When an insurance policyholder is injured as a result of an accident, that policyholder has every right to expect at least some sort of compensation for their damages from their insurance provider. This compensation is intended to reimburse policyholder victims for things like medical expenses, a loss of wages, the potential loss of future wages, property damage, and other related damages. However, this is not always the case as some insurance providers will not provide a proper claim for compensation for their policyholders. When this is the case, said policyholder has every right to seek an expert attorney with expertise in Access injury lawsuits, and file an injury or accident lawsuit against them. The insurance provider of focus in this article is Access Insurance. At Normandie Law Firm, one of the top law firms in the city, our lawyers have the expertise in dealing with a company like Access. If you have any questions after reading this article, please feel free to reach out to our law firm for a free consultation by one of our top-rated attorneys with experience in Access insurance cases.
Access: The Company
Access Insurance was founded in 1994, and in its 18-year-tenure, has acquired licenses to operate in 22 states, and has plans to continue expanding into additional states. Access provides auto insurance for people across the United States and covers things like:
- Auto Accidents
- Bicycle Accidents
- Boating Accidents
- Motorcycle Accidents
- Pedestrian Accidents
- SUV rollover accidents
- Slip and Fall Accidents
- Truck Accidents
- Wrongful Death Accidents
Access may seem to provide their policyholders with some coverage plans. However, there is no guarantee that policyholders would receive a full settlement for the damages of their accident. Much like other insurance policyholders, Access policyholders that never have to file a claim often report being satisfied with their coverage plans. However, Access policyholders that do have to file a claim often complain about not receiving adequate compensation for their damages. Fortunately, the victims of these accidents can seek a more suitable settlement amount by filing an Access Insurance claim lawsuit. Through these lawsuits, victims who feel as though they have been treated unfairly by the Access Insurance settlement process can seek more suitable compensation to help them fully recover. It is also important to note that, like all suits, it is in your best interest to seek a qualified lawyer with experience handling Access Insurance Company claims. It is also helpful to understand the rules and regulations that may influence your particular case.
Access Auto Accident Claims
Based on a report made by the US National Highway Traffic Safety Administration or NHTSA, nearly 1.3 million people die every year as a result of road accidents. This vast sum averages out to roughly 3,287 deaths a day. On top of that, an additional 20-50 million people are either injured or disabled as a result of these road accidents. These statistics make it abundantly clear that auto accidents are both frequent and incredibly damaging to those who have had to experience them. As well as the physical damages that can arise as a result of these accidents, there is also the fact that the treatment needed to recover from these injuries can cause significant monetary damages as well. There is also the added expenses needed to repair the property damaged in the accident. For this reason, it is important that victims receive a full auto accident settlement claim by their Access car accident claim policy. Some common injuries caused as a result of auto accidents are listed as follows:
- Brain Injuries (Traumatic Brain Injuries or TBIs)
- Other Head Injuries
- Neck and Back Injuries
- Chest Injuries
- Diaphragm Rupture
- Pelvis/Abdominal Injuries
- Leg and Knee Injuries
- Foot Injuries
This is just a handful of the injuries that a victim can endure as a result of an auto accident. Sometimes these injuries can be relatively minor, like whiplash, although sometimes they can bring on life-threatening and chronic conditions like spinal cord or brain damage. The medical treatment needed to recover from these damages fully can be expensive. This is why those who experience auto accident damages should receive suitable compensation from their Access injury claim. Fortunately, victims left with a lesser claim can seek more suitable forms of compensation through an Access Insurance claim lawsuit. However, like all personal injury lawsuits, reaching a positive result is never a guarantee, so it is in your best interest that you seek out an attorney with experience in handling Access Insurance, as an Access car accident lawyer.
