When insurance policyholders suffer from injuries, in most cases, they receive some form of compensation from their insurance provider. However, there are incidents wherein a victim does not receive full compensation from their insurance company and must seek more suitable compensation for their injuries through the pursuit of a lawsuit. Through filing a personal injury insurance claim lawsuit, victims of damaging accidents can seek full compensation for the damages not afforded them by their insurance provider. The insurance company of focus in this article is Allstate. At Normandie Law Firm, one of the top law groups in Southern California, our expert Los Angeles personal injury lawyers can assist you in building your case, and filing a lawsuit against Allstate for the damages. If you have any questions after reading this article, please feel free to contact our law offices for a free consultation by one of our qualified legal associates. A skilled attorney with expertise in Allstate injury lawsuits will be able to help you.
Allstate: The Company
Allstate is considered the largest publicly held personal lines property and casualty insurer in America. Founded in 1931, Allstate became publicly traded in 1993. Widely known by their slogan, “You’re in God Hands with Allstate,” as of 2015 the insurance provider has nearly $104.7 billion in total assets. Allstate offers its providers access to auto, home, and life insurance coverage through Allstate agencies, independent agencies, and Allstate exclusive financial representatives. Today, Allstate has nearly 12,000 exclusive Allstate agencies and financial representatives in the United States and Canada. One such popular agency, Esurance is owned under the Allstate brand and offers auto insurance directly to consumers online, through call centers, and through select agents. Some accidents that Allstate provides coverage for are listed as follows:
- Auto Accidents
- Bicycle Accidents
- Boating Accidents
- Dog Bites
- Dog Attacks
- Motorcycle Accidents
- Pedestrian Accidents
- SUV rollover accidents
- Slip and Fall Accidents
- Truck Accidents
- Wrongful death accidents
However, while Allstate may be the largest publicly traded insurance company in the United States, there are some instances where they do not pay full compensation for the damages that one of their customers may have received. When this is the case, the policyholder has every right to pursue legal action and seek compensation through the filing of a personal injury lawsuit.
Allstate Auto Accidents
According to reports, roughly 1.3 million people die every year in road crashes, and an additional 20-50 million people are left injured or disabled from severe physical damages. These statistics make it clear that auto accidents are frequent and can be incredibly damaging to those who have to endure them. There is also an added weight of pressure from the financial and emotional damages that come along with an auto accident. For this reason, it is important that victims receive the full compensation deserved to them by an Allstate auto insurance claim. Some of the common injuries suffered as a result of an auto accident are as follows:
Brain Injuries (Traumatic Brain Injuries or TBIs)- Other Head Injuries
- Neck and Back Injuries
- Chest Injuries
- Diaphragm Rupture
- Pelvis/Abdominal Injuries
- Leg and Knee Injuries
- Foot Injuries
These are just some of the injuries that can occur in an auto accident. Some of them may require only minor treatment while others may require extensive hospital care. Regardless, the medical expenses from treatment can be damaging in itself. That is why being left with minimal compensation after an auto accident is simply not possible for a large number of people. Thankfully, when a victim feels as though their insurance settlement payout is too little a lawsuit can be filed in order to get all the financial assistance owed to them. Like all personal injury lawsuits, it is required that the plaintiff prove the defendant somehow acted in fault.
Determining fault in an auto accident is fairly challenging at times, that is why it is important to collect all the evidence you can immediately after the accident. The evidence a plaintiff typically consists of photographs, eyewitness testimonies, or police reports. In these suits, fault doesn’t need to be proven beyond ‘any reasonable doubt,’ or rather, it must be shown through clear and convincing evidence. Essentially, this means that the proof needed to win the case is relatively low, so allegations of fault don’t have to be indisputable. Regardless of the circumstances of your car accident, it is important to seek legal representation from an Allstate car accident attorney in order to help you receive a more suitable auto insurance claim. Without an accomplished lawyer with experience handling Allstate claims, you may not be able to win your case.
