When an insurance policyholder gets injured more than likely, they will expect to receive suitable compensation from their insurance provider. This compensation is intended to pay for this like past and future medical bills, loss of wages, loss of potential future income, and pain and suffering. However, there is no guarantee that your insurance company will provide you with all the compensation you need to recover your damages fully. For this reason, it is in your best interest to seek an attorney with expertise in negotiating with insurance companies. This article will focus on the best negotiation tactics against the insurance company, State Farm. At Normandie Law Firm, one of the top-rated law firms in the city, our experienced lawyers have a wealth of experience in negotiating with State Farm. We can help you avoid lowball offers made by State Farm representatives and ensure that you get the compensation that you deserve for your damages. If you have any questions after reading this article, please feel free to reach out to our law firm for a free consultation by one of our skilled attorneys with experience in State Farm Insurance cases.
State Farm Insurance Company
State Farm is an insurance group that provides insurance coverage throughout the United States. Primarily serving auto insurance plans through their sub-company: State Farm Mutual Automobile Insurance Company, State Farm also provides coverage for a wide variety of personal injury and property damage. State Farm was founded in 1922 by retired farmer made insurance salesman George Jacob “G.J” Mecherle. First founded as a single-line auto insurance company, State Farm has moved on to provide nearly 100 products and services in five different forms of businesses. Some of these insurance plans provide coverage for things like:
- Auto Accidents
- Bicycle Accidents
- Boating Accidents
- Motorcycle Accidents
- Pedestrian Accidents
- SUV rollover accidents
- Slip and Fall Accidents
- Truck Accidents
- Wrongful Death Accidents
While this company may provide a wide range of insurance plans, there is no guarantee that State Farm policyholders will receive the full compensation that they deserve for their injuries. Whether you are trying to make a truck accident claim, have a motorcycle accident injury case, or are trying to file a car accident lawsuit, our top attorneys with experience handling State Farm Insurance claims at Normandie Law Firm can assist you in negotiating for a farther insurance claim for compensation.
How To Negotiate An Injury Settlement Claim With State Farm Insurance
Many State Farm policyholders often ask our accomplished attorneys a variety of questions regarding how to negotiate with an insurance adjuster. Some of these frequently asked questions include:
- What is the best way to negotiate with an insurance claims adjuster
- What are some tips to negotiate with an insurance company
- Do Insurance Companies have my best interest in mind
- How Can I negotiate an Injury Settlement Claim With State Farm Insurance
While these companies may appear to be concerned for you and your loved ones injuries and damages they are still companies at the end of the day and will make an added effort to give you as little leeway as possible in receiving a claim for compensation. Listed below are some tips for negotiating with an insurance adjuster:
- Communicate your settlement offer to your adjuster: Once you have understood the cost and scope of your losses, you should then use this information to arrive at a settlement amount that will properly compensate you for your damages. This includes everything involved in your injuries, such as medical bills, ongoing treatment costs, pain and suffering, and a loss of wages. For instance, if you were involved in a car accident, when making your car accident settlement claim it is best to go beyond whether your vehicle was a total loss. Make an added effort to describe and calculate all the damages that were caused by accident.
- Expect the “back and forth,”: In almost all circumstances, your claim adjuster will likely reject your settlement offer at first. They will try and make a counteroffer that is far beneath your initial request for compensation. This tactic is common amongst insurance adjusters and is used to determine how much ‘fight’ you have in you, and whether the claim can be settled quickly. It is highly recommended that you ask your adjuster to justify the amount they are offering.
- Know matters to your insurance adjuster: Even if your damages are quite extensive, insurance adjusters rarely care about your situation. They are most likely concerned about the financial status of State Farm; essentially how much money they are going to have to shell out to keep you satisfied. For this reason, it is, important to make your insurance adjuster aware of useful facts that would amount to State Farm paying a lot more money if they do not agree to your settlement amount. These facts can include things that would be useful in a trial setting, and also demonstrate that you are not going to settle your claim for much less than its worth.
With these useful tips and a lawyer who is an expert at dealing with State Farm insurance and other insurance providers, you can more than likely reach a compensation claim that better suits your needs. Unfortunately, insurance companies do not act fairly, and if you try and fight them on your own, you will more than likely end up with the short end of the stick, as they will give you an offer far below your needs. That is why you will need the skills of a qualified lawyer experienced in State Farm Insurance cases so you can receive the compensation you deserve.
How Normandie Law Firm Can Help
Having the assistance of an experienced attorney well-versed on the negotiating tactics of insurance companies can make the difference between receiving a sizeable claim for compensation and receiving a compensation amount far below your needs. At Normandie Law Firm, our expert attorneys have years of experience in negotiating not just with State Farm but insurance companies throughout the United States. Clients who file a claim with our law firm could find some, if not all, of the damages compensable in their case:
- Any and all medical expenses
- Loss of Income
- Loss of potential future income
- Emotional Damages (anxiety, depression, PTSD, etc…)
- Punitive Damages (which are hard to win, and can only be successfully argued for by an attorney with expertise in State Farm Insurance injury lawsuits)
Those looking for assistance in negotiating for a better claim from their insurance provider can contact our law offices where one of our skilled legal associates can guide you through the process. Our attorneys practice in San Diego, Orange County, Riverside, Bakersfield, San Francisco, Fresno, Sacramento and throughout the state of California.
Free Second Opinions
Some attorneys are lazy, and will sign you up to their firm but will disappear once your name is on the paper as they are busy signing up more cases. In these instances, their business is based more on volume and will attempt to sign up as many cases as possible. In turn, they will spend less time on cases resulting in severely reduced settlements. Our firm will not treat you like a number. We will be in communication with you throughout our lawsuit and will treat you like family. So if you already have an attorney don’t worry, we’ll give you a second review of your case 100% free of charge.
Zero Fee Guarantee-No Upfront Fees Ever
If you contact our law offices today, we can walk you through the complicated process of filing your claim completely free of charge. As a show this commitment to you and your case we offer our clients the benefits of a zero fee guarantee policy. Under our zero fee policy, all clients don’t pay for our services until their case is won. If you feel in need of a second opinion, second opinion case reviews are also free under this policy. Please, feel free to give us a call, and we can guide you down the path of receiving proper compensation for your damages. An attorney who has experience in State Farm Insurance cases will be able to assist you.
