state of California. As a show this commitment to you and your case we offer our clients the benefits of a zero fee guarantee policy. Under our zero fee policy, all clients don’t pay for our services until their case is won. If you feel in need of a second opinion, second opinion case reviews are also free under this policy. Call now for a free consultation by one of our experienced lawyers, and we can guide you down the path of receiving proper compensation for your damages.
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