Allstate Truck Accidents
Accidents that involve commercial trucks can be incredibly dangerous, especially when compared to accidents that involve two personal-use vehicles. Typically a fully loaded commercial truck can weigh 20 times as much as an ordinary car. With this vast difference in weight and size, accidents involving trucks are more likely to result in severe and even fatal injuries. A commercial truck can include smaller six-wheeled rigs, as well as freight sized eighteen wheeled trucks. Bulleted below are some of the injuries a victim can endure in a commercial truck accident:
- Back and Neck Injuries
- Broken Bones
- Head Injuries
- Internal Injuries
- Lacerations
- Rib and Torso Injuries
- Seat Belt Injuries
- Spinal Cord Injuries and Paralysis
In the event that you or a loved one suffers from any of these injuries or any injuries similar, as the result of a truck accident you may file an insurance claim for compensation through Allstate. However, if you do not receive the full compensation that is owed to you, you can fight for a truck accident insurance claim lawsuit. These types of lawsuits are in most cases filed against the company that owns the truck responsible for the damages, and any settlement payouts will come from the truck companies’ insurance provider. For this reason, it is important to seek the assistance of an attorney who has experience in Allstate injury claims, as these large companies are more than likely going to have the resources to hire a whole team of legal experts to dispute your claims.
Allstate Motorcycle Accident
Motorcycle accidents can result in truly devastating injuries. Unlike most cars and trucks, motorcycles are not equipped with the same degree of safety measures. This lack of safety leaves drivers and riders almost completely exposed to the full force of a collision. According to the U.S National Highway Traffic Safety Administration (NHTSA), out of every 100,000 registered motorcycles, 72 get into serious accidents. These are fairly high statistics considering how many people use motorcycles as their primary source of transportation. When a motorcycle is involved in an accident the insurance company of the driver at fault is typically deemed responsible for the damages. The rules of determining fault vary from state to state, so it is recommended that you seek out the assistance of an experienced attorney to help you navigate the complexities that involve your particular case.
Allstate Slip and Fall Accident
Slip and fall accidents can cause injuries ranging from minor bumps and bruises to severe debilitating injuries that can leave a victim with a lifetime of poor conditions. Slip and fall accidents can occur nearly anywhere, but when they occur on the property of an Allstate policyholder, there is a high chance that you can go to Allstate to receive some form of compensation for your injuries. However, if your settlement is less than desired you have every right to seek legal representation to fight for a more suitable compensation amount for your damages. Listed below are some of the common injuries that a victim can suffer as a result of a slip and fall accident:
- Head Injuries: Head injuries can range from minor contusions (or brain bruising) to more severe traumatic brain injuries or TBIs. Some TBIs can cause ongoing seizures, mood changes, cognitive impairment and other debilitating symptoms. In most cases, head injuries require emergency room treatment, or hospitalization and in more severe cases can result in death.
- Hip Fractures: Hip fractures often require surgery and extended hospitalization. In some more severe cases, surgery may be necessary to implant an artificial hip. Out of every five hip fracture patients, one of them dies due to their injuries
- Back and Spinal Cord Injuries: Injury to the spinal cord can lead to permanent paralysis, temporary paralysis and other severe neurological and sensory impairments
- Shoulder Injuries: slip (trip) and fall accidents can result in shoulder dislocations or more severe forms of shoulder injuries called brachial plexus injuries. The brachial plexus is a network of nerves that connect the shoulder, arm, and hand to the spinal cord. These injuries are often treated with surgery followed by extensive physical therapy
- Sprains and Fractures: The force of slipping and falling can cause minor to severe bone injuries. In some cases, the impact of the ground could cause minor sprains, in others; it could cause debilitating bone breakage that may result in temporary disability. Some of the common fractures that victims suffer include hip, spine, forearm, leg, ankle, pelvis, upper arm and hand.
In some instances, the injuries from a slip and fall accident may require extensive hospital treatment in order to see a full recovery. However, these treatments can be incredibly expensive, and in most cases can leave the victim with a heavy financial burden. This is particularly true when they have to foot the medical bill with a decreased Allstate injury claim settlement. For this reason, it is important to seek proper legal representation with the help of a lawyer experienced in Allstate insurance cases to pursue a lawsuit so that you can receive all the compensation you need for a full recovery.
How Normandie Law Firm Can Help
Having a skilled attorney on your side can mean the difference between filing a claim for compensation against Allstate, and having your case dismissed from court entirely. At the top-rated Normandie Law Firm, our experienced lawyers are experienced in getting our clients the full compensation for the damages that they have suffered. While our attorneys are based out of Los Angeles, we also practice in San Jose, Oakland, San Francisco, Sacramento, Fresno, San Diego, Orange County, Stockton, Bakersfield, and throughout the entire state of California.
FREE CONSULTATION: As a show this commitment to you and your case we offer our clients the benefits of a zero fee guarantee policy. Under our zero fee policy, all clients don’t pay for our services until their case is won. If you feel in need of a second opinion, second opinion case reviews are also free under this policy. Call now for a free consultation by one of our attorneys with experience in Allstate insurance cases, and we can guide you down the path of receiving proper compensation for your damages.
