Typically, insurance policyholders can expect to receive compensation for their damages when they experience injury as a result of a qualifying accident. In most cases, this settlement amount will cover damages like medical expenses, a loss of wages, pain, and suffering, and any loss of potential future wages. However, there is no guarantee that an insurance company, or in regards to this article Allstate, will provide a compensation amount that will fully cover the damages that the policyholder has had to bare. Fortunately, policyholders have every right to negotiate with an insurance adjuster. However, these insurance companies can be challenging to deal with, and it is in your best interest to seek a lawyer that has experience in fighting Allstate for proper compensation. At Normandie Law Firm, one of the top legal groups in the city, our accomplished attorneys with experience in Allstate Insurance cases can assist you in receiving the full compensation amount that you deserve for your damages. If you have any questions after reading this article, please feel free to reach out to our top-rated law offices for a free consultation by a qualified lawyer with experience handling Allstate Insurance claims.
Allstate: The Company
Allstate is known as one of the largest publicly held insurance company in America. Formed in 1931, Allstate was later traded amongst the public in 1993. Known across the country for their slogan, “You’re in good hands with Allstate,” as of 2015 the insurance provider has nearly $104.7 billion in total assets. Allstate provides a variety of insurance coverage plans like auto, home, and life insurance. Today Allstate has nearly 12,000 exclusive agencies and federal representatives spread across The United States and Canada. One such popular agency, Esurance, is owned under the Allstate brand and offers auto insurance directly to consumers online, through call centers, and through agents. Allstate insurance policyholders can expect to find some of the following accidents covered under their insurance plan:
- Auto Accidents
- Bicycle Accidents
- Boating Accidents
- Dog Bites
- Dog Attacks
- Motorcycle Accidents
- Pedestrian Accidents
- SUV rollover accidents
- Slip and Fall Accidents
- Truck Accidents
- Wrongful death accidents
Allstate may provide a vast number of coverage plans for its policyholders, it is still a business and will tend to act as such, meaning there is no guarantee that they will offer a full compensation amount to their policyholders. For policyholders looking to receive a fair settlement amount, it is in their best interest to seek representation from a lawyer who is an expert at handling companies like Allstate. An attorney with experience in negotiating with Allstate can assist you in settling a suitable injury claim with the large insurance provider. Whether you are attempting to receive a full settlement amount for your truck accident claim, have a motorcycle accident injury case, or are trying to file a car accident lawsuit, our experienced lawyers at Normandie Law Firm can guide you through the process of fighting your insurance provider for a fairer claim for compensation.
How To Negotiate An Injury Settlement Claim With Allstate Insurance Company
Clients who are trying to seek proper compensation from their Allstate insurance plan, ask our attorneys a broad range of questions about how best to negotiate with an Allstate, insurance adjuster. A list of these commonly asked questions is bulleted below for your reference:
- What are the best negotiation tactics against Allstate Insurance?
- What are the best negotiation tactics to use against Allstate Insurance for a car accident?
- Do Insurance Companies like Allstate have my best interest in mind?
- How do I settle an accident injury claim with Allstate
- How do I negotiate with an insurance claims adjuster
Unfortunately, insurance companies are businesses, and they tend to operate as such. They may often say they are concerned about the damages that their policyholders have sustained, at the end of the day they will still make an added effort to lowball your settlement claim. For this reason, it is in your best interest to take note of the best way to negotiate with your insurance provider. Bulleted below are some tips to help you in negotiating with negotiating with an Allstate insurance claims adjuster:
- Communicate your settlement offer to your adjuster: Once you have understood the size and scope of your losses, you should then use this information to arrive at a settlement amount that will adequately compensate you for your damages. This includes everything involved in your injuries, such as medical bills, ongoing treatment costs, pain and suffering, and a loss of wages. For instance, if you were involved in a car accident, when making your car accident settlement claim it is best to go beyond whether your vehicle was a total loss. Make an added effort to describe and calculate all the damages that were caused by accident.
- Expect the “back and forth,”: In almost all circumstances, your claim adjuster will likely reject your settlement offer at first. They will try and make a counteroffer that is far beneath your initial request for compensation. This tactic is common amongst insurance adjusters and is used to determine how much ‘fight’ you have in you, and whether the claim can be settled quickly. It is highly recommended that you ask your adjuster to justify the amount they are offering.
- Know matters to your insurance adjuster: Even if your damages are quite extensive, insurance adjusters rarely care about your situation. They are most likely concerned about the financial status of Allstate; essentially how much money they are going to have to shell out to keep you satisfied. For this reason, it is, important to make your insurance adjuster aware of useful facts that would amount to Allstate paying a lot more money if they do not agree to your settlement amount. These facts can include things that would be useful in a trial setting, and also demonstrate that you are not going to settle your claim for much less than its worth.
With these tips, and the help of an attorney who has experience in negotiating with Allstate or any other insurance provider, the odds of reaching a positive outcome for your case is in your favor. As previously stated, insurance companies, like Allstate, don’t always act in your best interest in mind, and if you try and fight them on your own, you will likely end up on the short end of the stick. For this reason, it is highly recommended that you seek proper legal representation from an expert attorney with expertise in Allstate Insurance injury lawsuits so that you can receive the settlement claim that you deserve for your damages.
About Normandie Law Firm
Having the assistance of an experienced attorney well-versed on the negotiating tactics of insurance companies can make the difference between receiving a sizeable claim for compensation and receiving a compensation amount far below your needs. At Normandie Law Firm, our skilled attorneys have years of experience in negotiating not just with Allstate Insurance but insurance companies throughout the United States. Our law firm is based in Los Angeles. However, our attorneys still practice in San Diego, Orange County, Riverside, Bakersfield, San Francisco, Fresno, Sacramento and throughout the state of California.
Free Second Opinions
Some attorneys are lazy, and will sign you up to their firm but will disappear once your name is on the paper as they are busy signing up more cases. In these instances, their business is based more on volume and will attempt to sign up as many cases as possible. In turn, they will spend less time on cases resulting in severely reduced settlements. Our firm will not treat you like a number. We will be in communication with you throughout our lawsuit and will treat you like family. So if you already have an attorney don’t worry, we’ll give you a second review of your case 100% free of charge.
Zero Fee Guarantee-No Upfront Fees Ever
If you contact our law offices today, we can walk you through the complicated process of filing your claim completely free of charge. As a show this commitment to you and your case we offer our clients the benefits of a zero fee guarantee policy. Under our zero fee policy, all clients don’t pay for our services until their case is won. If you feel in need of a second opinion, second opinion case reviews are also free under this policy. Please, feel free to give us a call, and we can guide you down the path of receiving proper compensation for your damages. Call us today to speak with a lawyer experienced in Allstate Insurance cases.