Car accidents can leave their victims with a wide range of injuries ranging from minor bumps and bruises to truly severe brain and spinal cord damage. Often drivers are insured by an auto insurance company, and when those drivers experience car accidents can expect to be compensated for the damages they had sustained through a settlement payout. However, these insurance companies, and for the sake of this article, Access Insurance Company, operate like businesses, and in some instances, car insurance policyholders can receive first offers that don’t suitably fit the damages that they experienced. Many policyholders are aware of this, however, are left in the dark in regards to how much money they will receive after an accident. Fortunately, with the help of an experienced legal consultant, you can get a gauge as to the potential value of your Access Insurance settlement offer. At Normandie Law Firm our Los Angeles attorneys can guide you through the process of receiving the most for your injury settlement and can help represent you and your case in court if Access insurance refuses your settlement claim. If you have any questions after reading this article, please feel free to reach out to our Los Angeles law offices for a free consultation by one of our skilled legal associates.
Access Insurance Company
Access Insurance was founded in 1994, and today operates in 22 states across the United States. The company provides their policyholders a wide variety of insurance products, covering things like auto accidents, truck accidents, motorcycle accidents, bicycle accidents, pedestrian accidents, slip and fall accidents, wrongful death accidents and so many others. Unfortunately, Access Insurance is much like any other insurance company in that they operate with their business interests in mind. This means they will more than likely do their best to offer as little as possible in compensating you for your damages. The variances that come with determining a settlement offer can leave Access Insurance policyholders in the dark as to how much their settlement ought to be worth. If you are an Access policyholder and are unsure of what your settlement offer ought to be, you can reach out to an attorney to guide you through the process. With a skilled attorney on your side, you can not only reach an estimated value of your settlement, but you can also argue for a better settlement offer, and even sue the insurance company if they refuse to offer a settlement.
Automobile Accidents
Automobile accidents can be incredibly damaging, and they can involve more than just your typical four-door sedan. These accidents can involve trucks, motorcycles, bicycles, and any other motorized vehicle collision. The force behind these accidents can range from the minor bumps to high impact accidents that, even with proper safety measures in place, can put the driver and passengers at serious risk. The damages caused by auto collisions can drastically affect the lifelong well-being of the victims, sometimes inflicting incurable and chronic conditions. Victims of severe injuries from car accidents may require extensive medical treatment which can be incredibly expensive. Over time, the victims could collect an insurmountable level of debt that can add a further burden to them. Fortunately, a majority of drivers and passengers rely on their insurance provider to cover the damages that these accidents can cause. Through a car accident injury settlement, a car accident victim can receive compensation for damages like pain and suffering, medical expenses, and property damage. However, a large number of insurance policyholders are unaware of how much their settlement claims will be and after a car accident is left uninformed until they decide to file a claim. For this reason, car accident victims will often turn to an attorney to help them understand the potential value of their settlement claim, and how to argue for the best settlement payout offer possible.
Access Settlement Amounts
As mentioned prior, many Access insurance policyholders are left in the dark as to how much Access Insurance offers for car accidents. These car accident victims often ask our attorneys a wide variety of questions regarding this topic of Access settlement amounts. Unfortunately, answering these questions is a little more complicated than it may seem, and it is recommended that Access policyholders with potential claims sit with an attorney experienced in the matter of dealing with insurance companies. Having the right legal help can give you a good idea as to how much your settlement should be worth, and what you can expect to be offered by Access Insurance. Listed below are some questions that our clients frequently ask our attorneys:
- What is the average Access settlement for a car accident?
- Is there some Access Insurance Settlement Calculator that I can use?
- How long does it take to receive a settlement from Access Insurance?
- What is the average Access settlement offer for an auto accident?
As mentioned prior, the answers to these questions are a little more complicated than many may understand. For starters, settlement offers from Access for a car accident vary in value depending on the factors that make up your case. For instance, the offer could be higher if you receive injuries from a car accident that require extensive medical treatment. However, the offer you receive may be lower if the accident only resulted in a minor property damage after a rear-end collision. Essentially, determining the damages that you sustained can give you a general idea as to how much you should expect your Access settlement offer to be. Unfortunately, for this exact reason, it is challenging to determine an average Access settlement amount. As previously stated there is a wide range of factors that go into the damages caused by each car accident, and as such are difficult to generalize and average out. While our attorneys could come up with a possible average, there is no guarantee that your case will apply to this average. The same could be said for settlement calculators. There is no guarantee that estimating values for your damages and plugging them into a calculator will result in an accurate solution. To put it simply, the best way to get an idea of your potential settlement amount is to seek the guidance of an attorney experienced in dealing with cases of this nature.
Fortunately, how long it takes to receive a settlement from Access Insurance or any other insurance company is dictated by the state. California state law states that all insurance companies must acknowledge the receipt of a claim within 15 days of it being filed. The law also dictates that these companies are expected to respond to the claim within 40 days after receiving proof of the claim. If the company accepts the claim, that claim must be paid out to the injured party within 30 days from the date the settlement was reached.
To help you get a better idea of what kind of settlement offer you can expect to receive from Access Insurance we’ve compiled a list of some hypothetical settlement values. These potential settlement values are bulleted below:
- If you suffered minor injuries, such as sprains or soft tissue damage, and suffered minor damage to your vehicle, Access Insurance may pay between $10-20,000 for your damages.
- If your damages were more severe, such as whiplash or chronic back pain, and resulted in the need for physical therapy Access Insurance may pay significantly more, ranging from anywhere between $30,000-$50,000
- If your damages involved intensive surgery or permanent nerve damage the amount, Access Insurance might pay you can increase significantly. Depending on the type of damages suffered, your settlement could be anywhere from $75,000-$100,000
How Normandie Law Firm Can Help
Insurance companies like Access Insurance Company may appear to have your best interest in mind, however, are still businesses and will try and pay as little as possible in insurance settlements. For this reason, it is incredibly important to have a skilled attorney on your side to advise you during the process, and to offer representation if you need to dispute your first offer. At Normandie Law Firm our experienced attorneys can guide you through the process of earning the compensation you deserve for your damages. Those who file a claim through our law firm could find some, if not all of the following damages compensable to them:
- Past and Future Medical Bills
- Loss of Wages
- Loss of Potential Future Wages
- Pain and Suffering
- Emotional Distress (depression, anxiety, PTSD, etc…)
- Punitive Damages
Victims of auto accidents that are seeking proper compensation for their damages through their Access Insurance coverage plan can contact our law offices to receive further information. While our attorneys are based in Los Angeles, they also practice in San Diego, Orange County, Riverside, Bakersfield, San Francisco, Fresno, Sacramento and throughout the state of California.
Free Second Opinions
Other attorneys will sign you up to their firm but will disappear once your name is on the paper as they are busy signing up more cases. In these instances, their business is based more on volume and will attempt to sign up as many cases as possible. In turn, they will spend less time on cases resulting in severely reduced settlements. Our firm will not treat you like a number. We will be in communication with you throughout our lawsuit and will treat you like family. So if you already have an attorney don’t worry, we’ll give you a second review of your case 100% free of charge.
Zero Fee Guarantee-No Upfront Fees Ever
If you contact our law offices today, we can walk you through the complicated process of filing your claim completely free of charge. As a show this commitment to you and your case we offer our clients the benefits of a zero fee guarantee policy. Under our zero fee policy, all clients don’t pay for our services until their case is won. If you feel in need of a second opinion, second opinion case reviews are also free under this policy. Please, feel free to give us a call, and we can guide you down the path of receiving proper compensation for your damages.