One important aspect to take note of in an auto accident lawsuit is the process of determining who was at fault in the accident. These processes of identifying fault tend to vary from state to state, so it can be especially difficult to define fault without an experienced Access car accident attorney on your side. Another important aspect of car accident lawsuits is the statute of limitations that govern them. The statute of limitations for a lawsuit define the period in which a victim has to bring their case to court. If the victim fails to take legal action within the given time, there is a high chance that their case will be dismissed in court. The statute of limitations also varies from state to state. For instance, in the state of California, most auto accident lawsuits must be brought to court within two years of the date of the accident. It is also important that victims collect all the evidence they can immediately after their accident. This evidence can take the form of photographs, eyewitness testimonies, or police reports. With this evidence, the victim can better negotiate the terms of their insurance claim and help prove the fault of the other drivers involved. These aspects are true of all auto accidents, whether caused by a motorcycle, truck, or personal-use car.
For more assistance in determining liability, contact a skilled attorney who has experience in Access Insurance cases.
Access Truck Accidents
Truck accidents are known to inflict some seriously life-threatening damages upon victims. This is especially true when compared to the potential damage than an accident involving two personal-use cars can cause. In almost all situations, a fully loaded commercial truck can weigh roughly 20 times heavier than a personal-use car. This vast difference in size and weight can result in accidents that are far more likely to result in severe injuries. Commercial trucks can include: smaller six-wheeled rigs and freight sized eighteen wheeled trucks. Some of the common injuries caused by truck accidents are listed as follows:
- Back and Neck Injuries
- Broken Bones
- Head Injuries
- Internal Injuries
- Lacerations
- Rib and Torso Injuries
- Seat Belt Injuries
- Spinal Cord Injuries and Paralysis
When an insured policyholder gets into an accident involving a commercial truck, said policyholder could file an insurance claim through their provider, or the insurance provider of the at-fault driver. However, there is always a chance that the insurance company, like Access, will only provide a minimal compensation amount. Sometimes this settlement payout is not enough to cover the full damages endured. When this occurs, the victim has every right to fight the unfair offer and file a personal injury insurance claim against Access Insurance. However, when pursuing legal action against Access, it is highly recommended that you seek the assistance of an attorney experienced in negotiating with insurance companies. While everyone has a right to represent themselves in court, the odds of earning a suitable compensation amount increase the moment you employ the assistance of an experienced attorney.
Access Motorcycle Accidents
Motorcycle accidents, in a majority of cases, can cause devastating injuries for both the driver and rider onboard. Unlike other personal vehicles, motorcycles lack the proper protection against collisions. Instead, motorcycle occupants are exposed to the full force of an impact. According to a report made by the NHTSA, 72 out of every 100,000 registered motorcycles get into serious accidents. This statistic is especially shocking once you take into account the number of people who use motorcycles as their primary form of transportation. When an insured motorcycle is involved in an accident, the insurance company belonging to the driver at-fault in most cases can be held liable for the damages. The victim can then negotiate with the insurance company, like Access, for an adequate settlement. However, relieving said settlement is not always the case. If you or a loved one have experienced a motorcycle accident but have failed to receive proper compensation for your damages you may be eligible to file a lawsuit against Access Insurance. However, when pursuing a lawsuit, it is in your best interest to seek representation from an expert attorney to help you sue Access for injuries.
How Normandie Law Firm Can Help
Having an accomplished attorney on your side can make the difference between filing a successful claim for compensation and having your case dismissed from court entirely. If you file a claim with our law firm you could find some, if not all of the following damages compensable:
- Past & Future Medical Expenses
- A Loss of Wages
- Potential Loss of Future Wages
- Pain and Suffering
- Emotional Distress (anxiety, depression, PTSD, etc..)
- Punitive Damages
At Normandie Law Firm we have experienced lawyers with experience in fighting for the full compensation of insurance policyholders. While our attorneys are based out of Los Angeles, we also practice in San Jose, Oakland, San Francisco, Sacramento, Fresno, San Diego, Orange County, Stockton, Bakersfield, and throughout the entire state of California.
FREE LEGAL CONSULTATION: As a show this commitment to you and your case we offer our clients the benefits of a zero fee guarantee policy. Under our zero fee policy, all clients don’t pay for our services until their case is won. If you feel in need of a second opinion, second opinion case reviews are also free under this policy. Call now for a free consultation by a lawyer experienced in Access Insurance cases, and we can guide you down the path of receiving proper compensation for your damages.
