When an insurance policyholder suffers an injury from a qualifying accident, that policyholder can expect to receive a portion of their damages back via a settlement claim for compensation from that insurance company. This compensation amount is intended to cover things like medical bills, a loss of wages, a potential loss of future wages, and any pain and suffering the policyholder may have experienced as a result of the accident. However, there is no guarantee that an insurance company will cover all the damages that the policyholder has suffered. In some cases, insurance companies provide policyholders with a lowball offer, resulting in said policyholder having to pay out of pocket for their damages. Fortunately, if you have been given a less than satisfactory offer from your insurance adjuster you can make a more suitable counter offer with the help of an attorney with expertise in negotiating with insurance companies. The insurance company of focus in this article is Liberty Mutual. At Normandie Law Firm, one of the top-rated law firms in California, our experienced lawyers have a wealth of experience in negotiating with insurance companies like Liberty Mutual. With our help, we can earn you the insurance claim that you deserve. If you have any questions after reading this article, please feel free to reach out to our top law offices for a free consultation by one of our expert attorneys with experience in Liberty Mutual Insurance cases.
Liberty Mutual: The Company
Liberty Mutual Insurance was founded in 1912 and is today considered the fourth largest property and casualty insurer in the United States. Based out of Boston Massachusetts, Liberty Mutual has over 500,000 employees and approximately 900 different locations scattered across the world. While the company may operate as a separate entity outside of the United States, policyholders in the United States are considered equal shareholders of the company. Liberty Mutual offers a large series of coverage to protect against some of the following accidents:
- Auto Accidents
- Bicycle Accidents
- Boating Accidents
- Dog Bites
- Dog Attacks
- Motorcycle Accidents
- Pedestrian Accidents
- SUV rollover accidents
- Slip and Fall Accidents
- Truck Accidents
- Wrongful Death Accidents
While it may seem as though Liberty Mutual has your best interest in mind by providing a wide range of coverage plans, no guarantee said policyholders would receive full compensation for their insurance claim. If you feel as though your insurance company has given them an unfair offer, you may be able to seek legal representation from a lawyer who is an expert in cases of this nature. An experienced attorney can help you in settling a suitable injury claim with large insurance providers like Liberty Mutual. Whether you are hoping to receive a full settlement amount for your truck accident claim, have a motorcycle accident injury case, or are trying to file a car accident lawsuit, our qualified attorneys with experience handling Liberty Mutual Insurance claims at Normandie Law Firm can guide you through the process of fighting your insurance provider for a fairer claim for compensation.
How To Negotiate An Injury Settlement Claim With Liberty Mutual Insurance Company
Those who are hoping to seek an adequate compensation for their Liberty Mutual insurance claim, often ask our attorneys a broad range of questions about how best to negotiate with a Liberty Mutual insurance adjuster. Some of these frequently asked questions are bulleted below for your reference:
- What are the best negotiation tactics against Liberty Mutual Insurance?
- Do insurance companies like Liberty Mutual have my best interest in mind?
- What are the best negotiation tactics to use against Liberty Mutual Insurance for a car accident?
- How do I settle an accident injury claim with Liberty Mutual?
- How do I negotiate with an insurance claims adjuster?
Unfortunately, Liberty Mutual and other insurance companies are businesses, and they tend to operate as such. While they may state that they are concerned for the damages that you and their other policyholders endure, at the end of the day they will still make an added effort to offer you the lowest settlement claim possible. For this reason, it is in your best interest to take note of the best way to negotiate with your insurance provider. Bulleted below are some tips to help you in negotiating with a Liberty Mutual insurance claims adjuster:
- Communicate your settlement offer to your adjuster: Once you have understood the size and scope of your losses, you should then use this information to arrive at a settlement amount that will adequately compensate you for your damages. This includes everything involved in your injuries, such as medical bills, ongoing treatment costs, pain and suffering, and a loss of wages. For instance, if you were involved in a car accident, when making your car accident settlement claim it is best to go beyond whether your vehicle was a total loss. Make an added effort to describe and calculate all the damages that were caused by accident.
- Expect the “back and forth,”: In almost all circumstances, your claim adjuster will likely reject your settlement offer at first. They will try and make a counteroffer that is far beneath your initial request for compensation. This tactic is common amongst insurance adjusters and is used to determine how much ‘fight’ you have in you, and whether the claim can be settled quickly. It is highly recommended that you ask your adjuster to justify the amount they are offering.
- Know matters to your insurance adjuster: Even if your damages are quite extensive, insurance adjusters rarely care about your situation. They are most likely concerned about the financial status of Liberty Mutual; essentially how much money they are going to have to shell out to keep you satisfied. For this reason, it is, important to make your insurance adjuster aware of useful facts that would amount to Liberty Mutual paying a lot more money if they do not agree to your settlement amount. These facts can include things that would be useful in a trial setting, and also demonstrate that you are not going to settle your claim for much less than its worth.
With these tips and the help of an attorney experienced in negotiating with Liberty Mutual or any other insurance provider, the odds of reaching a positive outcome for your case are in your favor. As stated prior, insurance companies like Liberty Mutual don’t always act in your best interest in mind. While you can try to fight them on your own, you will likely end up on the short end of the stick. For this reason, it is incredibly important that you seek proper legal representation with an accomplished attorney with expertise in Liberty Mutual injury lawsuits so that you can receive the settlement claim you deserve for your damages.
How Normandie Law Firm Can Help
Having the assistance of an experienced attorney well-versed on the negotiating tactics of insurance companies can make the difference between receiving a sizeable claim for compensation and receiving a compensation amount far below your needs. At Normandie Law Firm, our skilled attorneys have years of experience in negotiating not just with Liberty Mutual Insurance but insurance companies throughout the United States. Our law firm is based in Los Angeles. However, our attorneys still practice in San Diego, Orange County, Riverside, Bakersfield, San Francisco, Fresno, Sacramento and throughout the state of California.
Free Second Opinions
Some attorneys are lazy, and will sign you up to their firm but will disappear once your name is on the paper as they are busy signing up more cases. In these instances, their business is based more on volume and will attempt to sign up as many cases as possible. In turn, they will spend less time on cases resulting in severely reduced settlements. Our firm will not treat you like a number. We will be in communication with you throughout our lawsuit and will treat you like family. So if you already have an attorney, don’t worry, we’ll give you a second review of your case 100% free of charge. An attorney who has experience in Libtery Mutual Insurance cases will be able to help you determine the reliability of your current lawyer.
Zero Fee Guarantee-No Upfront Fees Ever
If you contact our law offices today, we can walk you through the complicated process of filing your claim completely free of charge. As a show this commitment to you and your case we offer our clients the benefits of a zero fee guarantee policy. Under our zero fee policy, all clients don’t pay for our services until their case is won. If you feel in need of a second opinion, second opinion case reviews are also free under this policy. Please, feel free to give us a call, and we can guide you down the path of receiving proper compensation for your damages. A lawyer experienced in Liberty Mutual Insurance cases will answer all of your questions.
